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- Improving Service and Reducing Costs Through .NET Technology: A Groundbreaking Internet Banking Service Helps Transform the Bank of Queensland
- Bank of Queensland BOQ wanted an Internet banking solution that could help them serve existing customers better, gain market share and integrate various parts of their enterprise. In less than three months, EDS implemented one of the first solutions based on .NET technology. It has been a resounding success and...
- Case studies
- Internet Banking in Brazil: Evaluation of Functionality, Reliability and Usability
- Evaluating the performance of business Web sites has been a constant concern of researchers in different fields. This article presents an approach that contributes to the development of a methodology to assist researchers, developers and managers to establish criteria to evaluate and build digital business environments. Based on a multiple...
- White papers 2005-01-20
- Dynamics of Banking Technology Adoption: An Application to Internet Banking
- This paper is concerned with examining behavior of firms banks and consumers (banks' customers) in the event of a new technology internet banking introduction. The paper first characterizes the determinants of consumer adoption of internet banking using survey data from Korea in both static and dynamic framework. Evidence is found...
- White papers 2004-09-01
- A New Wave of Internet Banking?
- Events such as the growing number of European households with Internet access, the increase in growth in high-speed connections, a rise in bank merger and acquisition activity, along with enhanced on-line capabilities on many bank sites, have sparked a renewed interest in Internet banking. This study assesses whether we are...
- White papers 2004-08-24
- The Anatomy of an Anomaly
- Most banks compare the profitability of their on-line users to that of their off-line users. And it’s become widely accepted that on-line users generally carry higher balances, buy more products from their banks and are less likely to leave than their off-line counterparts. But the truth is these people that...
- White papers 2003-05-01
- Fraud Prevention Strategies for Internet Banking
- This white paper was created by specialists in Internet risk management under the direction of the BITS Internet Fraud Working Group. The Group's purpose is to address Internet fraud, a specific and costly subset of the overall fraud threats faced by financial institutions.This paper focuses on the most frequent methods...
- White papers 2003-04-01
- How to Get the Right Understanding of the Role of Internet Banking
- The aim of this study is to explore the role of Internet Banking as a distribution channel in present bank sector, and in the light of the role of Internet banking at present, to find out whether Internet banking will replace branch bank or it will be a complement to...
- White papers 2003-03-21
- Consumer Study Reveals Pricing Impact on Online Bill Payment Adoption
- This paper reports the results of study on consumer adoption of internet banking and bill payment services. This study is on the adoption rates of Internet banking and bill payment services based on different pricing, packaging and incentives. Key findings suggest that consumer marketing and other factors may play a...
- White papers 2002-10-31
- Essentials for success with Internet banking
- “Today, as the next generation of Internet banking unfolds, meeting those unrealized promises is a priority. ”It says about the driving your internet banking success: Internet banking success is more than just feature/functionality. Your Internet banking solution should be flexible so that it: • Works in concert with your branding...
- White papers 2002-05-15
- Financial Innovation, Strategic Real Options and Endogenous Competition: Theory and an Application to Internet Banking
- Innovations in financial services continuously influence the scope of financial intermediation and the nature of competition between intermediaries. This paper examines the optimal exercise of strategic real options to invest in such an innovation, Internet banking technology, within a two-stage game, parameterized by the distribution of bank size and uncertainty...
- White papers 2002-04-03
- Internet Banking: Developments and Prospects
- This report addresses significant gaps in knowledge about the Internet banking landscape. Among institutions offering Internet banking, large banks are more likely than small ones to offer a broad range of services on the Internet. Internet banking tended to rely less on interest-yielding activities and deposits than non-Internet banks do,...
- White papers 2002-04-01
- Internet Banking in the US - Landscape , Prospects & Industry Information
- This paper describes the current state of Internet banking in the U.S. and discusses its implications for the banking industry. In addition to affecting the way customers receive banking services, Internet banking may become an important influence on banking industry structure. However, the effect of Internet banking on consolidation in...
- White papers 2001-08-25
- Popularity Of Internet Banking Is On The Rise
- The Internet banking has made its mark in the corporate arena. Today, there are numerous financial institutions that offer interactive transactional Web services. As a result, the number of institutions and their Internet customers has also increased at a faster rate. Experts suggest that the Internet banking is convenient, saves...
- White papers 2001-06-01
- Internet Banking: Market Developments and Regulatory Issues
- This paper describes the current state of Internet banking and discusses its implications for the banking industry and regulatory policy. Nevertheless, large banks appear to have an advantage over small banks in the range of services they offer over the Internet. This result may of course change as the use...
- White papers 2001-05-01
- Internet Banking Helps Level Playing Field For Banks, Thrifts
- With the advent of Internet revolution, online banking has become widely popular. The concept of Internet banking is growing by leaps and bounds. As a result of online banking procedures, people can check their account balances, transfer funds among accounts, and pay their bills online. Most organizations are also developing...
- White papers 2000-12-12
- E- Banking
- This paper addresses significant gaps in existing knowledge about the Internet banking landscape. Among institutions offering Internet banking, large banks are more likely than small banks to offer a broad range of services on the Internet. Excepted from the superior performance of Internet banks versus non-Internet banks are de novo...
- White papers 2000-09-01
- Internet Banking: Tips to Avoid Exam Findings
- The number of bank and thrift websites more than doubled from 1997 to 1999, at which time one-third of all banks and thrifts in the country had a website. This rapid expansion, and its perceived risks, has not gone unnoticed by the regulators. Examiners have increased their scrutiny of bank...
- White papers 2000-09-01
- Offbeat Bankers
- Internet banking is just the natural progression of customers to financial services. Financial services companies that are going to be successful in keeping pace are those with people who have good technology backgrounds and have fun at their jobs. Those that have fallen behind are the old guard. The level...
- White papers 2000-08-01
- Who Offers Internet Banking?
- Banking over the Internet has attracted increasing attention over the past several years from bankers and other financial services industry participants, the business press, regulators, and lawmakers, both in the United States and in other countries. In part, this is due to the rapid and significant growth in electronic commerce...
- White papers 2000-07-10
- Banking By Internet
- Until recently, Internet cash management has been heavy on the hype and light on practical offerings. But that is quickly changing as banks and businesses have developed the infrastructure to finally enable the delivery of new services over a user-friendly platform. Internet banking is taking pressure off central treasury staffs...
- White papers 2000-07-01
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