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insurance policy

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BNET Business Dictionary

Insurance Policy
a document that sets out the terms and conditions for providing insurance coverage against specified risks
Insurance Policy definition on BNET »

BNET Resources

The Interaction Between Project Contracts and Insurance Policies
This paper looks at the following four issues concerning the interaction between project contracts and insurance policies: the importance of ensuring, as far as possible, that a contractor's insurance policies protect those risks which fall on that contractor under the project contracts; the various means by which the scope of...
Tags: Insurance Policy, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2004-11-30
Managing Environmental Risks Through Insurance
Because environmental insurance has emerged as a vehicle for managing the complex liability scheme and significant financial risk of federal and state environmental laws and regulations, real estate lawyers must have a basic understanding of the various types of environmental insurance policies that are available, the anatomy of an environmental...
Tags: Insurance Policy, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2005-06-21
Sample Insurance Policy Processing Clerk Cover Letter
Use this template as a cover letter to apply for the post of insurance policy processing clerk. The job applicant in this insurance policy processing clerk cover letter makes sure the hiring manager knows her background and experience in processing applications for insurance policies, making changes where necessary and reinstating...
Tags: Job, Job Bank USA, Insurance Policy, Insurance, Financial Planning, Recruitment & Selection, Business Operations, Corporate Insurance, Finance, Human Resources, Workforce Management
Tools & templates 2009-01-01

Additional Resources

Business Owners Policy - Business Owners Insurance Policy
Business Owners Insurance Policy BOP is a package policy typically combining General Liability and Property Insurance. Along with other optional coverage, for small to medium sized businesses in lower risk businesses classes. A BOP Policy, or Business Owners Insurance Policy may be available depending on the type of business, annual...
Tags: Policy, Castle Rock Insurance Agency, Insurance, Smb/Sme, Sales Strategy, Asset Management, Financial Planning, Business Operations, Corporate Insurance, Sales, Operational Planning, Finance
White papers 2009-01-01
Why You Should Question Life Insurance Policy Illustrations
This article discusses why one should question life insurance policy illustrations. In analyzing the possible rate of return of either a new or existing life insurance policy, and comparing it to possible alternatives, it is first important to understand how inherently unreliable and potentially misleading is the most common method...
Tags: Life Insurance, Life Insurance Advisors, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2003-01-01
Farmers Insurance Companies Introducing Annual Auto Insurance Policy in Illinois
LOS ANGELES -- Illinois Farmers Insurance Company and Mid-Century Insurance Company, have good New Year news for their nearly 409,100 Illinois auto insurance policyholders and new customers. Beginning December 18, 2006, the companies are offering a rare annual auto insurance policy that will allow Farmers auto insurance policyholders to choose...
Tags: Farmers
Research articles 2006-12-12
Farmers Insurance Companies Introducing Annual Auto Insurance Policy in Oklahoma
LOS ANGELES -- Farmers Insurance Company, Inc., and Mid-Century Insurance Company, have good New Year news for their nearly 440,000 Oklahoma auto insurance policyholders and new customers. Beginning December 18, 2006, the companies are offering a rare annual auto insurance policy that will allow Farmers auto insurance policyholders to choose...
Tags: Farmers
Research articles 2006-12-12
Farmers Insurance Companies Introducing Annual Auto Insurance Policy in Wyoming
LOS ANGELES -- Farmers Insurance Exchange and Mid-Century Insurance Company have good New Year news for their nearly 59,300 Wyoming auto insurance policyholders and new customers. Beginning December 18, 2006, the companies are offering a rare annual auto insurance policy that will allow Farmers auto insurance policyholders to choose a...
Tags: Farmers
Research articles 2006-12-12
Farmers Insurance Companies Introducing Annual Auto Insurance Policy in Wisconsin
LOS ANGELES -- Farmers Insurance Exchange and Mid-Century Insurance Company have good New Year news for their nearly 81,600 Wisconsin auto insurance policyholders and new customers. Beginning December 18, 2006, the companies are offering a rare annual auto insurance policy that will allow Farmers auto insurance policyholders to choose a...
Tags: Farmers
Research articles 2006-12-12
Farmers Insurance Companies Introducing Annual Auto Insurance Policy in Arizona
LOS ANGELES -- Farmers Insurance Company of Arizona and Mid-Century Insurance Company, have good New Year news for their over 486,000 auto insurance policyholders and new customers in Arizona. Beginning December 18, 2006, the companies are offering a rare annual auto insurance policy that will allow Farmers auto insurance policyholders...
Tags: Farmers
Research articles 2006-12-12
Builders Risk Insurance: Builders Risk Insurance Coverage - Builders Risk Insurance Policy
The policy holder of a Builders Risk policy can be the contractor or developer of the property. However, it may be and should be the Building Owner or Homeowner if they are responsible for insuring the property during construction in can in some cases may be General Contractor for the...
Tags: Castle Rock Insurance Agency, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2009-01-01
What To Answer When Your Insurer Tells You That There Is: Less Coverage In Your Insurance Policy
The question this article tries to address is can an insurer insert exclusion into a liability insurance policy after a coverage claim is made, and then rely on that exclusion to deny coverage. According to the insurers, the Statutory Form Exclusion should be imported into those policies, and the policies...
Tags: Exclusion, Insurance Company, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2003-01-01
Limitation period for claims founded upon title insurance policy begins to run when policy is issued
Smeaton v. Fidelity Nat'l Title, 85 Cal. Rptr. 2d 591 (Ct. App. 1999). A California appellate court held that the statute of limitations for claims founded upon a title insurance policy begins to run when the policy is issued where damage is discovered before issuance of the policy. Here, Smeaton...
Tags: Fidelity Investments
Research articles 1999-11-01
Middlesex Mutual Offers Unique Insurance Policy; New Policy Tailored to Needs of Antique Home Owners
MIDDLETOWN, Conn.--BUSINESS WIRE--Dec. 7, 1999-- Middlesex Mutual Assurance Company has recently unveiled the Restorationist, their newest home insurance policy. Specifically tailored to the unique insurance needs of antique homeowners, the policy is designed to protect homes built prior to 1930. The policy, recently announced at Middlesex's annual Agency...
Tags: Middlesex Mutual Assurance Co.
Research articles 1999-12-08
Interpreting Insurance Policy Language
Insurers are responsible for interpreting rather complex policy language that ordinarily has a legal as well as a commonsense meaning. This responsibility exists in an environment that is characterized by extensive competition in which customer service and good faith relationships with insured is vital to a company's success. The insurance...
Tags: Insurance Company, Global Marketing Management, Policy Language, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2003-01-01
Assignment Of Life Insurance Policy As Collateral
Life insurance or life assurance is a contract between the policy owner and the insurer, where the insurer agrees to pay a sum of money upon the occurrence of the insured individual's or individuals' death or other event, such as terminal illness or critical illness. In return, the policy owner...
Tags: Life Insurance, Home Business Online, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
Tools & templates 2007-12-01
Sec. 1035 exchange of joint-and-last survivor policy. (IRS rule on exchange of joint-and-last survivor life insurance policy for single life policy after death of one spouse) (Column)
The IRS has offered some clarification of the code under Section 1035 that defines the rule for exchanging a life insurance policy covering more than two people for one that only insures one person. The new ruling allows a contract for a joint-and-last suThe IRS has offered some clarification of...
Tags: Internal Revenue Service, life insurance
Research articles 1993-02-08
Restaurant Insurance Policy - Restaurant Insurance Coverage
Catering Insurance Restaurants, historically, shape a community, and can be a great source of income. Your Restaurant Insurance Policy Coverage will be your greatest tool if you have a loss. As a Restaurant Owner or Restaurant Manager it is imperative that you insure your restaurant so it is properly protected...
Tags: Restaurant, Castle Rock Insurance Agency, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2009-01-01
Should You Exchange Your Life Insurance Policy?
If you own a life insurance policy, you may have been approached to exchange it for another new policy. This article helps you to know that even though the tax laws make the exchange income tax free and the new policy may appear better to you, you may be losing...
Tags: NASD, Life Insurance, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance
White papers 2003-09-23
California Appellate Court Rules That Property Insurance Policy Does Not Cover Loss Of Computer Data
A California intermediate appellate court has ruled that a first party property insurance policy does not cover the loss of computer data resulting from a computer system "crash." The appellate court affirmed a trial court's judgment that no coverage exists where a computer data loss is unaccompanied by the destruction...
Tags: Appellate Court, Policyholder, Computer, Property Insurance, Shaw Pittman, Insurance, Productivity, Business Operations, Corporate Insurance
White papers 2003-12-01
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