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	<title><![CDATA[human resources and safe harbor Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to human resources and safe harbor]]></description>
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		<title><![CDATA[Executive Retirement Programs at River Branch General - A Guide Into a Safe Harbor for Not-for-Profit Hospitals]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143691]]></link>
		<description><![CDATA[Trustees at not-for-profit health care organizations must approve and maintain the executive retirement programs for the organization. Executives want a program that will allow them to focus on running the organization rather than planning for their needs in retirement. This white paper clarifies the process by helping trustees and executives...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 20 Jul 2004 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/hospital.html"><![CDATA[Hospital]]></category>
		<category domain="http://resources.bnet.com/topic/safe+harbor.html"><![CDATA[Safe Harbor]]></category>
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		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
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		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<title><![CDATA[Safe Harbor 401(k) Chart]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=93772]]></link>
		<description><![CDATA[From the executive summary: ‘The safe-harbor 401k plan is an employee benefit retirement plan suitable for corporations, partnerships, sole proprietors, and non-profit organizations. Each employer's goals, plan design, contribution sources and demographics form a unique scenario. The employer will wish to discuss the same with his or her plan provider...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 16 May 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/employee+benefit.html"><![CDATA[Employee Benefit]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/safe+harbor.html"><![CDATA[Safe Harbor]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
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		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<title><![CDATA[New IRS Guidance on 401(k) Safe Harbor Rules Provides Flexibility for Plan Sponsors]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75419]]></link>
		<description><![CDATA[The Internal Revenue Service recently issued additional guidance on safe harbor requirements for 401k plans. Safe harbor contributions formulas became available for most 401k plans beginning with the 1999 plan year. This article discusses safe harbor rules; a plan sponsor does not have to perform the actual deferral percentage ("ADP")...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 May 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/safe+harbor.html"><![CDATA[Safe Harbor]]></category>
		<category domain="http://resources.bnet.com/topic/internal+revenue+service.html"><![CDATA[Internal Revenue Service]]></category>
		<category domain="http://resources.bnet.com/topic/plan+sponsor.html"><![CDATA[Plan Sponsor]]></category>
		<category domain="http://resources.bnet.com/topic/plan+year.html"><![CDATA[Plan Year]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<title><![CDATA[DOL Expands Electronic Delivery of Benefit Plan Information]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=51815]]></link>
		<description><![CDATA[The Department of Labor DOL has issued final regulations that widen and deepen the proposed safe harbor for the electronic delivery of ERISA disclosures. The safe harbor now includes electronic delivery of plan information to sites beyond the workplace and now applies to many more disclosures, not just summary plan...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 11 Apr 2002 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/erisa.html"><![CDATA[ERISA]]></category>
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		<category domain="http://resources.bnet.com/topic/safe+harbor.html"><![CDATA[Safe Harbor]]></category>
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		<category domain="http://resources.bnet.com/topic/benefit+plan.html"><![CDATA[Benefit Plan]]></category>
		<category domain="http://resources.bnet.com/topic/dol.html"><![CDATA[DOL]]></category>
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		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
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