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BNET Business Dictionary
- Insurance
- in financial markets, hedging or any other strategy that reduces risk while permitting participation in potential gains
- Insurance definition on BNET »
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- Request To Cancel Policy
- Use this template to inform an insurer that you are canceling your policy.
- Tools & templates 2008-01-01
- Request For Copy Of Policy
- Use this template to request for a copy of your policy from your insurer.
- Tools & templates 2008-01-01
- Medigap Policies: The Basics
- It's health insurance that private insurance companies sell to help fill gaps in what the Original Medicare Plan covers. Medigap policies are also known as "Medicare Supplement Insurance." Medigap policies pay most - if not all - of the costs for coinsurance and co-payments under the Original Medicare Plan. These...
- White papers 2003-11-04
- Universal life insurance
- The first type of permanent life insurance that we look at is universal life insurance. Universal life insurance is also called adjustable life insurance. Remember that, with permanent life insurance, some of your premium is invested. This article also explains some features of universal life which includes Flexible premiums, Cash...
- White papers 2003-09-08
- New Insurance for Outside Directors
- Until now, inside and outside directors were covered by identical D&O insurance. Many policies create worries among independent directors are that their personal assets may be at risk in this scenario of bankruptcies. Insurers say they have a solution. When certain losses are not indemnified, or paid by other D&O...
- White papers 2003-09-01
- The Homeowners Class Plan: How It Has Become Folklore
- Homeowners insurance represents the first multi-line policy sold in the United States. It was a combination of the fire, extended coverage, theft, personal liability, and medical policies, which had all been sold separately before. The Insurance Company of North America is given credit for filing the first homeowners policy, in...
- White papers 2003-07-01
- "Advertising Injury" in the Third Circuit: A Frog Switch and a Green Machine
- The question of whether there is coverage under an insurance policy often depends upon the way that the particular policy provision is drafted. Because the policy will be construed in favor of coverage, in the event the provision is vague, the need for careful policy drafting cannot be overemphasized. However,...
- White papers 2003-03-01
- Insurance Advice Offered for Hurricane Lili Damage Recovery
- This paper discusses the standard business and homeowner policies which will cover wind damage from Hurricane Lili. However, such policies do not cover damage from flooding. Flood damage is covered under policies written by the National Flood Insurance Program or by "Write-Your-Own" insurers. Losses will be adjusted and claims paid...
- White papers 2002-10-03
- What Does "Separation of Insureds" Mean-II
- The article talks about the Separation of Insureds condition, applied to all insureds under the policy. It does not set up, in effect, an individual policy for each insured. But it stipulates that the policy's insurance will apply "separately" to each insured seeking coverage under the policy. The practical consequence...
- White papers 2002-08-01
- Does The Discovery Provision Apply During The Extended Reporting Period?
- There is wide variation in the scope of coverage provided by extended reporting period ERP endorsements within claims-made policies. One often-overlooked but critical variation is whether the policy's discovery provision is operative during the period covered by the ERP. A discovery provision in a claims-made policy allows an insured to...
- White papers 2002-03-01
- The Effects of Lapsing Your Life Insurance Policy
- Buying something tangible — a shirt for example — is usually not a stressful decision. Either you like it or you don't. And you can always take it back. Buying a life insurance policy, however, is a different story. Once you sign a contract, you may only have a few...
- White papers
- Life Closed Books: An Opportunity to Increase Profits
- This article briefs about the Closed Books policies and its current position in the Life insurance market. Closed Books are policies that are no longer sold but are still on the books of a life insurance carrier as premium-paying policies. The hardware and application maintenance costs for the systems that...
- White papers
- Untapped Market: Insuring Travelers Against Airlines Going Bust
- With airlines failing right and left, you'd think insurance companies would be queuing up to help passengers protect expensive travel investments should their air carriers go bust before -- or even during -- a holiday. You'd be wrong. This occurred to me when I took a trip...
- Blog posts 2008-09-12
- "Directors and Officers" Insurance Policies Win New Cred in Crisis
- The financial debacle is prompting renewed interest in Directors & Officers insurance policies to protect personal assets of directors and top executives. This is the trend in the United Kingdom, according to a study by risk manager Marsh Ltd. The Marsh study showed that...
- Blog posts 2008-09-22
Additional Resources
- A downturn need not be bad for Homeserve
- Investment Column Our view: Hold Share price: 1444p (-11p) It is a well-worn theory that during a downturn you are more likely to spend money repairing your existing home than move into a new one. If this is indeed true,...
- Articles 2008-09-30
- The Fraser Institute: Canada and U.S. Should Look to Switzerland, Netherlands as Models for Health Care Reform
- Canada's single-payer health insurance monopoly is failing and policy makers across North America should look to other models, such as Switzerland and the Netherlands, if they want to provide universal coverage, concludes a new study from independent research organization the Fraser Institute. "Advocates of single-payer health care systems tend to...
- Articles 2008-09-30
- Attorney suing firm over Ledger's life insurance
- A former attorney for Heath Ledger is suing over a $10 million life insurance policy he claims has gone unpaid since the actor's death earlier this year. Attorney John S. LaViolette sued Minnesota-based ReliaStar Life Insurance Co. in July, claiming the company is trying to avoid paying...
- Articles 2008-09-30
- Mad About The $700 Billion Bailout?
- Stop America's Next Bail Out Stop the Conseco Trust Today ONTARIO, Calif., Sept. 29 /PRNewswire/ -- If you are sick and tired of taking the financial hit for bad business decisions of publicly traded companies, stand up and be counted today. The proposed Conseco...
- Articles 2008-09-29
- Joane Fingers Named Vice President of Group Administration at Fort Dearborn Life Insurance Company(R)
- Fort Dearborn Life Insurance Company announcesthe appointment of Joane Fingers as vice president of group administration.She is responsible for overseeing administrative services of our groupinsurance operations; day-to-day operations and plans for strategicimprovement and growth; and policy/certificate issue, billing/membershipand customer service. "We are extremely pleased to have Joane on our Fort...
- Articles 2008-09-29
- Case Digests
- U.S. Court of Appeals for the Second Circuit Bankruptcy Wornick v. Gaffney 07-1657-bk Appealed from the Western District of New York Background: The appeal is from an order of Judge Curtin...
- Articles 2008-09-29
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