Horizon Healthcare Dental Services Inc.

Christy W. Bell is the Senior Vice President, Healthcare Management and President and Chief Operating Officer of Horizon Healthcare, Horizon's HMO. He is responsible for contracting, fiscal performance, and relationships with hospitals, physicians, and providers in the Horizon network. He oversees quality, utilization management and pharmacy expenditures for all product lines. In sum, Mr. Bell is accountable for the medical loss ratios of all Horizon product lines. Mr. Bell is a seasoned executive with over 30 years industry experience. He has served as the Executive Director of Humana Medical Plan, Inc., of South Florida, a 400,000 member plan. Prior to Humana, Mr. Bell spent 18 years at the Fallon Community Health Plan in Worcester, Massachusetts, where he had responsibility for the overall management of the 175,000 member HMO. Fallon Community Health Plan is consistently recognized as one of the top HMO's in the country. Mr. Bell helped create the country's first Medicare Risk contract in 1980 and helped Horizon launch the first Medicare PPO demonstration plan in 2003. Mr. Bell has published numerous articles on marketing, Medicare, HMO's and managed care. He has been an adjunct faculty member at both Anna Maria College and University of Massachusetts Medical School of Nursing. He has served on multiple community and industry Boards, including American Association of Health Plans (AAHP) where he led its Medicare subcommittee. He served on the Boards and Executive Committees of both Fairlawn and St. Vincent hospitals. He chaired the Managed Care Professional and Technical Advisory Committee for the Joint Commission on Accreditation of Healthcare Organizations (JCAHO). Mr. Bell has a Bachelor of Arts degree from Hobart College. He served as a Deputy Missile Combat Crew Commander in the US Air Force during the Vietnam conflict.

Jack Campbell is Senior Vice President, General Counsel and Secretary of Horizon Blue Cross Blue Shield of New Jersey (Horizon BCBSNJ). Mr. Campbell has been with Horizon BCBSNJ since 2002. Mr. Campbell is a graduate of the University of Notre Dame and obtained his J.D. from Georgetown University. After serving in the Air Force, Mr. Campbell began a twenty-four year career at Aetna as an Investment Counsel, rising to the position of Vice President & Counsel in the Corporate Practice Group. After leaving Aetna, he did insurance consulting work and later became a Partner in the Washington, D.C. law firm of Epstein, Becker & Green. While remaining a Partner at Epstein, Becker & Green, he became the outside General Counsel to Coventry Health Care, Inc. in Bethesda, Maryland. Mr. Campbell is an Attorney admitted to the Bar in Connecticut, Virginia and Washington, D.C. He is a member of the American Society of Corporate Secretaries, as well as a member of the American Health Lawyers Association.