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- What Corporate Executives Should Know And Ask About Life Insurance
- This article discusses what corporate executives should know and ask about life insurance. Due to the widespread use of life insurance as a funding vehicle for executive benefit and similar corporate plans, its quality and potential rate of return deserve much greater attention than it customarily receives both at the...
- White papers 2003-01-01
- Why You Should Question Life Insurance Policy Illustrations
- This article discusses why one should question life insurance policy illustrations. In analyzing the possible rate of return of either a new or existing life insurance policy, and comparing it to possible alternatives, it is first important to understand how inherently unreliable and potentially misleading is the most common method...
- White papers 2003-01-01
- How To Reduce Agents' Commissions By 80% Or More On Life Insurance From The Best Companies
- First-year expenses, especially the payment of a standard first-year agent's commission, can detract significantly from the long-term performance of a permanent insurance product. Commissions have by far the largest impact on the short-term performance of an insurance policy, and, under most premium and commission structures; they result in almost no...
- White papers 2003-01-01
- How To Avoid The Premature Death Of An Existing "Permanent" Life Insurance Policy
- This article focuses upon how to avoid the premature death of an existing "permanent" life insurance policy. A high percentage of existing "permanent" insurance policies will not make it to the finish line. They will fall apart before the deaths of those they insure if the insured lives a long...
- White papers 2003-01-01
- How To Make Permanent Life Insurance A Good Investment
- Permanent life insurance products are not normally considered a good investment. However, it is possible to make them so if certain conditions are met. It is often possible to structure the components of a permanent insurance product to reduce the traditional agent's commissions by approximately 85 percent. Permanent life insurance...
- White papers 2003-01-01
Additional Resources
- American Life Insurance of NY Launches Direct Annuity To Registered Investment Advisors Offering 85 Underlying Funds from 12 Fund Families With No Insurance Fees
- Business Editors NEW YORK--BUSINESS WIRE--June 7, 2002 The American Life Insurance Company of New York (`American Life') is launching Direct Annuity, a new variable annuity for registered investment advisors ("RIA"s). Direct Annuity is the industry's first variable annuity without any insurance charges. American Life's paperless, all-electronic process...
- Research articles 2002-06-07
- Labor Department Obtains $2.4 Million Judgment Against Union Labor Life Insurance Co. and Investment Manager
- WASHINGTON, March 15 /U.S. Newswire/ -- The U.S. Department of Labor has obtained a consent judgment requiring Washington, D.C.- based Trust Fund Advisors TFA and Union Labor Life Insurance Co. to pay $2.4 million in restitution to two Laborers InternatWASHINGTON, March 15 /U.S. Newswire/ -- The U.S. Department of Labor...
- Research articles 2004-03-15
- Labor Department Sues Union Labor Life Insurance Co. And Investment Manager Over $10 Million Pension Investment
- WASHINGTON, March 25 /U.S. Newswire/ -- The U. S. Department of Labor sued Washington, D.C.-based Trust Fund Advisors and its parent, Union Labor Life Insurance Co. ULLICO on March 22, 2002 for imprudently investing more than $10 million in assets of twWASHINGTON, March 25 /U.S. Newswire/ -- The U. S....
- Research articles 2002-03-25
- NUCO and Hoopis team up for the Life Insurance Sales Mastery Forum.(New Conferences)(National Underwriter Co.)(Harry Hoopis)
- To help sales professionals reach their full potential, The National Underwriter Company has teamed up with long-time life insurance producer Harry Hoopis to deliver a new sales educational program to financial advisors. To help sales professionals reach their full potential, The National Underwriter...
- Research articles 2003-10-27
- Life Insurance And The Well Rounded Rep
- From the executive summary: ‘One downside to selling insurance is that the payout process takes a bit longer then most advisors are used to. A life insurance application has to go through an elaborate underwriting process before one gets paid, and this is a far cry from the 24-hour turnaround...
- White papers 2004-01-01
- Industry Preparing For Possible Attack On Life Insurance Products.(Brief Article)
- The life insurance industry is preparing for a possible attack on life insurance products as Congress seeks new revenue to implement its agenda during a time of a diminishing federal surplus. David Winston, vice president of government affairs for the National Association of Insurance...
- Research articles 2001-09-10
- Life Insurance and Uncertainty Over Repeal of the Estate Tax
- Its not expected that the estate tax to be repealed now or in the long term. Indeed, several months ago a life insurance company was against developing a second-to-die policy because they expect estate taxes to be repealed. This article has tried to put into perspective life insurance issues that...
- White papers 2000-08-01
- Industry goes all out to stop COLI taxation legislation.(In The News)(corporate-owned life insurance policies)
- The life insurance industry has launched a major effort to sidetrack Senate legislation that would tax the death benefit on corporate-owned life insurance policies. David F. Woods, CEO of the National Association of Insurance and Financial Advisors, Falls Church, Va., calls the tax proposal...
- Research articles 2003-09-29
- Agents' field trip to congress.(meeting of the life insurance agents )
- MORE THAN 600 LIFE insurance agents are visiting the halls of Congress this week in what is being called an unprecedented joint industry lobbying effort. In conjunction with the annual meeting of the Association of Advanced Life Underwriting and the National Leadership Conference of...
- Research articles 2004-04-26
- MetLife and Atlanta Life Investment Advisors Form Investment Management Agreement; Agreement Expands Relationship Formed in 2002 in the Reinsurance Market
- NEW YORK -- MetLife, Inc. (NYSE:MET) announced today that its subsidiary, Metropolitan Life Insurance Company MetLife, has entered into an agreement with Atlanta Life Investment Advisors ALIA, a subsidiary of Atlanta Life Financial Group Atlanta Life, whereby ALIA will be the investment manager of $50 million of MetLife's general account...
- Research articles 2004-07-08
- Industry faced challenges in congress last year, sees more ahead. (Review & Forecast).(life insurance industry)(Brief Article)
- After successfully fighting off a major challenge to the tax status of whole life insurance, industry representatives are hopeful that 2002 will be a somewhat quieter year on the tax front. The challenge to the tax treatment of inside buildup came up in the ...
- Research articles 2001-12-24
- Northwestern Mutual Life Insurance Creates Asset Management Subsidiary.
- By Kathleen Gallagher, Milwaukee Journal Sentinel Knight Ridder/Tribune Business News Feb. 20--Northwestern Mutual Life Insurance Co. will announce today it has formed an asset management company called Mason Street Advisors LLC. Northwestern Mutual decided to form the subsidiary when auditors...
- Research articles 2002-02-20
- N.O.-based Pan-American Life Insurance Co. cuts back in 2005
- Like many New Orleans businesses, Pan-American Life Insurance Co. measures its status in pre- and post-Hurricane Katrina terms. But company downsizing was set in course well before the Aug. 29 storm.Pan-Am started 2005 with 481 employees and ended with 341. Most positions were eliminated when Pan-American sold its investment arm,...
- Research articles 2006-03-20
- Manager Changes Take Place at Funds of Northwestern Mutual Life Insurance.
- By Kathleen Gallagher, Milwaukee Journal Sentinel Knight Ridder/Tribune Business News Dec. 11--Northwestern Mutual Life Insurance Co. on Tuesday announced manager changes at four of its Mason Street mutual funds, including naming two long-time employees to fill the shoes of top level ...
- Research articles 2002-12-11
- Prime Income Asset Management and Liberty Bankers Life Insurance Company Sponsor DFW Economic Symposium
- Navigating in the Current Economic Climate DALLAS -- Prime Income Asset Management Prime and Liberty Bankers Life Insurance...
- Research articles 2009-06-01
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