insurance and annuity Resources | BNET
On CHOW: Why do ONIONS make you cry?

Resources

69 Resources for

insurance and annuity

  • Subscribe to this listing via:
  • RSS
  • Email

BNET Business Dictionary

Insurance
in financial markets, hedging or any other strategy that reduces risk while permitting participation in potential gains
Insurance definition on BNET »

BNET Resources

Stan Life Profit Up 51 Percent
By Clara Ferreira-Marques LONDON (Reuters UK) - Insurer Standard Life posted a 51 percent rise in interim operating profit on Wednesday, boosted by gains from a deal to protect itself against the impact of people living longer. Standard Life's SL operating profit on an embedded ...
Tags: Insurance, Investment, Standard Life, Equity, Insurance Company, Annuity, Sales, Avaya Inc.
News items 2008-08-06
L&G Beats Forecasts With Profit Rise
By Clara Ferreira-Marques LONDON (Reuters UK) - Legal & General topped forecasts with a 6 percent rise in first-half operating profit on Tuesday, as annuity sales more than offset the impact of a weakening economy and turbulent markets. Analysts had expected flat profits or a slight...
Tags: Sales Strategy, L&G, Insurance Company, Operating Profit, Annuity, Pound, Sales, Insurance
News items 2008-08-05
Redistribution by Insurance Market Regulation: Analyzing a Ban on Gender-Based Retirement Annuities
This paper shows how models of insurance markets with asymmetric information can be calibrated and solved to yield quantitative estimates of the consequences of government regulation. The authors estimate the impact of restricting gender-based pricing in the United Kingdom retirement annuity market, a market in which individuals are required to...
Tags: Finance, Investment, Insurance, Gender, Regulation, Massachusetts Institute Of Technology, Annuity
White papers 2006-04-01
The Uncertain Future of Longevity
More than ever before, pension fund and life insurance liabilities are sensitive to changes in mortality. In the UK, annuity and deferred annuity liabilities of pension schemes and insurers amount to over ú1 trillion. Historically much attention has been paid to investment risks but increasingly recognition is being given to...
Tags: Liability, Watson Wyatt Worldwide, Annuity, Investment, Insurance, Financial Planning, Finance, Business Operations, Corporate Insurance
White papers 2005-10-19
The Relationship Between Income and Health Insurance; Retirement Annuity and Employment-Based Pension Income; and Facts From EBRI: Finances of Employee Benefits, 1960-2003
The census bureau finds that individual with family income of $50,000 or more account for 11 million individuals (or 25 percent of the uninsured) and is the fastest-growing segment of the uninsured. This report examines why this apparently high-income population does not have health insurance coverage. The most recent Census...
Tags: Operational Accounting, Human Resources, Business Operations, Corporate Insurance, Finance, Insurance, Healthcare, Benefits, Pension, Health Care, Income, Annuity, Employee Benefit, Health Insurance
White papers 2005-02-01
Getting the Whole Story on Variable Annuities
The annuity in its simplest form is a contract between you and the issuing insurance company. Annuities can be a useful place to invest some money if one has exhausted all other tax-deferred retirement plan options, but if one really need to do your homework. In many cases, it may...
Tags: Annuity, Investopedia, Investment, Insurance, Finance, Business Operations, Corporate Insurance
White papers 2004-11-15
One on One With Michael A. Leibowitz, Rita Robbins of Invescor.(One on One)
Byline: Bruce Kelly Michael A. Leibowitz and Rita Robbins want to change how advisers sell insurance. The two, the chairman and president, respectively, of Invescor Ltd., say it's only a matter of time before regulators begin...
Tags: annuity, insurance, NASD, regulator, rep, security
Research articles 2005-11-07
CHINA SUPPORTS COMPANY ANNUITY ENTER INVESTMENT INSURANCES
AsiaInfo Services 04-22-2003 China Supports Company Annuity Enter Investment Insurances BEIJING, Apr 22, 2003 SinoCast via COMTEX -- Sun Jianyong, director of social insurance funds supervision division of Ministry of Labor and Social Securit AsiaInfo Services 04-22-2003...
Tags: annuity, insurance, insurance company, Sun Microsystems Inc.
Research articles 2003-04-22
Variable annuities
As a financial product sold by life insurance companies, it's no surprise that variable annuities have similar features to life insurance. Variable annuities are a hybrid financial product, combining features of mutual fund investing and life insurance. A variable annuity is a contract. You buy the contract with an initial...
Tags: Finance, Corporate Insurance, Business Operations, Financial Planning, Investment, Insurance, Life Insurance, Annuity
White papers 2003-09-08
International Adverse Selection in Life Insurance and Annuities
This paper evaluates the extent of adverse selection in life insurance and annuities in international markets, for both group and individual products. The results help assess the extent to which life insurers can hedge mortality exposure by writing both life insurance and annuities, and they may be used to determine...
Tags: Investment, Business Operations, Corporate Insurance, Finance, National Bureau Of Economic Research, Annuity, Financial Planning, Insurance, Life Insurance
White papers 2003-09-01
Senior Protection in Annuity Transactions Model Regulation
The purpose of the model act and regulation developed by that working group was to regulate the activities of insurers and producers that make recommendations to consumers to purchase certain life insurance and annuity products to ensure that insurers and producers will make suitable recommendations based on relevant information obtained...
Tags: Investment, Insurance, Regulation, Annuity, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2003-08-11
Life Insurance and Annuities
A life insurance policy allows you to set aside money now to provide a measure of financial security for your family upon your death. It can help your family meet the financial needs previously covered by your income. The paper further depicts that insurance policy provides more life insurance coverage...
Tags: Annuity, Finance, Business Operations, Insurance, Life Insurance Policy, Life Insurance, Corporate Insurance, Financial Planning
White papers 2003-08-05
Merging Asset Allocation And Longevity Insurance: An Optimal Perspective On Payout Annuities
This paper revisits the importance of longevity insurance—while discussing the concerns with a strategy consisting purely of fixed payout annuities—and then addresses the proper asset allocation between conventional financial assets and payout annuity products. Its focus is on maximizing a suitably defined objective function in an intuitive, comprehensible and practical...
Tags: Insurance, Annuity, Asset, Operational Planning, Research & Development, Investment, Asset Management, Asset Allocation, Financial Planning Association, Business Operations, Finance
White papers 2003-06-01
Are Variable Annuities Right For Your Clients?
In some situations, investing in variable annuities VAs may be a good choice, while in others investing in securities held within a taxable account may be more appropriate. The primary objective of this article is to develop client profiles for potential VA owners and for current VA owners who might...
Tags: Investment, Retirement Plans, Free Trade, Mutual Funds, Taxes, Financial Planning Association, Benefits, Insurance, NASD, SEC, Annuity, Financial Planning, Finance, Human Resources, Business Operations, Corporate Insurance
White papers 2003-01-01
Credit Implications of the Payout Annuity Market
"Our paper will examine the growth prospects and accompanying risks for the insurance industry in the payout annuity marketplace. By answering market demands in the payout annuity market and providing equity market participation with downside protection over the life of an annuitant, an insurance company exposes itself to a...
Tags: Corporate Insurance, Business Operations, Investment, Financial Planning, Finance, Insurance, Annuity
White papers 2002-10-15
Redistribution and Insurance: Mandatory Annuitization With Mortality Heterogeneity
This paper examines the distributional implications of mandatory longevity insurance when there is mortality heterogeneity in the population. It embeds that analysis into a life cycle framework that allows for an examination of distributional effects on a utility-adjusted basis. It finds that the degree of redistribution that occurs from the...
Tags: Finance, National Bureau Of Economic Research, Annuity, Redistribution, Investment, Insurance
White papers 2002-10-01
Adverse Selection in Insurance Markets: Policyholder Evidence From the Annuity Market
This paper investigates the importance of adverse selection in insurance markets. It finds systematic relationships between ex-post mortality and annuity policy characteristics, such as whether the annuity will make payments to the estate in the event of an untimely death and whether the payments from the annuity rise over time....
Tags: Insurance, Annuity, Finance, Investment
White papers 2002-08-01
International Adverse Selection
This paper evaluates the extent of adverse selection in life insurance and annuities in international markets. We examine the extent of adverse selection in group and individual life insurance. In addition we also compare results with prior analyses of adverse selection in international annuity markets, focusing on the US.Our results...
Tags: Investment, Financial Planning, Insurance, Life Insurance, Business Operations, Corporate Insurance, Finance, Annuity, Selection
White papers 2002-03-04
Determination of Nonforfeiture Benefits and Guaranteed and Non-Guaranteed Elements for Life Insurance and Annuity Contracts
The purpose of this Act is to establish disclosure requirements and standards for the determination of nonforfeiture values and guaranteed and non-guaranteed elements pertaining to life insurance and annuity contracts. The development and maintenance of Plans are intended to provide an equitable and consistent method of treating policyholders and determining...
Tags: Annuity, Life Insurance, Insurance, Financial Planning, Investment, Business Operations, Corporate Insurance, Finance
White papers 2000-09-08
Aetna announces annuity & insurance marketing agreement with Invest Financial Corp
HARTFORD, Conn.--BUSINESS WIRE--Aug. 28, 1995--Aetna Life Insurance and Annuity Co. ALIAC and its Financial Institutions Marketing Group have reached a selling agreement with INVEST Financial Corp.
Tags: Aetna Inc., annuity, insurance, marketing
Research articles 1995-08-28
advertisement
advertisement