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- A Disaster Planning Toolkit For The Small Business Owner
- "The purpose of this document is to provide businesses with information to assist them in increasing their protection from natural hazards. It is intended to serve only as a guide. The authors, contributors and publisher disclaim all warranties and guarantees with respect to the information in the document and...
- White papers 2003-01-01
- Protect Your Home From Water Damage
- If water intrusion does occur, people can minimize the damage by addressing the problem quickly and thoroughly. If water is flowing into the home from burst piping or damaged appliances, shut off the water supply, typically found outside the house or at the meter. Immediately remove standing water and all...
- White papers 2002-04-17
- Is Your Home Protected From Wildfire Disaster? A Homeowner's Guide to Wildfire Retrofit
- The purpose of this paper is to provide homeowners with guidance on ways to retrofit and build homes to reduce losses from wildfire damage. It contains suggestions and recommendations based on professional judgment, experience and research and are intended to serve only as a guide. This paper is designed to...
- White papers 2003-02-18
- Protect Your Home Against Wildfire Damage
- In truth, nearly every state has been devastated by wildfires in the last century. Over 140,000 wildfires occurred on average each year, burning a total of almost 14.5 million acres. And since 1990, over 900 homes have been destroyed each year by wildfires. While wildfires are more frequent in the...
- White papers 2002-10-28
- Wildfire: Build to Fortified Standards
- People build to a standard of quality on every home that says something about their company long after the last nail is driven. But nature's fury can undo in just a few minutes the quality and workmanship that should have lasted for years. That's why the Fortified, for safer living...
- White papers
- Are We Planning Safer Communities? Results of a National Survey of Community Planners and Natural Disasters
- Land use and development decisions occur at the municipal, county or regional level. These decisions can have a significant effect on a community's vulnerability to natural disasters. For this reason, IBHS and its insurance company members want to know whether and to what extent communities are including natural hazards information...
- White papers 2002-04-16
- Fortified Builders Guide
- Fortified, for Safer Living is a program designed to help bring deserved recognition to builders who know the value of a practical, yet strongly built and disaster resistant home. It is well known that the home-buying public prefers a home that is built by a "good" builder. But, every builder...
- White papers 2005-01-10
- Homebuyers Guide
- The Fortified, for Safer Living program is designed to make your home safer and stronger. It provides a measure of disaster resistant construction that better prepares it from the onslaught of windstorms, floods, wildfires, earthquakes, hail and severe winter weather. Homes all across the country are at high risk from...
- White papers 2004-03-19
- Open for Business: A Disaster Planning Toolkit for the Small Business Owner
- The purpose of this paper is to provide businesses with information to assist them in increasing their protection from natural hazards. People invest all of their time and resources into making their business work. They have a dedicated customer base. They have a good reputation for paying their suppliers and...
- White papers 2001-09-19
- Protect Your Commercial Property From Water Damage
- Water may be essential to life, but as a destructive force, water can diminish the value of people's commercial building. Commercial buildings, as well as manufacturing facilities, can suffer water damage that results in increased maintenance costs, a decrease in the value of the facility, lowered productivity and potential liability...
- White papers 2002-08-22
- Protect Your Home Against Tornado Damage
- Even if people live outside "Tornado Alley," the area of the country that runs north from Texas through eastern Nebraska and northeast to Indiana, they are still vulnerable to tornadoes. Kansas, Oklahoma and Texas may see more of these unpredictable and dangerous storms than other states, but the rest of...
- White papers 2002-10-28
- Protect Your Home Against Hurricane Damage
- Hurricanes are like no other storms on earth. From Maine to Texas, and in Hawaii, these ferocious weather systems bring torrential rain, flooding, storm surges and devastating winds that damage homes, destroy treasured keepsakes and disrupt family life. Review your homeowner's insurance policy periodically with your insurance agent or company...
- White papers 2004-08-12
- Is Your Home Protected From Earthquake Disaster? A Homeowner's Guide to Earthquake Retrofit
- Earthquakes occur suddenly with little or no warning, during any season and at any time of day. Although the West Coast generally has the greatest earthquake activity, the potential for earthquakes exists in almost every corner of the United States. The information and suggestions presented in this paper range from...
- White papers 2003-02-18
- Protect Your Home Against Earthquake Damage
- An earthquake puts people's home's structure to the test: it must absorb the earthquake's energy and provide a stable path to transfer these forces back into the ground. Their home is more likely to pass this test when it is properly tied together. That is, when the roof is attached...
- White papers 2002-10-28
- Protect Your Home Against Damage From Freezing Weather
- An ice dam is an accumulation of ice at the lower edge of a sloped roof, usually at the gutter. When interior heat melts the snow on the roof, the water will run down and refreeze at the roof's edge, where temperatures are much cooler. Eventually, the ice builds up...
- White papers 2002-10-28
- Is Your Home Protected From Hail Damage? A Homeowner's Guide to Hail Retrofit
- This is the perfect time to give serious thought to the hazards their home is exposed to. One of the most vulnerable spots on their home is the roof. And one hazard most homeowners can expect to face at some point is hail. Compared to earthquakes and hurricanes, hail might...
- White papers 2003-09-02
- For Property Owner: Levees Are in, the Flood Plain
- The levee may not provide flood protection until certain actions are taken. There is a need for human intervention to make the system work, and this requires advance planning, significant resources, and specific, timely actions to make the levee system ready for a "flood fight". For example, roads and railroads...
- White papers 2004-05-19
- You Can Go Home Again: Returning Home After a Natural Disaster
- In the moments after a tornado, fire or other disaster turns your home into a ruin; it's natural to feel lost. But there are ways to quickly find yourself on the road to rebuilding your house and replacing lost, damaged or destroyed personal possessions. There are several resources available to...
- White papers 2002-10-07
- Getting Back to Business: A Guide for the Small Business Owner Following Disaster
- Following a disaster, it is anything but "business as usual" for them, their employees and customers. But the faster they can return to their business to some level of normal operations, the quicker they can restore income, jobs and the goods and services their community has come to depend on...
- White papers 2003-06-20
- Make Your New Home Fortified: For Safer Living
- Some risks in life are worth taking, like commuting to work in heavy traffic or making an investment decision. Others aren't, especially at home, the one place you want as few risks as possible. That's why the Fortified: for safer living program was developed. Every area of the country is...
- White papers
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