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- Rent-A-Center Beats Wal-Mart to Financial Services, Provides Warning
- Rent-A-Center has been getting a boost in the recession, seeing higher comparable store sales as consumers turn to it for furniture, appliances and electronics, but it has been tripped up a bit by an expansion into financial services, which might be an object lesson for Wal-Mart as it looks for...
- Blog posts 2009-02-19
Additional Resources
- Consumer Portfolio Services, Inc. Reports Third Quarter 2002 Earnings
- Business Editors IRVINE, Calif.--BUSINESS WIRE--Oct. 23, 2002 Continued Growth in Revenues and Net Income Consumer Portfolio Services, Inc. (Nasdaq: CPSS) today announced earnings for its third quarter, ended September 30, 2002. For the three months ended September 30, 2002 total revenues increased approximately $11.8 million, or...
- Research articles 2002-10-23
- Family Dollar Trying to Capture Higher-Income Customer
- Family Dollar, known for its lower-income consumer base, looks to grow the number of higher-income shoppers that visit its stores. And keep them. by Ian Ritter
- Blog posts 2009-11-04
- Sweet value at Dollar General: this fast-growing chain of more than 7,500 stores is where many of the nation's low-income consumers--and other smart shoppers--go to find a deal on candy. Customer representative Ken Smith is committed to giving these discr
- Ken Smith understands the psyche of the low-income consumer. That understanding is one of the things that comes across most clearly in the course of a conversation with the likable and straight-talking candy category manager for Dollar General Corp. Category manager...
- Research articles 2005-05-01
- The Vanishing American Consumer
- Have Americans given up "retail therapy" for good? A permanent shift could be good for many strapped households — but would spell bad news for the recovery. American consumers have awakened, bolt upright, with belated sticker shock (“I bought what!? I spent how much!?”), from a shopping spree that’s...
- Articles 2009-09-15
- Building Down the U.S. Consumer Society
- By now Americans hardly need reminding that, in the aggregate, they bought too much stuff over the last 10 years, and that it was unwise to rely so much on borrowed money. Economists are starting to reckon what it's going to cost to unwind it all and get the U.S....
- Blog posts 2009-05-27
- Consumer Credit Losses at JPMorgan Chase Spell Danger for Weaker Banks
- It's another blow-out quarter for JPMorgan Chase. Yet rising losses in consumer lending augur badly for less healthy banks. The company announced third-quarter net income of $3.6 billion on revenue of $28.8 billion, compared with earnings of $527 million on sales of $16 billion in the year-ago...
- Blog posts 2009-10-14
- Consumer Action Publishes New Multilingual Brochure to Educate Consumers About Federal Earned Income Tax Credit.
- Byline: Consumer Action SAN FRANCISCO, March 21 AScribe Newswire -- Consumer Action CA today released a multilingual brochure to educate people about the Earned Income Tax Credit EITC, which helps low income, working taxpayers get more money back when they file their federal income...
- Research articles 2005-03-21
- Personal Income Stats: More Save, Less Spend in Sept. 2009
- Marketing Charts submits: In a reversal of the economic trend over the past few months, US consumers spent less and saved more in September 2009 than in August 2009, according to the monthly Bureau of Economic Analysis Personal Income and Outlays report, which also...
- External links 2009-11-02
- US February consumer spending up 0.1 pct, income up 0.5 pct
- WASHINGTON AFP — US consumer spending edged up 0.1 percent in February from the prior month while household income rose 0.5 percent, the Commerce Department said Friday. The meager rise in spending, the driver of growth in the world's biggest economy, matched analysts' consensus forecast, while the income gain...
- Research articles 2008-03-28
- The Bleeding Edge of Media Business Models
- Sometimes the comments thread behind one of my posts raises points that deserve more than a simple response from me -- they deserve a full airing and perhaps a debate. Last week's "Posner Advises Press to Commit Business Suicide," drew a bunch of comments, especially from people who felt I'd...
- Blog posts 2009-07-04
- Insolvency, Trigger Events, and Consumer Risk Posture:Single-Family Mortgage
- This paper integrates notions of insolvency, trigger events, and consumer risk posture into the theory of single-family mortgage default. It presents a traditional consumer-or choice-theoretic framework that recognizes common elements of mortgage optionally alongside insolvency, income, house price, and interest rate variables. Two motivations for mortgage default, insolvency and exercise...
- White papers 1998-03-01
- Best Practice in Consumer Collections
- Consumer spending is at an all-time high around the world. Competition and increased availability of additional credit mean that more consumers than ever before are able to purchase goods and services and finance them without having to pay for their entire cost in a lump sum. With the dramatic improvement...
- White papers
- MetLife Introduces Inflation Protection Feature for Its Guaranteed Immediate Income Program, a Fixed Income Annuity; New Feature Based on the Consumer Price Index
- NEW YORK -- To help individuals protect their purchasing power throughout retirement, Metropolitan Life Insurance Company MetLife announced today the introduction of an Inflation Protection feature, available under MetLife's Guaranteed Income ProgramSM. Based on the Consumer Price Index for All Urban Consumers (CPI-U), this is a true inflation-adjusted immediate income...
- Research articles 2005-12-01
- US consumer spending slows in June
- WASHINGTON AFP — US consumer spending moderated in June as households were buffeted by rising energy prices and interest rates, the Commerce Department said. The government said consumer spending slowed to a rise of 0.4 percent in June, compared with a 0.6 percent gain in May. Personal income...
- Research articles 2006-08-01
- Relief at Pump Spurs Hike in Florida Consumer Confidence This Month.
- Byline: University of Florida GAINESVILLE, Fla., Oct. 31 AScribe Newswire -- Lower gas prices have given low-income customers a break and fueled a seven-point increase in consumer in October to 90, its highest level in seven months, University of Florida economists report. ...
- Research articles 2006-10-31
- Consumer Portfolio Services, Inc. Reports 2007 Fourth Quarter and Full-Year Earnings
- IRVINE, Calif. -- Consumer Portfolio Services, Inc. (Nasdaq: CPSS) ("CPS" or the "Company") today announced earnings for its fourth quarter and year ended December 31, 2007. Pretax income for the fourth quarter of 2007 increased to $6.0 million, compared to pretax income of $4.5 million for the fourth quarter...
- Research articles 2008-02-12
- Groups challenge telco's filing about minorities. (Center for Media Education; Consumer Federation of America; National Association for the Advancement of Colored People; National Council of La Raza; U S West Inc.)
- Consumer and civil rights groups are again complaining that low-income and minority groups will be excluded from the video dial tone networks being built by four regional Bell operating companies. In a second filing with the Federal Communications Consumer and civil rights groups...
- Research articles 1994-07-18
- US interest rate rise may impact consumer spend.(Brief article)
- US consumer spending could be hit by yet another US interest rate hike. The US Federal Reserve has raised US rates to 4.75 per cent from 4.5 per cent, which will exert pressure on disposable income spend. The new rise, led by the Fed's new chief, Ben...
- Research articles 2006-04-07
- Personal income levels and growth rates vary widely by state.(Cahners Economics)
- Personal income growth is one of the most important fundamentals driving consumer spending. Employment growth rates and confidence levels are important, but without the dollars to spend, consumers are constrained to the level of their credit limit Personal income growth is one of...
- Research articles 1997-09-01
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