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	<title><![CDATA[larry swedroe Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/larry+swedroe.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to larry swedroe]]></description>
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		<title><![CDATA[Social Security Strategies: How Are My Benefits Calculated?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/social-security-strategies-how-are-my-benefits-calculated/1062/]]></link>
		<description><![CDATA[With so many people relying on Social Security income as they get older, it's important for you to know how your benefits are calculated. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 18 Dec 2009 04:00:20 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/social+security.html"><![CDATA[Social Security]]></category>
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		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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	<item>
		<title><![CDATA[Paul Samuelson's Words of Wisdom]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/paul-samuelsons-words-of-wisdom/1080/]]></link>
		<description><![CDATA[Paul Samuelson, America's first Nobel Prize winner in economics, passed away earlier this week. Here are some of the investing insights he gave us. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 17 Dec 2009 09:51:29 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/nobel+prize.html"><![CDATA[Nobel Prize]]></category>
		<category domain="http://resources.bnet.com/topic/paul+samuelson.html"><![CDATA[Paul Samuelson]]></category>
		<category domain="http://resources.bnet.com/topic/microsoft+word.html"><![CDATA[Microsoft Word]]></category>
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		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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	<item>
		<title><![CDATA[Do TIPS Have a Dark Side?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/do-tips-have-a-dark-side/1073/]]></link>
		<description><![CDATA[A recent Forbes article claimed there's a dark side to Treasury inflation-protected securities. Here's a closer look at some of the statements made in that article. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 16 Dec 2009 06:00:41 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/article.html"><![CDATA[Article]]></category>
		<category domain="http://resources.bnet.com/topic/currency+%2526+foreign+exchange.html"><![CDATA[Currency & Foreign Exchange]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[Is the Sky Falling?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/is-the-sky-falling/1059/]]></link>
		<description><![CDATA[While economic news may still seem bleak, it's important to remember that we've heard this before. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 14 Dec 2009 06:49:19 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/sky.html"><![CDATA[Sky]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[When You Wish Upon a Morningstar]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/when-you-wish-upon-a-morningstar/1044/]]></link>
		<description><![CDATA[The academic evidence has shown that picking winning stocks on a persistent basis is extremely difficult. The same is true for mutual funds, especially if using the Morningstar rating system. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 11 Dec 2009 04:00:45 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/morningstar+inc..html"><![CDATA[Morningstar Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/mutual+funds.html"><![CDATA[Mutual Funds]]></category>
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		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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		<category domain="tickers">MORN</category>
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		<title><![CDATA[Can You Pick Losing Stocks?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/can-you-pick-losing-stocks/1041/]]></link>
		<description><![CDATA[The evidence is clear on the ability to pick winning stocks, but how about losing stocks? One manager's experience shows that isn't easy either. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 09 Dec 2009 04:00:07 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
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		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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	<item>
		<title><![CDATA[Equity-Like Returns With Bond-Like Risk? Not So Fast!]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/equity-like-returns-with-bond-like-risk-not-so-fast/1036/]]></link>
		<description><![CDATA[Market-neutral funds sound too good to be true. And just like many investment products, the claims appear better than the facts. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 07 Dec 2009 04:00:14 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bond.html"><![CDATA[Bond]]></category>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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	<item>
		<title><![CDATA[Tax-Loss Harvesting Is a Year-Round Job]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/tax-loss-harvesting-is-a-year-round-job/1050/]]></link>
		<description><![CDATA[Many investors and advisors use the year-end to check for tax-loss harvesting opportunities. But it's important to note that tax-loss harvesting should be a year-round activity. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 04 Dec 2009 04:00:49 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/advisor.html"><![CDATA[Advisor]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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	<item>
		<title><![CDATA[Chasing Yield Is Never a Good Strategy]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/chasing-yield-is-never-a-good-strategy/1047/]]></link>
		<description><![CDATA[When the rates on Treasury bills drop, many investors stretch for additional yield. Here's what you should know before doing that. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 02 Dec 2009 07:38:48 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/yield.html"><![CDATA[Yield]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
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		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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		<title><![CDATA[Discipline Is Necessary for Investment Success]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/discipline-is-necessary-for-investment-success/1033/]]></link>
		<description><![CDATA[Creating an investment plan is not enough to be a successful investor. You must have the discipline to stick to the plan. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 30 Nov 2009 11:55:27 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/discipline.html"><![CDATA[Discipline]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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	<item>
		<title><![CDATA[Investing Reality Check: Why You Think You're Above Average]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/article/investing-reality-check-why-you-think-youre-above-average/368811/]]></link>
		<description><![CDATA[Individual investors and professionals typically consider themselves above average portfolio managers, but they?re often deluding themselves. Sometimes, they inadvertently use the wrong yardsticks to measure their performance. Sometimes, their boasts are just plain deceitful.                Driving...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Mon, 30 Nov 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/s%2526p+500.html"><![CDATA[S&P 500]]></category>
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		<category domain="http://resources.bnet.com/topic/bond.html"><![CDATA[Bond]]></category>
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		<category domain="http://resources.bnet.com/topic/the+vanguard+group+inc..html"><![CDATA[The Vanguard Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/portfolio.html"><![CDATA[Portfolio]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[Investor]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/allan+roth.html"><![CDATA[Allan Roth]]></category>
		<category domain="http://resources.bnet.com/topic/lake+woebegon.html"><![CDATA[Lake Woebegon]]></category>
		<category domain="http://resources.bnet.com/topic/dan+ariely.html"><![CDATA[Dan Ariely]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
		<category domain="http://resources.bnet.com/topic/american+association+of+individual+investors.html"><![CDATA[American Association of Individual Investors]]></category>
		<category domain="http://resources.bnet.com/topic/terrance+odean.html"><![CDATA[Terrance Odean]]></category>
		<category domain="http://resources.bnet.com/topic/vti.html"><![CDATA[VTI]]></category>
		<category domain="http://resources.bnet.com/topic/veu.html"><![CDATA[VEU]]></category>
		<category domain="http://resources.bnet.com/topic/bnd.html"><![CDATA[BND]]></category>
		<category domain="http://resources.bnet.com/topic/vanguard+total+market+index.html"><![CDATA[Vanguard Total Market Index]]></category>
		<category domain="http://resources.bnet.com/topic/vanguard+ftse+all-world+ex+us+index.html"><![CDATA[Vanguard FTSE All-World Ex US Index]]></category>
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		<title><![CDATA[Investment Decisions: Investors Can Be Nudged to Do the Right Thing]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/investment-decisions-investors-can-be-nudged-to-do-the-right-thing/1026/]]></link>
		<description><![CDATA[Many investors are subject to the herd mentality. But there are some instances when this can be a good thing. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 27 Nov 2009 04:00:54 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[Investor]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[Investment Decisions: How Framing a Question Can Change Your Answer]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/investment-decisions-how-framing-a-question-can-change-your-answer/1022/]]></link>
		<description><![CDATA[Here's how presenting the same information in different lights can cause completely different results. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 25 Nov 2009 04:00:47 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/investment+decision.html"><![CDATA[Investment Decision]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[Investment Decisions: How to Avoid Availability Bias]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/investment-decisions-how-to-avoid-availability-bias/1016/]]></link>
		<description><![CDATA[In their new book, Richard Thaler and Cass Sunstein provide insight into why investors make certain choices. Today, we'll see how availability bias can factor in to our decisions. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 23 Nov 2009 04:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/availability.html"><![CDATA[Availability]]></category>
		<category domain="http://resources.bnet.com/topic/decision.html"><![CDATA[Decision]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[The Performance of Leveraged Funds Can Be Ugly]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/the-performance-of-leveraged-funds-can-be-ugly/1005/]]></link>
		<description><![CDATA[As Jason Zweig points out in his latest book, leveraged funds should be avoided at all costs. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 20 Nov 2009 04:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/fund.html"><![CDATA[Fund]]></category>
		<category domain="http://resources.bnet.com/topic/performance.html"><![CDATA[Performance]]></category>
		<category domain="http://resources.bnet.com/topic/performance+management.html"><![CDATA[Performance Management]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[Good News Update: Consumer Prices, Retail Sales, Manufacturing]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/good-news-update-consumer-prices-retail-sales-manufacturing/1030/]]></link>
		<description><![CDATA[With the financial media focusing on the bad news, it's important to know there's some good news as well so you can have a balanced perspective. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 19 Nov 2009 10:41:28 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/manufacturing.html"><![CDATA[Manufacturing]]></category>
		<category domain="http://resources.bnet.com/topic/news.html"><![CDATA[News]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/sales+strategy.html"><![CDATA[Sales Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/sales.html"><![CDATA[Sales]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[Jason Zweig's Little Book of Safe Money]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/jason-zweigs-little-book-of-safe-money/1011/]]></link>
		<description><![CDATA[Jason Zweig is one of the few financial journalists I would recommend, and his newest book is no different. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 18 Nov 2009 04:00:52 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/journalist.html"><![CDATA[Journalist]]></category>
		<category domain="http://resources.bnet.com/topic/jason+zweig.html"><![CDATA[Jason Zweig]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[Growth in China, India and Brazil Might Not Mean Great Investment Returns]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/growth-in-china-india-and-brazil-might-not-mean-great-investment-returns/1002/]]></link>
		<description><![CDATA[You may think the rapid growth of countries such as China, India and Brazil will translate into high investment returns. History shows that's not the case. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 16 Nov 2009 08:46:42 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/brazil.html"><![CDATA[Brazil]]></category>
		<category domain="http://resources.bnet.com/topic/china.html"><![CDATA[China]]></category>
		<category domain="http://resources.bnet.com/topic/india.html"><![CDATA[India]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[This Time Is Different]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/this-time-is-different/997/]]></link>
		<description><![CDATA[Carmen Reinhart and Kenneth Rogoff's recent book shows why the phrase "this time is different" is often wrong. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 13 Nov 2009 04:00:48 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
	</item>
	<item>
		<title><![CDATA[You May Be Paying Hundreds in Hidden Bond Fees]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/wise-investing/you-may-be-paying-hundreds-in-hidden-bond-fees/993/]]></link>
		<description><![CDATA[For buying bonds, the hidden fees you're charged could be substantial. by Larry Swedroe]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 11 Nov 2009 04:00:34 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/fee.html"><![CDATA[Fee]]></category>
		<category domain="http://resources.bnet.com/topic/bond.html"><![CDATA[Bond]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/larry+swedroe.html"><![CDATA[Larry Swedroe]]></category>
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