The focus of excellence, which differs from institution to institution, is a function of a strategic decision based on the individual bank's business model. It is important to note that in the decision to concentrate resources and investment on one area is not at the expense of the other performance...
Scholars of management have long considered how institutions can help resolve market imperfections and thereby improve human welfare. Most previous research has emphasized the use of for-profit firms. Such institutions cannot effectively address many environmental problems, however, because environmental problems often transcend firm boundaries. As a result, management scholars have...
According to Hanover Research's paper on Purchasing Practices in Higher Education, institutions are continually seeking ways to better manage purchasing and incorporate more efficient, cost-effective purchasing systems in order to save on both purchases and back-end support costs. Many institutions have found that a standardized, controlled purchasing system based on...
Current trends indicate that higher education institutions are spending more than $20 million to complete single Enterprise Resource Planning ERP system implementations. These trends also point out that the success rate estimate of those implementations is as low as 30%. An ERP implementation project warrants and requires a high level...
Economic institutions set a framework within which businesses develop their strategies. Variations in institutions thus explain differences in the organizational forms. This applies in particular in emerging economies with institutional frameworks differ not only fundamentally from industrialized economies, but also vary greatly amongst each other. This paper investigate the impact...
This paper argues that countries whose governments are highly ranked according to various indices of the quality of institutions tend to do better in attracting foreign direct investment. In an empirical analysis of cross-section data, the paper finds that different aspects of the quality of institutions from a country (corruption,...
The paper outlines that the financial health of the banking industry is very sound, while the challenges facing banks tend to be related primarily to reputational and regulatory issues that have been in the news. But even these challenges haven't manifested themselves in either problem institutions, where the fundamental health...
The paper analyzes the effects of market structure on the branching decisions of three types of depository institution: multi-market banks, single-market banks, and thrift institutions. It argues that additional branches increase quality for an institution's consumers, and examine the interaction between market structure and this particular measure of quality. The...
Infrastructure accounts for between 25 and 40 percent of information technology IT costs for large financial institutions, representing the investment of hundreds of millions of dollars. Sound IT strategy and architecture provide an essential foundation for maximizing that investment. Using the "Designing for Six Sigma" discipline, institutions can create a...
The paper assesses the competitive impact that single-market banks and thrift institutions have on multi-market banks (and vice-versa) in 1,884 non- MSA markets. It estimates a model of equilibrium market structure which endogenizes entry for three types: multi-market banks, single-market banks, and thrift institutions. Observed market structures and the solution...
This paper discusses dual-career programs implemented at academic institutions within the Unites States and Canada. Various institutions across the United States and Canada were surveyed regarding their policies and practices pertaining to dual-career couples. A comparative analysis of the survey results provides comprehensive benchmarks of existing practices. A critical issue...
"Banking regulators rely heavily upon internal and external auditors as part of their risk-focused supervision processes. The adequacy of these areas functioning as viable independent parties provides a level of assurance to regulators that the Board of Directors and senior management are receiving unbiased feedback on the internal control...
In the 1996 Regular Session of the Legislature Act 96-539 was enacted. Act 96-539 was later codified as Section 16-5-15 of the Code of Alabama. The Alabama Commission on Higher Education, working with representatives from institutions of higher education, developed a reporting format to be used by the institutions in...
Many academic institutions were optimistic as we all began studying Business Process Reengineering and hopeful, that if the process were applied diligently, we would achieve results similar to those of the business world. There was probably even a tinge of guilt thrown in, because we were late in applying these...
This article is about Regulation A that governs borrowing by depository institutions at the Federal Reserve discount window. The Federal Reserve discount window is available to any depository institution that maintains transaction accounts or non-personal time deposits. (Transaction accounts are defined to include checking accounts, NOW accounts, share draft...
Capital is the principal element to ensure the non-bank depository institution’s reliability and sustainability, as it gives the institution the opportunity to carry out banking activities, ensures stable growth, and enables it to neutralize expected and unexpected financial losses and damages. This article also explains about Minimum Capital Requirement, Requirement...
This paper introduces institutions as the independent variable in global climate change research. The questions it asks are how human institutions negotiate the uncertainties represented by global climate change, and specifically how regulatory institutions are influenced both vertically and horizontally. Indeed, it is institutions of government which will determine how...
International environmental institutions can influence the behaviour of states and the quality of the environment that their behaviours, in turn, influence. Of course, not surprisingly, not all international environmental institutions realise their potential to wield influence. At times this reflects poor institutional design, while at other times it reflects the...
A technology transfer is a key to an efficient innovating strategy implementation process. The institutional network should support this process. The aim of the paper is to point out the 'soft' circumstances which appear when institutions start to co-operate in such network. In the first part of the paper the...
This white paper deals with the Banking Directive, the scope of which is to provide the basis for assessing the adequacy of continuous liquidity of all credit institutions through the establishment of a liquidity maturity ladder and a minimum liquid-asset requirement. The paper also reveals that in order to maintain...
