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- What the Health Care Reform Plans Get Wrong
- An American Enterprise Institute economist gives his recommendations for how health care reform should be pursued -- and explains why he's skeptical of President Obama's claims that if you like your current health insurance plan, you'll be able to keep it. Miller...
- Articles 2009-08-17
Additional Resources
- Fair, Isaac's ClickPremium Accelerates Amica's Auto Insurance Underwriting Process
- Business/Technology Editors SAN RAFAEL, Calif.--BUSINESS WIRE--June 20, 2001 ClickPremium Delivers Instant Decision Support to Quote, Write And Bind More Policies, More Profitably In an effort to accelerate the speed, scope and profitability of its automobile insurance underwriting process, Amica Mutual Insurance Company said today that it...
- Research articles 2001-06-20
- Property Insurance Underwriting in the Internet Age ?
- The paper looks at some of the factors that generally affect the property insurance underwriting profitability of an insurance company. In the Internet Age, one can get specific and look at property insurance, and then again get more specific and look at property insurance for a warehouse, and then get...
- White papers 2004-11-29
- AIA hits N.J. ruling on auto JUA.(American Insurance Association, payment of claims against New Jersey's Automobile Full Insurance Underwriting Association)
- The American Insurance Association has joined with State Farm in challenging a ruling by the Superior Court of New Jersey's Appellate Division requiring auto insurers to pay claims against the state's Automobile Full Insurance Underwriting Association. The Washington-based AIA has filed a letter with the court...
- Research articles 1995-10-23
- As the Health Insurance Underwriting Cycle Turns: What Next?
- After twenty-five years of a consistent health insurance underwriting cycle, the pattern of insurer profitability changed greatly in the 1990s, raising speculation about the future. The article concludes from interviews with industry experts that health plan competition and limits on plans' ability to predict costs will continue to drive a...
- White papers 2004-12-01
- Prohibitions on Health Insurance Underwriting: A Means of Making Health Insurance Available or a Cause of Market Failure?
- Underwriting restrictions are passed to discourage insurers from discriminating in a way that is contrary to social policy. In addition to prohibiting socially unacceptable discrimination, underwriting restrictions also have the potential of changing the consumption of insurance. This paper examines underwriting regulations that prohibit insurers from using disability status, gender...
- White papers 2004-01-26
- Fitch: auto insurance underwriting remains unprofitable. (Advertisement: Insurance News).
- Auto insurance financial results will improve in 2002, according to a report by Fitch Ratings. Based on the market's very poor underwriting results in 2000-2001 and legal challenges that unexpectedly increased loss costs, Fitch does not believe that projected increases in auto insurance premiums will be...
- Research articles 2002-10-28
- Fitch: Auto Insurance Underwriting Remains Unprofitable
- Business Editors CHICAGO--BUSINESS WIRE--Oct. 10, 2002 Auto insurance financial results will improve in 2002 and 2003, but these gains will be insufficient to return the industry to underwriting profitability, according to a report by Fitch Ratings. Based on the market's very poor underwriting results in 2001, Fitch does...
- Research articles 2002-10-10
- Conning Research: Life Insurers May Need to Break From Traditional Underwriting Process to Create Competitive Advantage
- As convergence and competition accelerate in the insurance industry, life insurers are at a competitive disadvantage as they seek to attract and retain customers interested primarily in simplicity, value, and ease of purchase in their dealings with insurers. For life insurers, the root of this competitive disadvantage may be the...
- White papers
- Everest Announces the Opening of its New Environmental Underwriting Facility
- LIBERTY CORNER, N.J. -- Everest Indemnity Insurance Company, a U.S. insurance subsidiary of Everest Re Group, Ltd (NYSE: RE), announced today that it has starting writing business through its newly opened Environmental Insurance underwriting office located at its headquarters in Liberty Corner, NJ. Everest has more than ten years of...
- Research articles 2008-08-05
- ISO, Equifax in joint information-sharing project.(Insurance Services Office Inc., Equifax Insurance Services)
- Two key providers of insurance underwriting data have entered into an agreement to offer simplified electronic access to a variety of each other's data products. The effort by Equifax Insurance Services in Atlanta and New York-based Insurance ServicesTwo key providers of insurance underwriting data have entered...
- Research articles 1995-08-14
- American Community Mutual Insurance takes a two-grade rating hit.(Brief Article)(Statistical Data Included)
- American Community Mutual Insurance Co. in Livonia is getting negative notice for its money-losing medical-insurance underwriting. American Community, one of the nation's largest writers of health insurance for individuals, had its financial-streng American Community Mutual Insurance Co. in Livonia is getting negative notice...
- Research articles 2000-07-03
- Breakthrough in Underwriting Offers Significant Savings for Breast Cancer Survivors
- NEWARK, N.J. -- In response to medical advances, Prudential Financial (NYSE:PRU) announced today new individual life insurance underwriting guidelines that may offer significant reductions in premiums for best-case breast cancer survivors. "Our underwriting guidelines now make life insurance more readily available for some women who have been diagnosed with...
- Research articles 2006-06-05
- New user interface allows web browser access to Rebus` Genius general lines underwriting system.
- M2 PRESSWIRE-9 December 2002-REBUS: New user interface allows web browser access to Rebus` Genius general lines underwriting systemC1994-2002 M2 COMMUNICATIONS LTD RDATE:12092002 London -- Rebus iS, developer and supplier of insurance IT solutions, has developed a new user interface for its...
- Research articles 2002-12-09
- Credit reports draw fire at NAIC.(National Association of Insurance Commissioners)
- ST. LOUIS, Mo.--Proponents of the use of consumer credit reports for insurance underwriting defended the merits of the practice but failed to convince skeptical regulators at a recent public hearing. "We have found that financial stability is an eST. LOUIS, Mo.--Proponents of the use of consumer credit...
- Research articles 1995-06-12
- Berkshire Hathaway Poised to Cut Insurance Woes.(Knight Ridder/Tribune Business News)
- Nov. 15--Losses from last year's insurance underwriting problems have spilled into the first nine months of 2000 for Berkshire Hathaway Inc., but there appears to be a break coming in the losing streak. Nov. 15--Losses from last year's insurance underwriting problems have spilled...
- Research articles 2000-11-17
- JPMorgan Chase Completes Sale of Insurance Underwriting Business to Protective Life
- CHICAGO -- JPMorgan Chase & Co. (NYSE:JPM) announced today it has completed the sale of its life insurance and annuity underwriting business to Protective Life Corporation (NYSE:PL). Chase will continue to meet customers' insurance and annuity needs through select third-party providers.
- Research articles 2006-07-03
- JPMorgan Chase to Sell Insurance Underwriting Business to Protective Life
- CHICAGO -- JPMorgan Chase & Co. (NYSE:JPM) announced today it has signed a definitive agreement to sell its life insurance and annuity underwriting business, or Chase Insurance, to Protective Life Corporation (NYSE:PL) for a cash purchase price of approximately $1.2 billion.
- Research articles 2006-02-08
- Insurance Australia Group Ltd (IAG) $2.78.
- Aug 12, 2002 Your Money Weekly ABIX via COMTEX -- Shares in Insurance Australia Group IAG have suffered because of a false profit warning. Investors overreacted to the announcement made by the company on 31 July 2002 that IAG would lose $A15-40 million in...
- Research articles 2002-08-12
- Fitch Issues Report on U.S. Property/Casualty Insurance Underwriting Cycle
- CHICAGO -- The U.S. property/casualty insurance industry is entering a more challenging stage in its profit cycle. As insurance premium rates continue to decline across the broader market, and market capacity and competitive pressure continue to expand, the industry is headed toward a return to underwriting losses and inadequate returns...
- Research articles 2008-04-14
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