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	<title><![CDATA[kathy kristof Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to kathy kristof]]></description>
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		<title><![CDATA[Avoid Getting Ripped Off While Cyber Shopping]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/how-to-avoid-getting-ripped-off-while-cyber-shopping/1152/]]></link>
		<description><![CDATA[As an increasing number of consumers go cyber shopping, watchdogs are detecting an increasing number of cons and scams, from bogus price-cutting sites to retailers that deliver substandard goods--if they deliver anything at all. Here's how to protect yourself. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 09 Dec 2009 15:23:35 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
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		<title><![CDATA[7 Best Annuities to Guarantee Income for Life]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/7-best-annuities-to-guarantee-income-for-life/371076/]]></link>
		<description><![CDATA[Receiving a monthly check from the day you retire until the day you die sounds mighty appealing. But signing up for an immediate annuity also means locking up your money with an insurer for decades. How can you be certain the company will still be around? Here are seven of...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Tue, 08 Dec 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Saving Tiger Woods: 5 Better Excuses]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/saving-tiger-woods-5-excuses-to-avert-disaster-after-suv-crash/1123/]]></link>
		<description><![CDATA[Tiger Woods ill-fated SUV ride could potentially cost him a fortune in endorsements and payments to his wife. Don't you wonder whether it all could have been averted with a good excuse, like these? by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 04 Dec 2009 07:34:50 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
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		<title><![CDATA[Jobless Face Huge Hike in Health Premiums; Seven Steps to Dodge the Threat]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/jobless-face-huge-hike-in-health-premiums-seven-steps-to-dodge-the-threat/1109/]]></link>
		<description><![CDATA[Millions of jobless Americans face a huge hike in health insurance premiums because of the expiration of a COBRA subsidy that was created last February. The subsidy could be extended, but experts say you should consider a contingency plan, if you want to keep your health insurance affordable. by Kathy...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 02 Dec 2009 07:23:57 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
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		<title><![CDATA[Money Management: The Best Online Personal Finance Sites]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/money-management-the-best-online-personal-finance-sites/369257/]]></link>
		<description><![CDATA[Using a free Web site to see where your money?s going can help you get your finances on track. But our test of five money-management sites found that some are much better than others.                ...]]></description>
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		<pubDate>Wed, 02 Dec 2009 00:00:00 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
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		<category domain="http://resources.bnet.com/topic/atakan+cetinsoy.html"><![CDATA[Atakan Cetinsoy]]></category>
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	</item>
	<item>
		<title><![CDATA[Money Stressed? Your Kids Are Too.]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/money-stressed-your-kids-are-too/1098/]]></link>
		<description><![CDATA[Kids are almost twice as likely to be stressed out about money than their parents think, according to the latest Stress in America study by the American Psychological Association. Money worries rank as the second biggest source of stress for teens, just after doing well in school. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 30 Nov 2009 11:49:52 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/money.html"><![CDATA[Money]]></category>
		<category domain="http://resources.bnet.com/topic/kids.html"><![CDATA[Kids]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[How to Bag a Bargain When Holiday Shopping]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/how-to-bag-a-bargain-on-black-friday/1082/]]></link>
		<description><![CDATA[Trying to bag some bargains? Sales abound, but bargains are more elusive. We've compiled some tips from savvy shoppers and links to even more to help you stay solvent this holiday season. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 23 Nov 2009 12:19:42 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bargain.html"><![CDATA[Bargain]]></category>
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		<category domain="http://resources.bnet.com/topic/sales.html"><![CDATA[Sales]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Zicam Makers Strike Back]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/zicam-makers-strike-back/1056/]]></link>
		<description><![CDATA[The makers of Zicam cold remedies turned their battle with the Food and Drug Administration public this week, filing a 33-page letter with securities regulators that discloses details of its long-running dispute. Now Zicam's parent company, Matrixx Initiatives, is asking that the FDA provide information about why it banned the...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 20 Nov 2009 08:57:36 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/fda.html"><![CDATA[FDA]]></category>
		<category domain="http://resources.bnet.com/topic/maker.html"><![CDATA[Maker]]></category>
		<category domain="http://resources.bnet.com/topic/federal+government.html"><![CDATA[Federal Government]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[The Dangers of Using a Debit Card]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/for-safetys-sake-dump-the-debit-card/1035/]]></link>
		<description><![CDATA[Debit cards can be downright dangerous during the holiday season, exposing you to greater risks from identity theft, according to a top privacy expert. Here's why. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 18 Nov 2009 17:04:44 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/debit+card.html"><![CDATA[Debit Card]]></category>
		<category domain="http://resources.bnet.com/topic/identity+theft.html"><![CDATA[Identity Theft]]></category>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Dumbest Things You Do With Your Money]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/dumbest-things-you-do-with-your-money/365768/]]></link>
		<description><![CDATA[Even smart people make financial moves that are downright illogical. Emotions and superstitions have a sneaky way of keeping you from rational financial decisions. But dumb choices can have serious, real-world consequences. Here are some of the biggest blunders we all make, plus tips from the experts on how to...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Wed, 18 Nov 2009 00:00:00 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
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		<category domain="http://resources.bnet.com/topic/financial+infidelity.html"><![CDATA[Financial Infidelity]]></category>
		<category domain="http://resources.bnet.com/topic/brad+klontz.html"><![CDATA[Brad Klontz]]></category>
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		<category domain="http://resources.bnet.com/topic/matt+wallaert.html"><![CDATA[Matt Wallaert]]></category>
		<category domain="http://resources.bnet.com/topic/laura+tarbox.html"><![CDATA[Laura Tarbox]]></category>
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	</item>
	<item>
		<title><![CDATA[Is Your 401(k) a Dog or a Darling?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/is-your-401k-a-dog-or-a-darling/908/]]></link>
		<description><![CDATA[A fledgling web site can allow you to see how your company's 401k stacks up when compared to others. And it can give you the sickening news of what it costs when your plan is poorly operated. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 17 Nov 2009 18:15:35 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
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		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Programmers Took Hush Money to Help Madoff Swindle]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/programmers-took-hush-money-to-help-madoff-swindle/1015/]]></link>
		<description><![CDATA[Two computer programmers were charged today with creating the "sophisticated, credible and entirely phony" trading records that were critical to helping Bernard Madoff pull off his $65 billion fraud. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 13 Nov 2009 08:46:41 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bernard+madoff.html"><![CDATA[Bernard Madoff]]></category>
		<category domain="http://resources.bnet.com/topic/programmer.html"><![CDATA[Programmer]]></category>
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		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/software+development.html"><![CDATA[Software Development]]></category>
		<category domain="http://resources.bnet.com/topic/software%252fweb+development.html"><![CDATA[Software/Web Development]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Arbitrary Tax Laws Steal from Peter to Pay Paul; Leave Millions Out in the Cold]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/arbitrary-tax-laws-steal-from-peter-to-pay-paul-leave-millions-out-in-the-cold/999/]]></link>
		<description><![CDATA[Prospective home buyers and Realtors gave a collective cheer when the government extended and expanded the home buying tax credits. But this law and other recent breaks are turning the tax system into a lottery, providing windfalls to some and costs to others. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 12 Nov 2009 18:04:11 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/free+trade.html"><![CDATA[Free Trade]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Zicam Addicts (and Shareholders) Were Ripped-Off]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/zicam-addicts-and-shareholders-were-ripped-off/968/]]></link>
		<description><![CDATA[A Los Angeles lawyer and self-described "Zicam addict" decided to investigate the science behind the FDA's warning against the product. He found dismissed lawsuits and what he describes as "junk science." by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 09 Nov 2009 11:12:22 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/shareholder.html"><![CDATA[Shareholder]]></category>
		<category domain="http://resources.bnet.com/topic/science.html"><![CDATA[Science]]></category>
		<category domain="http://resources.bnet.com/topic/federal+government.html"><![CDATA[Federal Government]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Health Reform: How to Make it Cheaper]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/health-reform-rates-are-all-about-mandates/816/]]></link>
		<description><![CDATA[An analysis of health insurance premiums in states that mandate coverage gives a glimpse of how rates might change under health reform. The results of this analysis aren't pretty. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 04 Nov 2009 10:22:48 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+insurance.html"><![CDATA[Corporate Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Refi Ripoffs: How to Cut Bank Fees]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/watch-for-fees-when-hit-with-refinance-fever/911/]]></link>
		<description><![CDATA[Paying close attention to fees--particularly for title insurance--when refinancing a home mortgage, can save hundreds of dollars. Here's a guide to shopping and negotiating your fees. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 03 Nov 2009 07:39:47 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/fee.html"><![CDATA[Fee]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/real+estate.html"><![CDATA[Real Estate]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[How to Steal Grandma's Home Equity]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/how-to-steal-grandmas-home-equity/765/]]></link>
		<description><![CDATA[Scoundrels are prowling the so-called reverse mortgage market, attempting to steal your grandparent's home equity. Here are the warning signs that your senior is a target. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 30 Oct 2009 13:42:08 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Do Your Friends a Favor and Give Cash, Not Gift Cards]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/do-your-friends-a-favor-and-give-cash-not-gift-cards/884/]]></link>
		<description><![CDATA[Many gift cards come with a passel of fees, unbeknownst to both givers and recipients. If you want to do your friends a favor, give cash instead. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 26 Oct 2009 15:01:27 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/gift+card.html"><![CDATA[Gift Card]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA["Free Lunch" Cost Seniors $12 million]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/free-lunch-cost-seniors-12-million/866/]]></link>
		<description><![CDATA[Securities regulators charged four in a continuing crack-down on "free lunch" seminars, which often lure seniors into risky, unregistered and, sometimes fraudulent, investments that can cost them millions. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 22 Oct 2009 14:44:56 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/seminar.html"><![CDATA[Seminar]]></category>
		<category domain="http://resources.bnet.com/topic/regulator.html"><![CDATA[Regulator]]></category>
		<category domain="http://resources.bnet.com/topic/regulations.html"><![CDATA[Regulations]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
	</item>
	<item>
		<title><![CDATA[Congressional Leaders Propose Bank Overdraft Smackdown]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/devil-details/congressional-leaders-propose-bank-overdraft-smackdown/859/]]></link>
		<description><![CDATA[Key legislators in both the House and Senate have introduced proposed laws to curb bank overdraft fees following a raft of consumer complaints about policies that boost these fees unfairly and without warning. by Kathy Kristof]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 21 Oct 2009 11:42:25 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/fee.html"><![CDATA[Fee]]></category>
		<category domain="http://resources.bnet.com/topic/leader.html"><![CDATA[Leader]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/kathy+kristof.html"><![CDATA[Kathy Kristof]]></category>
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