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- AFLAC Inc. Q3 2009 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question sir is from Colin Devine, your line is open. Colin Devine - Citigroup If Ken or if Kriss is there I'd like to talk about the investment impairment policy. I must say it's a struggle. I can't recall any other insurer that...
- Earnings calls 2009-10-29
Additional Resources
- A Health Policy for Hearing Impairment in Older Australians: What Should It Include?
- As in all western countries, Australia's older population experiences high levels of hearing impairment coupled with relatively low levels of hearing device usage. Poor hearing diminishes the quality of life of affected individuals and their families. This paper discusses how to improve Australian hearing health policies in order to better...
- White papers 2005-12-13
- American Safety Insurance expands site pollution impairment product
- American Safety Insurance Services Inc. expanded the coverage of its Site Pollution Impairment Legal Liability SPILL product. The policy can provide coverage for sudden, accidental and gradual pollution conditions; off- and on-site third-party bodily injury, property damage and clean-up costs; underground storage tanks; and unknown pre-existing conditions.Premiums begin at $5,000;...
- Research articles 2006-07-01
- proof is in the policy: The Bush Administration, nonpoint source pollution, and EPA's final TMDL rule, The
- The Proof Is in the Policy: The Bush Administration, Nonpoint Source Pollution, and EPA's Final TMDL Rule^* I. Introduction forty-two states, nonpoint sources are the predominant source of pollution in lakes, and in thirty-three states, NPS pollution is the most significant impairment of streams and rivers.7 Additionally, nonpoint sources account...
- Research articles 2002-01-01
- Unbundling policy in the United States: players, outcomes and effects
- Abstract: Building on attempts during the 1980s to establish principles of Open Network Architecture ONA, unbundling obligations became a cornerstone of the framework for local competition devised by the Telecommunications Act of 1996. Several of the regulations developed by the Federal Communications Commission FCC, including the impairment test to assess...
- Research articles 2005-01-01
- MDC Holdings, Inc. Q3 2007 Earnings Call Transcripts
- Question-and-Answer SessionOperator [Operator instructions]. Our first question comes from Michael Rehaut of J.P. Morgan. Michael Rehaut - J.P. Morgan Hi, thanks. Good morning. Larry A. Mizel - Chairman and Chief Executive Officer Hi, Mike. Michael Rehaut - J.P. Morgan First question relates...
- Earnings calls 2007-10-25
- Wolseley plc Interim Management Statement Call Transcript
- Question-and-Answer SessionOperator Thank you. The question-and-answer session will be conducted electronically. [Operators Instructions]. We will take now our first question from Tim [inaudible]. Please go ahead. Unidentified Analyst Hey, guys. This is Tim [inaudible] in Dublin. My first question is in relation to the stock...
- Earnings calls 2007-11-30
- Pulte Homes Q2 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question comes from the line of Nishu Thood from Deutsche Bank. Please proceed. Nishu Thood - Deutsche Bank Thanks. Good morning. Richard Dugas Good morning. Nishu Thood - Deutsche Bank The first question I wanted to ask related to the cost savings initiative....
- Earnings calls 2007-07-26
- Brunswick Corp. Q3 2007 Earnings Call Transcript
- Question-and-Answer Session Operator Thank you. At this time, we will begin the question-and-answer session. [Operator Instructions]. Our first question comes for Michael Savner with Banc of America. Sir, your line is open. Michael Savner - Banc of America Thanks. Good morning. A couple of...
- Earnings calls 2007-10-28
- Banco Santander Central Hispano SA Q3 2007 Earnings Call Transcript
- Question-and-Answer Session Unidentified Company Representative Well, it's not really necessary to do an impairment because the evaluation of the goodwill is not related to the share price. It's related rather to the capacity for generating profit and the value of the assets that is the value of the...
- Earnings calls 2007-10-25
- Workplace Drinking on the Rise
- According to Aviation Week, a NASA-assembled panel found that on at least two occasions, astronauts engaged in “heavy use of alcohol†within twelve hours of launching, putting themselves and their colleagues at risk. In a press conference scheduled for this afternoon, NASA is expected to address the issue. They’re not...
- Blog posts 2007-07-27
- Occidental Petroleum Corp. Q3 2007 Earnings Call Transcript
- Question-and-Answer Session Operator [Operator Instructions]. Our first question comes from Michael LaMotte of J. P. Morgan. Michael LaMotte - J. P. Morgan Thank you good morning. Dr Irani I was hoping you could speak a little bit about activities in Libya. We have heard on...
- Earnings calls 2007-10-25
- ConocoPhillips Q2 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question comes from Neil McMahon with Sanford Bernstein. Neil McMahon - Sanford Bernstein Hi, guys. Just wanted to run over a number of questions. The first is really on your refining number you mentioned that you were capturing more of the crack this...
- Earnings calls 2007-07-25
- Environmental liability markets expand
- Wide range of coverages has been developed since pollution exposures first became apparent. Environmental impairment has been defined as "the emission, discharge, disposal, seepage, release or escape of any liquid, solid, gaseous or thermal irritant, contaminant or pollutant into or upon land, the atmosphere or any watercourse or body of...
- Research articles 1997-07-01
- Lennar Corp Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Certainly, and now we will being our formal question and answer session. Operator Instructions.Our first question is coming from Michael Rehaut, JPMorgan. Michael Rehaut - JPMorgan Hi. Thanks good morning everyone. The first question is on your pricing strategy, pertinent to your own company, you have not...
- Earnings calls 2008-12-29
- Markets for environmental liability
- Vast marketplace exists for varied exposures The market for environmental risks began to emerge following the amendment of the CGL policy in 1985 to an absolute exclusion of environmental impairment. Fewer and fewer court decisions reversed this absolute exclusion. Thus, there arose a need for environmental impairment liability coverage, which...
- Research articles 1998-07-01
- ADC Telecommunications, Inc. F4Q07 (Qtr End 10/31/07) Earnings Call Transcript
- Question-and-Answer SessionOperator [Operator Instructions]. And your first question is from Simon Leopold of Morgan Keegan. Simon Leopold - Morgan Keegan & Co. Thanks, I wanted to get in a couple of clarifications first, one is just trying to come up with the pro forma earnings number...
- Earnings calls 2007-12-12
- Umpqua Holdings Q4 2007 Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions We’ll pause for just a moment to compile the Q&A roster. The first question is from Todd Hagerman with Credit Suisse. Todd Hagerman – Credit Suisse Just a couple of questions, first off maybe Brad and Ray,...
- Earnings calls 2008-01-30
- Argon ST, Inc. Q4 2007 Earnings Conference Call
- Question-and-Answer SessionOperator Operator Instructions Your first question is from the line of David Gremmels with Thomas Weisel Partners. Please proceed sir. David Gremmels - Thomas Weisel Partners Thanks, good morning. The press release characterizes the opportunity pipeline as being the best since ’05. I suspect some of this...
- Earnings calls 2007-11-29
- Royal Dutch Shell Q3 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. We will now begin the question-and-answer session. [Operator Instructions] Theepan Jothilingam from Morgan Stanley is now online with a question. Theepan Jothilingam – Morgan Stanley Yes. Hi, good afternoon Peter. Just a couple of questions please. Just firstly, you've been very active...
- Earnings calls 2007-10-25
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