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- in financial markets, hedging or any other strategy that reduces risk while permitting participation in potential gains
- Insurance definition on BNET »
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- Presidential Politics & Homeowner Insurance: Allstate Floridian Begins Consumer Education Campaign on Homeowners Insurance
- As presidential candidates acknowledge need for a national catastrophe fund, Allstate Floridian focuses on solutions for Florida homeowner's insurance crisis.
- Research articles 2008-01-28
- Homeowners Insurance
- The cost of insuring homes is expected to rise by 2.8 percent in 2004, the smallest increase in five years, said the Insurance Information Institute (I.I.I.). The projected increase represents a substantial slowdown from 2003 when homeowner's insurance costs rose by an estimated 7.4 percent, the I.I.I. observed. The average...
- White papers 2004-06-02
- Homeowners Insurance Coverage's: An Actuarial Study of the Frequency and Cost of Claims for the State of Michigan
- The paper found that the nature of homeowner's insurance losses is significantly different for each of the policy forms, and that the perils have significantly different impact on the losses for those forms. The claims and loss costs vary significantly by geographical areas within Michigan and these geographical variations are...
- White papers 2004-06-01
- Is Your Home Prepared for Frigid Temperatures?
- This paper gives suggestion for insurance claim against the property loss to homeowner. As many parts of the country experience frigid temperatures, it's important for homeowners to prevent weather-related damage to their property, according to the Insurance Information Institute (I.I.I.). Standard home-owners policies will cover most of the kinds of...
- White papers 2004-01-15
- Private Mortgage Insurance (PMI): New Law Requires Lenders to Cancel PMI
- PMI is extra insurance that lenders require from most homebuyers who obtain loans that are more than 80 percent of their new home's value. In other words, buyers with less than a 20 percent down payment are normally required to pay PMI. This article states that every homeowner will want...
- White papers 2003-10-16
- Homeowner's insurance basics
- Homeowner's insurance, also called property insurance, protects you from damages which includes Dwelling, Personal property, Liability, Living expenses etc. Like any other type of insurance, you pay a premium to buy a homeowner's insurance policy. An insurance company bases your premiums on which includes Claims in your area, Value of...
- White papers 2003-09-08
- Buying homeowner's insurance
- While the residential mortgage market continued to pace a modest economic recovery in the U.S. in 2002, homeowners found themselves paying more for homeowner's insurance. Homeowner's insurance protects homeowners from damages to there home that are sustained from bad weather, tornados, fire and similar casualty losses. Mortgage lenders require borrowers...
- White papers 2003-09-08
- Conference Report
- The article asserts that the key to restoring profitability is to put the “who” into homeowners rating. Personal auto insurance has long made use of rating variables reflecting the quality of drivers, while homeowners, rating has relied on traditional variables related to construction, fire protection, and territory. The growing use...
- White papers 2003-04-01
- Privileges Re: Insurer-Reinsurer Communications
- Homeowners' property damage insurance protects the insured against loss of a home or personal property. This article outlines some legal issues common to property damage insurance. Those issues are: Proof of Loss; Improper Claims Practice; Delay and Denial; Limitations on Action; and Valuation of Interest or Recovery. For each issue...
- White papers 2003-01-01
- You Can Go Home Again: Returning Home After a Natural Disaster
- In the moments after a tornado, fire or other disaster turns your home into a ruin; it's natural to feel lost. But there are ways to quickly find yourself on the road to rebuilding your house and replacing lost, damaged or destroyed personal possessions. There are several resources available to...
- White papers 2002-10-07
- Temporary Panel on Homeowners' Insurance Coverage:2001
- This report on Homeowners' Insurance Coverage, updates the issues affecting the affordability and availability of homeowners' insurance in New York State. The panel concludes that the New York homeowners' insurance market continues to improve as fewer and fewer New Yorkers are turning to the New York Property Insurance Underwriting Association,...
- White papers 2001-09-01
- Living in a disaster area. (disaster insurance services) (Cover Report: Servicing)
- The cost of repairing homes hit by natural disasters has been cleaning out the coffers of the government's disaster relief fund. Insurers, lenders and the government are looking for a better way to make homeowners carry reasonably priced insurance on hThe cost of repairing homes hit by...
- Research articles 1994-06-01
- Temporary Panel on Homeowners' Insurance Coverage
- The Temporary Panel on Homeowners' Insurance 2000 report provides updates on many of the issues that continue to impact the affordability and availability of homeowners' insurance in the Empire State. Accordingly, the Panel provides this update on the recommendations unanimously made by the Market Dynamics Subcommittee in the 1999's report.
- White papers 2000-05-01
- State Farm to Lower Homeowners' Rates
- State Farm Insurance has received approval from the West Virginia Insurance Commission for a 5 percent rate decrease for its homeowners' insurance customers in West Virginia.State Farm Insurance has received approval from the West Virginia Insurance Commission for a 5 percent rate decrease for its homeowners' insurance customers in West...
- Research articles 2006-08-11
- Senate considers natural disaster bill.(Capitol Beat)
- Last month, Sen. Lindsey Graham (R.-S.C.), introduced the Homeowners' Insurance Availability Act, a companion to an earlier house bill. S 1607 would establish a federal program to expand access to reinsurance for the underwriters of homeowners' insur Last month, Sen. Lindsey Graham (R.-S.C.), introduced the ...
- Research articles 2003-10-01
- Earthquake insurance.
- On earthquake insurance: Program will be getting off the ground this month and next. Some 15 homeowners' insurance firms will offer CEA, Calif. Earthquake Authority, policies, including the state's "Big Three," State Farm, Allstate and Fa On earthquake insurance: Program will be getting...
- Research articles 1996-12-18
- Progressive quitting home insurance biz.(Progressive Corp.)(Brief Article)
- Progressive Corp. is closing the door on its foray into the homeowners' insurance business. The Mayfield Village-based insurance giant started selling homeowners' coverage under a pilot program in March 2000 as a way to cross-sell auto insurance t Progressive Corp. is closing the...
- Research articles 2002-04-22
- Calif. pool faces drop-dead date: Quackenbush.(California Insurance Commissioner Charles Quackenbush, proposed earthquake insurance pool)(California Earthquake Authority)
- SACRAMENTO, Calif--California Insurance Commissioner Charles Quackenbush, in the thick of negotiations to create a $10.5 billion state-supervised earthquake insurance pool, says he must get tax-exemption approval from the Internal Revenue Service by MaSACRAMENTO, Calif--California Insurance Commissioner Charles Quackenbush, in the thick of negotiations to create a...
- Research articles 1996-02-26
- Insurers must battle mold hype, hysteria.(Mold)
- Only a few years ago, mold was something you occasionally found on your bread or in your shower. Eliminating it consisted of throwing the bread to the birds or wiping the shower the down with bleach. But now the mere mention of mold can strike fear i...
- Research articles 2003-12-01
- Nevada contractors battle trial lawyers.(Brief Article)
- LAS VEGAS -- Nevada builders and subcontractors are locked in a battle with trial lawyers over construction defects. Contractors, who say they no longer can buy liability insurance, plan to introduce legislation in the 2003 session of the Nevada le LAS VEGAS -- Nevada...
- Research articles 2002-08-01
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