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	<title><![CDATA[leadfusion Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/leadfusion.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to leadfusion]]></description>
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	<language>en-us</language>
	<item>
		<title><![CDATA[Adjustable-Rate Mortgages]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=973965]]></link>
		<description><![CDATA[This tool calculates your monthly payment for an adjustable-rate mortgage ARM loan, given a loan amount and loan terms. Payments on an adjustable-rate mortgage are fixed for an initial period and are usually adjusted annually after the initial period. For example, a 3/1 ARM loan would have a fixed rate...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/adjustable-rate+mortgage.html"><![CDATA[Adjustable-rate Mortgage]]></category>
		<category domain="http://resources.bnet.com/topic/arm.html"><![CDATA[ARM]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
	</item>
	<item>
		<title><![CDATA[Extra Payments]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=973969]]></link>
		<description><![CDATA[This tool calculates the savings in mortgage interest you realize by making prepayments for a given set of loan terms. It also calculates how many months sooner you will pay off the loan. The entire amount of additional payments is applied to amortizing the loan principal.]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
	</item>
	<item>
		<title><![CDATA[How Will Taxes And Inflation Affect My Savings?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375918]]></link>
		<description><![CDATA[This tool calculates the effect of inflation and income taxes on your savings plan. You enter how much you currently have saved, number of years to invest and a savings interest rate. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/inflation.html"><![CDATA[Inflation]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/currency+%2526+foreign+exchange.html"><![CDATA[Currency & Foreign Exchange]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
	</item>
	<item>
		<title><![CDATA[How Much Will My Savings Be Worth?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375920]]></link>
		<description><![CDATA[This tool calculates the future value of your savings plan based on the savings information that you provide. This information includes the amount of your initial lump-sum investment, number of years to save, frequency of contributions, periodic savings amount, savings interest rate and inflation rate. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/savings.html"><![CDATA[Savings]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/currency+%2526+foreign+exchange.html"><![CDATA[Currency & Foreign Exchange]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Much Of A Difference Will The Rate Make?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375922]]></link>
		<description><![CDATA[This tool shows the benefits of compounding over a range of saving periods. You enter an interest rate that you expect to earn on your investments. The tool assumes you are using a tax-advantaged account. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/tool.html"><![CDATA[Tool]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[What's It Worth To Reduce My Spending?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375924]]></link>
		<description><![CDATA[This tool calculates the trade-off in discretionary spending and saving. For example, if you save $50 a month by giving up that double-whipped mocha or other discretionary item, you will have saved $600 a year. However, if you are saving $50 a month in an interest-bearing account paying 6% interest,...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/savings.html"><![CDATA[Savings]]></category>
		<category domain="http://resources.bnet.com/topic/tool.html"><![CDATA[Tool]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/free+trade.html"><![CDATA[Free Trade]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Which Is Better: Cash Or Payments?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375926]]></link>
		<description><![CDATA[This tool compares two payment options: receiving a lump sum today and living off the proceeds after paying income taxes; or receiving an annuity for a specific number of years and paying taxes each year. Lotteries are often paid as annuities. The tool discounts the annuity to a present value...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/annuity.html"><![CDATA[Annuity]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[What Is My Current Yield From Dividends?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375928]]></link>
		<description><![CDATA[This tool calculates your stock's dividend yield based on its current share price and the amount of average quarterly dividends you receive. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/dividend.html"><![CDATA[Dividend]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Much Do Fees Affect My Stock's Rate Of Return?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375931]]></link>
		<description><![CDATA[This tool calculates how brokerage fees you pay to buy and sell shares of stock reduce the rate of return on a stock investment. The tool assumes you sell your shares at the current share price. Dividends that you have received while owning the shares are assumed to have been...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/rate.html"><![CDATA[Rate]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Which Is Better: Income Or Growth Stock?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375933]]></link>
		<description><![CDATA[This tool compares investment returns for a growth and value stock. The tool calculates the rates of return, before and after taxes, for each type of stock. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
		<category domain="http://resources.bnet.com/topic/tool.html"><![CDATA[Tool]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[When Will I Recover My Stock Costs?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375935]]></link>
		<description><![CDATA[This tool calculates the share price necessary to break even on the sale of your shares. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/sale.html"><![CDATA[Sale]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Should I Wait A Year To Sell My Stock?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375937]]></link>
		<description><![CDATA[Gains on taxable investments held for at least one year are taxed at a lower rate than short-term gains, which are taxed at the same rate as ordinary income. This tool finds the difference in your annual rate of return if you hold your shares long enough to qualify for...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
		<category domain="http://resources.bnet.com/topic/rate.html"><![CDATA[Rate]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/free+trade.html"><![CDATA[Free Trade]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Do Return Rates Affect My Retirement Income?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375939]]></link>
		<description><![CDATA[This tool compares four investment alternatives to save for your retirement: a deductible Individual Retirement Account IRA, nondeductible IRA, Roth IRA and investing with a taxable account. The tool also considers your age, expected length of retirement and how much you wish to leave for heirs. You enter your estimated...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/retirement.html"><![CDATA[Retirement]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
	</item>
	<item>
		<title><![CDATA[How Will Retirement Affect My Expenses?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375941]]></link>
		<description><![CDATA[This template calculates your current monthly expenses and helps you to estimate your monthly expenses in retirement. You enter the number of years until you retire and the annual inflation rate. (Inflation has averaged between 2 and 3 percent over the past 15 or 20 years). ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/retirement.html"><![CDATA[Retirement]]></category>
		<category domain="http://resources.bnet.com/topic/inflation.html"><![CDATA[Inflation]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/currency+%2526+foreign+exchange.html"><![CDATA[Currency & Foreign Exchange]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Much Can I Contribute To My Retirement Plan Each Year?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375943]]></link>
		<description><![CDATA[This tool calculates your maximum tax-deductible or allowable contributions to a regular or Roth Individual Retirement Account IRA. It also calculates your contribution limits to certain types of employer-sponsored retirement plans. These plans include 401k, SEP, SIMPLE and Keogh plans. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/free+trade.html"><![CDATA[Free Trade]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Do 401(K) Salary Deductions Affect My Take-Home Pay?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375945]]></link>
		<description><![CDATA[This tool calculates your take-home pay after deducting income taxes and contributions to a 401k or similar retirement plan that is sponsored by your employer. Similar retirement plans include 403b and Section 457 plans. The tool also adds any matching contributions that your employer makes to your retirement plan. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529+plan.html"><![CDATA[401(k) Plan]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plan.html"><![CDATA[Retirement Plan]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Much Is My Take-Home Pay As A Salaried Employee?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375947]]></link>
		<description><![CDATA[This tool calculates your salary per pay period after deducting income and Federal Insurance Contributions Act FICA taxes and any deductions that you specify, including contributions to a 401k or similar employer-sponsored retirement plan. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
		<category domain="http://resources.bnet.com/topic/free+trade.html"><![CDATA[Free Trade]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/payroll+solutions.html"><![CDATA[Payroll Solutions]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Much Of My Bonus Do I Keep After Income Taxes?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375949]]></link>
		<description><![CDATA[This tool calculates how much of your bonus you keep after deducting income and Federal Insurance Contributions Act FICA taxes and any deductions that you specify, including contributions to a 401k or similar employer-sponsored retirement plan. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bonus.html"><![CDATA[Bonus]]></category>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
		<category domain="http://resources.bnet.com/topic/income+tax.html"><![CDATA[Income Tax]]></category>
		<category domain="http://resources.bnet.com/topic/leadfusion.html"><![CDATA[Leadfusion]]></category>
		<category domain="http://resources.bnet.com/topic/401%2528k%2529.html"><![CDATA[401(k)]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[How Much Are My Employee Stock Options Worth Today?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375951]]></link>
		<description><![CDATA[This tool calculates the value of your employee stock options after deducting income and Federal Insurance Contributions Act FICA taxes. An option is a derivative contract since its value is derived from the share price of the underlying stock. The tool assumes you exercise your options for shares of your...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/stock.html"><![CDATA[Stock]]></category>
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		<title><![CDATA[What Is My Take-Home Pay If I Also Earn Tip Income?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=375953]]></link>
		<description><![CDATA[This calculator finds how much you owe in taxes if you earn tip income. The United States (U.S.) Internal Revenue Service IRS requires you to report all earned tip income if you receive more than $20 in a month. It also calculates your net income per pay period after deducting...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Tue, 01 Jan 2008 00:00:00 -0800</pubDate>
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