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	<title><![CDATA[homeowner Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/homeowner.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to homeowner]]></description>
	<s:counts start="0" returned="20" found="936" />
	<language>en-us</language>
	<item>
		<title><![CDATA[Mortgage Modification: What's HAMP-ering Progress?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/financial-decoder/mortgage-modification-whats-hamp-ering-progress/984/]]></link>
		<description><![CDATA[Why aren't banks playing the mortgage modification game? We've been told that lenders prefer to modify and/or restructure loans, rather than enter into the costly and time consuming foreclosure process. At least that was the thought when the government rolled out the Home Affordable Modification Plan ("HAMP").   ...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 01 Dec 2009 08:35:01 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/modification.html"><![CDATA[Modification]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/jill+schlesinger.html"><![CDATA[Jill Schlesinger]]></category>
	</item>
	<item>
		<title><![CDATA[More Homeowners Face Mortgage Woes]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10005053/more-homeowners-face-mortgage-woes/]]></link>
		<description><![CDATA[The number of U.S. homeowners in foreclosure or delinquent on their mortgages continues to soar by Alain Sherter]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 19 Nov 2009 13:17:56 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/alain+sherter.html"><![CDATA[Alain Sherter]]></category>
	</item>
	<item>
		<title><![CDATA[Jump on Discounted Home-Improvement Products for Future Projects]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/real-time-money/jump-on-discounted-home-improvement-products-for-future-projects/229/]]></link>
		<description><![CDATA[Lowe's lousy profit report today underscores the problems that big home-improvement retailers face when homeowners delay planned additions and remodeling amid economic uncertainty. If you've already set aside some cash for a such a project, though, Lowe's woes -- and those of similar outlets --Â  actually offer you a rare...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 16 Nov 2009 13:11:02 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/showroom.html"><![CDATA[Showroom]]></category>
		<category domain="http://resources.bnet.com/topic/home+improvement.html"><![CDATA[Home Improvement]]></category>
		<category domain="http://resources.bnet.com/topic/lowe.html"><![CDATA[Lowe]]></category>
		<category domain="http://resources.bnet.com/topic/construction.html"><![CDATA[Construction]]></category>
		<category domain="http://resources.bnet.com/topic/retail.html"><![CDATA[Retail]]></category>
		<category domain="http://resources.bnet.com/topic/chris+pummer.html"><![CDATA[Chris Pummer]]></category>
	</item>
	<item>
		<title><![CDATA[FHA Running Through Money?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/ask-agent/federal-housing-administration-running-through-money/1014/]]></link>
		<description><![CDATA[More mortgage mess? A report by David Streitfeld and Louise Story in yesterday's New York Times raised the spectre that the Federal Housing Administration, which is helping to insure liquidity in the bottom end of the mortgage market, is facing a large number of troublesome defaults.    The...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Sat, 10 Oct 2009 09:44:39 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/alison+rogers.html"><![CDATA[Alison Rogers]]></category>
	</item>
	<item>
		<title><![CDATA[Good News For Mortgage Shoppers]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1173453]]></link>
		<description><![CDATA[Don't look now but mortgage rates are really, really low - practically at record low levels. Homeowners who still have adequate equity might want to jump on this and refinance one more time. Or start using their home equity line again. Or switch to a fixed-rate loan. Or give up...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 07 Oct 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/fmr.html"><![CDATA[FMR]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Did Home Refinancing Boom Trigger the Financial Crisis?]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10003912/did-the-ratchet-effect-trigger-the-financial-crisis/]]></link>
		<description><![CDATA[The residential housing market can burn down even when bankers restrain their lending, financial regulators dutifully police their beats and government officials tweak the right monetary dials.    That's the conclusion of an interesting new study by economists including Nobel laureate Robert Merton of Harvard and Andrew Lo...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 06 Oct 2009 13:15:35 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/financial+crisis.html"><![CDATA[Financial Crisis]]></category>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/alain+sherter.html"><![CDATA[Alain Sherter]]></category>
	</item>
	<item>
		<title><![CDATA[Calculating the Net Present Value (NPV) of a Foreclosure vs. a Loan Modification]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/calculating-the-net-present-value-npv-of-a-foreclosure-vs-a-loan-modification/1063/]]></link>
		<description><![CDATA[Now I sort of understand why so many homeowners are in loan modification hell.    This Dante's Housing Crisis Inferno has been fanned by the introduction of a simple calculation: the NPV.    What's the NPV? NPV stands for net present value, and it is an...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 23 Sep 2009 14:53:07 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/foreclosure.html"><![CDATA[Foreclosure]]></category>
		<category domain="http://resources.bnet.com/topic/modification.html"><![CDATA[Modification]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[Foreclosure Mediation Programs Aren't Working Because of Net Present Value (NPV) Calculations]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/foreclosure-mediation-programs-arent-working-because-of-net-present-value-npv-calculations/1067/]]></link>
		<description><![CDATA[Is foreclosure mediation going to prevent millions of foreclosures over the next few years?    Probably not, according to a new study released this afternoon by the National Consumer Law CenterÂ NCLC that looks at how effective 25 foreclosure mediation programs in 14 states have been at preventing foreclosures....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 23 Sep 2009 14:29:31 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/foreclosure.html"><![CDATA[Foreclosure]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[Feds Examine Banning Upfront Fees on Loan Modifications]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/ask-agent/feds-examine-banning-upfront-fees-on-loan-modifications/926/]]></link>
		<description><![CDATA[If you need to modify a crippling mortgage, you're not the only one -- estimates are that some three million mortgages still need to be modified.    Unfortunately, that many homeowners in distress has created a climate that's ripe for fraud. Now, according to Jim Puzzanghera of the...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 18 Sep 2009 10:38:51 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/alison+rogers.html"><![CDATA[Alison Rogers]]></category>
	</item>
	<item>
		<title><![CDATA[Auto and Homeowners Insurance: Is AARP Looking Out for You?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/auto-and-homeowners-insurance-is-aarp-looking-out-for-you/334671/]]></link>
		<description><![CDATA[The nonprofit behemoth promises to save you money and provide great service. But does it deliver? Here's how to decide if AARP policies are right for you.          As part of our continuing  analysis of AARP&#8217;s financial services products (earlier stories...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 26 Aug 2009 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/aarp.html"><![CDATA[AARP]]></category>
		<category domain="http://resources.bnet.com/topic/policy.html"><![CDATA[Policy]]></category>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+company.html"><![CDATA[Insurance Company]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
		<category domain="http://resources.bnet.com/topic/hartford.html"><![CDATA[Hartford]]></category>
		<category domain="http://resources.bnet.com/topic/aarp+auto+insurance+aarp%252fthe+hartford.html"><![CDATA[AARP Auto Insurance AARP/The Hartford]]></category>
		<category domain="http://resources.bnet.com/topic/aarp+homeowners+insurance+homeowners+insurance.html"><![CDATA[AARP Homeowners Insurance Homeowners Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+insurance.html"><![CDATA[Corporate Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/scottsdale+co..html"><![CDATA[Scottsdale Co.]]></category>
		<category domain="http://resources.bnet.com/topic/homeowners+insurance.html"><![CDATA[Homeowners Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/automobile+insurance.html"><![CDATA[Automobile Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/guaranteed+renewability.html"><![CDATA[Guaranteed Renewability]]></category>
		<category domain="http://resources.bnet.com/topic/recovercare.html"><![CDATA[RecoverCare]]></category>
		<category domain="http://resources.bnet.com/topic/lifetime+renewability.html"><![CDATA[Lifetime Renewability]]></category>
		<category domain="http://resources.bnet.com/topic/insurance+discounts.html"><![CDATA[Insurance Discounts]]></category>
		<category domain="http://resources.bnet.com/topic/bob+trebilcock.html"><![CDATA[Bob Trebilcock]]></category>
	</item>
	<item>
		<title><![CDATA[Drowning In Debt - 25 Million Will Be Underwater With Their Mortgages By 2011]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/drowning-in-debt-25-million-will-be-underwater-with-their-mortgages-by-2011/865/]]></link>
		<description><![CDATA[The clock is ticking. Homeowners are drowning. And the water is only getting deeper.    That's the vision of Deutsche Bank, which this week released a disturbing study that predicts 48 percent of all homeowners with mortgages will be underwater by 2011 - that means, their homes will...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 07 Aug 2009 06:50:55 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/home+price.html"><![CDATA[Home Price]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[Bank of America Defends its Record of Helping Homeowners]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10001994/bank-of-america-defends-its-record-of-helping-homeowners/]]></link>
		<description><![CDATA[Bank of America is doing damage control after its spanking yesterday by the feds over moving too slowly to help homeowners stave off foreclosure through the government's Home Affordable Modification Program. A fusillade of bad press prompted the company late yesterday to issue the following statement by Barbara Desoer, president...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 05 Aug 2009 09:15:08 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank Of America Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/foreclosure.html"><![CDATA[Foreclosure]]></category>
		<category domain="http://resources.bnet.com/topic/b.html"><![CDATA[B]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/alain+sherter.html"><![CDATA[Alain Sherter]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="tickers">BAC</category>
	</item>
	<item>
		<title><![CDATA[Which Banks are -- and Aren't -- Modifying Home Loans?]]></title>
		<link><![CDATA[http://industry.bnet.com/financial-services/10001946/which-banks-are-and-arent-modifying-home-loans/]]></link>
		<description><![CDATA[The federal Making Home Affordable initiative is off to a slow start in its mission of offering mortgage relief to millions of Americans hurt by the real estate bust. That's mostly because adjusting the loan terms, interest rate or principal  for, say, a recently unemployed homeowner doesn't pay for...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 04 Aug 2009 11:54:29 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/wells+fargo+%2526+co..html"><![CDATA[Wells Fargo & Co.]]></category>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage+company.html"><![CDATA[Mortgage Company]]></category>
		<category domain="http://resources.bnet.com/topic/making+home+affordable+initiative.html"><![CDATA[Making Home Affordable Initiative]]></category>
		<category domain="http://resources.bnet.com/topic/b.html"><![CDATA[B]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/alain+sherter.html"><![CDATA[Alain Sherter]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">WFC</category>
		<category domain="tickers">WFC</category>
	</item>
	<item>
		<title><![CDATA[Mortgage Fraud v.2009]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/mortgage-fraud-v2009/715/]]></link>
		<description><![CDATA[    Mortgage fraud is on the rise, especially in states where foreclosures have soared and the general economy is in the toilet.    Is it any surprise that those who lived large scamming homeowners during the boom would want to continue that standard of living...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 22 Jul 2009 04:10:18 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/fbi.html"><![CDATA[FBI]]></category>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/foreclosure.html"><![CDATA[Foreclosure]]></category>
		<category domain="http://resources.bnet.com/topic/fraud.html"><![CDATA[Fraud]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage+fraud.html"><![CDATA[Mortgage Fraud]]></category>
		<category domain="http://resources.bnet.com/topic/federal+government.html"><![CDATA[Federal Government]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[How Many Homeowners Will Be Scammed Twice?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/how-many-homeowners-will-be-scammed-twice/707/]]></link>
		<description><![CDATA[If you had great credit but were thrust into a subprime or Alt-A loan because someone made a heaping pile of change from it, I believe you were scammed.    And if you were told that the only way to qualify for a mortgage you couldn't afford was...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 20 Jul 2009 13:04:03 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[Are Homeowners Fatter Than Renters?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/ask-agent/are-homeowners-fatter-than-renters/660/]]></link>
		<description><![CDATA[It couldn't have come at a more perfect time: I was reaching for the Haagen-Dazs to eliminate the stress of my upcoming move when my editor suggested I write about the June research that homeowners are fatter and more unhappy than non-homeowners.    The research, by Wharton professor...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 15 Jul 2009 17:19:51 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/gender+and+diversity.html"><![CDATA[Gender And Diversity]]></category>
		<category domain="http://resources.bnet.com/topic/recruitment+%2526+selection.html"><![CDATA[Recruitment & Selection]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
		<category domain="http://resources.bnet.com/topic/alison+rogers.html"><![CDATA[Alison Rogers]]></category>
	</item>
	<item>
		<title><![CDATA[Mold, Lead, and Leftover Meth Causing Heartache for Homeowners]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/mold-lead-and-leftover-meth-causing-heartache-for-homeowners/686/]]></link>
		<description><![CDATA[If you're allergic to black mold, living in a house that has black mold hidden in the walls could actually kill you. Lead paint, still found in old houses built and painted before the 1970s era law that removed lead from paint, can cause brain damage and learning disabilities in...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 14 Jul 2009 13:48:17 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/house.html"><![CDATA[House]]></category>
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		<title><![CDATA[Mortgage Refinances to 125 Percent Loan-To-Value Ratio Start Today]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/mortgage-refinances-to-125-percent-loan-to-value-ratio-start-today/640/]]></link>
		<description><![CDATA[That didn't take long. The Federal Housing Finance Agency FHFA issued a quiet press releaseÂ today announcing that Fannie Mae and Freddie Mac would now accept refinancing with 125 percent loan-to-value ratios.    So if your house is worth $100,000, but you owe $125,000, and your loan is owned...]]></description>
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		<pubDate>Wed, 01 Jul 2009 14:23:19 -0700</pubDate>
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		<title><![CDATA[Can't Refinance Under Making Home Affordable? Try This.]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/cant-refinance-under-making-home-affordable-try-this/625/]]></link>
		<description><![CDATA[I received this question yesterday from Larry, in response to my blog Want to Refinance Your Mortgage? Home Loan-to-Value Ratio May Climb to 125 percent. (I've edited the question a little for clarity.)  Ilyce:    What options does someone whose mortgage is notÂ ownedÂ or securitized byÂ Freddie Mac or...]]></description>
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		<pubDate>Wed, 01 Jul 2009 04:35:30 -0700</pubDate>
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		<title><![CDATA[Want to Refinance Your Mortgage? Home Loan-to-Value Ratio May Climb to 125 Percent]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/want-to-refinance-your-mortgage-home-loan-to-value-ratio-may-climb-to-125-percent/592/]]></link>
		<description><![CDATA[    BREAKING NEWS JULY 1, 2009: FHFA just issued a press release announcing that homeowners would be able to refinance their mortgages up to the 125 percent LTV level.    Â     Want to refinance your mortgage? If you wanted to qualify for...]]></description>
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		<pubDate>Mon, 22 Jun 2009 16:56:24 -0700</pubDate>
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