Resources
BNET Resources
- sort by:
- Relevance
- Date
- Popularity
- Introduction To Banking
- The purpose of this section is to cover the basics of banking, especially on how to select a bank and a checking account. First, a bank account enables you to access your money quickly and easily, such as by writing checks and by withdrawing money from an ATM. Second, a...
- White papers 2003-01-01
- Taxes And Your Business
- Small businesses must withhold federal income taxes from their employee's wages and pay them directly to the IRS. The amount depends on the size of the payments, the number of exemptions claimed by each employee, their marital status, and the frequency of the payments. Most employers are also required to...
- White papers
- Stock Investment Choices
- Purchasing shares of stock gives you fractional ownership of the public company in which you have invested. Essentially, at least a portion of the success of your investment will be tied to the success of the company, or, more specifically, to the desire of other investors to own the same...
- White papers 2003-01-01
- Building A Portfolio
- A portfolio is essentially the sum of all of all different investments. These investments will probably include stocks, which are investments in individual businesses; bonds, which are investments in debt that are designed to earn interest; and mutual funds, which are essentially pools of money from many investors that are...
- White papers 2003-01-01
- Stock Options: Dividends
- A dividend is a portion of a company's earnings that is returned to shareholders. Dividends provide an added incentive in the form of a return on your investment to own stock in stable companies even if they are not experiencing much growth. Many companies mature and young, large and small...
- White papers 2003-01-01
- Stock Regulations
- The Securities and Exchange Commission was established in 1934 in order to correct some of the problems in the securities industry that had led to the Crash of 1929 and the resulting Great Depression. Before this time, there was no central regulatory agency responsible for enforcing securities legislation. The SEC...
- White papers 2003-01-01
- Annual Reports-Investor Guide
- The income statement (sometimes called the profit-and-loss statement or P&L) is the first financial statement that we'll find in the annual report. It shows the revenue, expenses and profit for the company during the past year. We can use the income statement to figure out cash flow, profit margins, and...
- White papers 2003-01-01
- Stock Strategies
- There are many different ways to approach investing in the stock market. This section will take you through some of the most common strategies for investing in equities. The buy and hold approach to investing in stocks rests upon the assumption that in the long term stock prices will go...
- White papers 2003-01-01
- Stocks And Your Portfolio
- The first thing you should know about stocks before adding them to your portfolio is that they carry a certain amount of risk. This is because the returns on stock are not guaranteed; not by the government, not by the company issuing the stock, and certainly not by your broker....
- White papers 2003-01-01
- Taxes And Your Investments
- Whenever you sell an investment at a profit, you will owe the IRS a tax known as a capital gains tax. This is true for most investments, including mutual funds, bonds, options, collectibles, your home, or business. Capital gains are the amount by which an asset's selling price exceeds its...
- White papers 2003-01-01
- Credit Card Debt
- If you already have credit card debt, you're not alone. The average U.S. family has a credit card balance of about $8000, meaning they pay more than $1000 a year on just the interest. But this is an expensive cycle to get into, and these folks would benefit greatly by...
- White papers 2003-01-01
- Online Banking
- There are three ways to access an online banking account: through a personal finance software package like Intuit's Quicken or Microsoft Money, through the bank's proprietary software, or through the bank's internet web site. Most plans allow customers to perform all routine transactions, such as account transfers, balance inquiries, bill...
- White papers 2003-01-01
- Introduction To Budgeting
- Most people have only a vague idea of where their money goes, but they generally find that it doesn't go as far as they think it should. The solution is creating and maintaining a budget, an itemized description of income and expenses. This will enable you to determine how you...
- White papers 2003-01-01
- Credit Reports
- If you've ever applied for a charge account, a personal loan, insurance, or a job, there's a file about you. This file contains information on where you work and live, how you pay your bills, and whether you've been sued, arrested, or filed for bankruptcy. Companies that gather and sell...
- White papers 2003-01-01
- Credits Fraud Regulations
- Unfortunately, credit fraud is an increasingly serious problem, having grown almost threefold in frequency in the last five years. Under the most common scam, called identity theft, the criminal opens a credit card or other account with another person's name and social security number or other uniquely identifying information. The...
- White papers 2003-01-01
- Credit Regulations
- The Fair Credit Reporting Act FCRA, enforced by the Federal Trade Commission, is designed to promote accuracy and ensure the privacy of the information used in consumer reports such as credit reports. Recent amendments to the Act expand your rights and place additional requirements on credit bureaus and other consumer...
- White papers 2003-01-01
- Credit Mistakes Regulations
- Many credit reports accumulate errors over time and some of these errors can be serious enough to lead to a denial of credit. For this reason it is important to fix any incorrect information as soon as you discover it. Both the Consumer Reporting Agencies CRA and the information provider...
- White papers 2003-01-01
- Introduction To Credit Cards
- Credit cards are an extremely useful way of paying for products and services. They are often more convenient than cash or checks, and they are almost universally accepted. Additionally, they are a great way for you to establish your creditworthiness. And some cards offer additional benefits, such as rebates, frequent...
- White papers 2003-01-01
- Choosing A Credit Card
- One of the reasons that there are so many credit cards to choose from is that not every card is right for everyone. If you pay off your balance every month, you will want a different card than someone who carries a balance. Fees include the annual fee, the interest...
- White papers 2003-01-01
- Advanced Bond Concepts
- Bonds often have special characteristics that affect the desirability of the bond and/or its purchase price. This section will review some of the unusual features that bonds may carry. Bonds can either be secured by some sort of collateral or unsecured. Unsecured bonds, called debentures, are considered to be riskier...
- White papers 2003-01-01
- << Previous
- page 1 of 1
- Next >>
