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BNET Business Dictionary
- Life Insurance
- insurance that pays a specified sum to the insured person's beneficiaries after the person's death.
- Life Insurance definition on BNET »
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- Pension reform law jump-starts hybrid LTC products; Coverage is combined with annuities, life insurance.(News)
- Byline: Gary S. Mogel NEW YORK - Many insurers are jumping on the long-term-care hybrid-policy bandwagon thanks to the recently passed Pension Protection Act's tax advantages, according to industry experts. Money taken from an annuity's ...
- Research articles 2006-10-09
- John Hancock Banks on LTC Rider.
- John Hancock Financial Services has introduced a universal life insurance policy with a long-term-care rider that it says could be a hit at banks. Performance UL Core, launched in December, fits the needs of many bank customers, said Paul Str ...
- Research articles 2004-02-01
- NYL offers WL unemployment rider. (New York Life Insurance Co., whole life insurance)
- New York Life Insurance Co NYL will offer an Unemployment Rider on new whole life insurance policies in the $25,000 to $250,000 range. Under the rider, the company will waive a full year's payment to individuals who have held a whole life policy for at New York Life Insurance Co...
- Research articles 1992-08-10
- 1st-to-die UL rider can cover many. (Fidelity Union Life, universal life insurance) (Product/News Marketing)
- 1st-To-Die UL Rider Can Cover Many 1st-To-Die UL Rider Can Cover Many
- Research articles 1991-06-03
Additional Resources
- NYL adds unemployment rider to DI. (New York Life Insurance Co., disability insurance)
- New York Life Insurance Co has begun adding a rider to newly issued individual disability insurance policies that prevents the policy from lapsing if the insured becomes unemployed. The rider provides that payments and benefits can be suspended for up to New York Life Insurance Co has begun adding a...
- Research articles 1992-12-21
- Guardian adds to lifetime rider.(Life)(Guardian Insurance and Annuity Co.)(Brief article)
- The Guardian Insurance & Annuity Co., a wholly owned subsidiary of the Guardian Life Insurance Company of America, has improved its guaranteed minimum withdrawal benefit rider, Lifetime Focus. Guardian increased the minimum amount the guaranteed withdrawal balance will rise annually to 6% from 5%, if no...
- Research articles 2008-03-01
- Lincoln Benefit Life Strengthens Life Insurance Portfolio with New TrueTerm; New Term Life Insurance Offers Up to 35 Percent Savings on Rates And Return of Premium Rider
- NORTHBROOK, Ill. -- Now, more than ever, is the time to consider purchasing term life insurance. An aging population and competition driven by the Internet have attributed to the recent decline in the cost of term life insurance policies. Lincoln Benefit Life Company has followed suit with the Sept. 1...
- Research articles 2006-08-31
- Fidelity & Guaranty Life introduces new term life insurance product
- Baltimore-based Fidelity & Guaranty Life introduced Value Select, a new addition to its portfolio of term life insurance products. Available in 15-, 20- and 30-year term durations, Value Select offers affordable life insurance, a conversion provision, the option for disability income and money back via a Return of Premium rider.
- Research articles 2003-04-29
- New Universal Life Insurance Products from Lincoln Benefit Life Company Satisfy Both Customer and Producer Needs
- NORTHBROOK, Ill. -- Legacy Secure UL and Legacy Choice UL Feature Traditional Family Protection Benefits While Also Offering Competitive Features Such as a Coverage Protection Rider Lincoln Benefit Life Company, a member of Allstate Financial Group, has introduced two new universal life UL insurance products that not only help...
- Research articles 2004-07-29
- 7 Insurance Myths That Can Cost You
- Think you're covered? Maybe not. Read these insurance misconceptions and be sure you have the right protection. 1. My Job’s Disability Insurance Will Cover Me You may believe that after an accident or illness your lost income will be covered through...
- Articles 2009-09-30
- Accelerated benefit rider also pays at 'chronic illness.'(National Life Insurance Co.'s Accelerated Benefits Rider pays for chronic as well as terminal illness)(Product Announcement)
- National Life of Vermont, Montpelier, Vt., has ramped up its Accelerated Benefits Bider for most life policies to pay benefits for "chronic illness" as well as terminal illness. The enhanced rider, which is being offered at no cost to existing and new issue...
- Research articles 1998-04-06
- Insurance Duty
- The paper reveals that general insurance is a kind of insurance that is applicable to: a property in NSW; or a risk, contingency or event may occur within, or partly within, NSW; or both. General insurance does not include life insurance, a life insurance rider or insurance that is exempt...
- White papers 2003-07-01
- American Skandia's New Innovation Enhances Variable Annuity Appeal for Rollovers From 401 and IRA Accounts - K
- Business Editors SHELTON, Conn.--BUSINESS WIRE--Sept. 10, 2001 -- `Plus40TM' Could Cover Entire Beneficiary Tax Liability -- American Skandia Life Assurance Corporation has announced the introduction of Plus40TM, an optional guaranteed issue term life insurance rider issued in conjunction with its deferred variable annuities. American Skandia believes...
- Research articles 2001-09-10
- Guardian offering living-benefit rider.
- * Guardian Insurance and Annuity Co. Inc. in New York, a subsidiary of the Guardian Life Insurance Co. of America, is offering new investors in the Guardian Investor Retirement Asset Manager variable annuity a living benefit rider that combines principal protection guarantees and strategic asset-allocation features....
- Research articles 2000-03-20
- New Sun Protector Variable Universal Life Combines Flexible No Lapse Protection Plus Investment Opportunity in a Single Solution
- WELLESLEY, Mass. -- The U.S. division of Sun Life Financial (NYSE: SLF, TSX: SLF) today launched Sun Protector Variable Universal Life VUL, a new life insurance product that offers clients an attractive combination of protection, growth potential and guarantees. Sun Protector VUL's flexibility and value is underscored by a highly...
- Research articles 2008-03-03
- The Principal Financial Group Enhanced Variable Universal Life Product Designed for Business Owners' Unique Needs; VUL Income Plus Offers Early Access to Cash Values
- DES MOINES, Iowa -- The Principal Financial GroupR can help today's business owners overcome several challenges, including death benefit protection, attracting and retaining key employees, planning for the long-term future of the business and supplementing personal income in later years. Created to allow easy access to cash values, Principal Variable...
- Research articles 2006-02-22
- Cigna adds violent crime rider to AD&D ins. policy. (Cigna Reinsurance: Life, Accident, Health; Accidental Death and Dismemberment insurance)(Violence in the Workplace)
- Violent crime is a concern for many businesses, and a number of them do want to provide coverage for the harm it causes to employees, according to Cigna Reinsurance: Life, Accident, Health, a division of Cigna Corp. However, many have been relucta Violent...
- Research articles 1994-09-26
- Create a Budget, Build a Nest Egg
- Of course you want the best for your kids. But after spending lavishly on education and cars, and helping a son buy his first home, the Cadelinias found they were coming up short on retirement savings. Here?s how to make the tough choices that will protect your future. ...
- Articles 2009-10-28
- VA Competition Is Still Hot: MFS Adds Another Earnings Rider.(Brief Article)(Statistical Data Included)
- When the four MFS Regatta Annuities debuted their new "earnings enhancement benefit" in April 2000, the variable annuity wonks at MFS Investment Management expected the feature would do well. It did. "Almost 70% of new Regatta VAs have been issued with...
- Research articles 2001-08-27
- Prudential Reaches $100 Million Milestone in Paid Claims For Living Needs Benefit
- NEWARK, N.J.--BUSINESS WIRE--June 25, 1998--Bob collapsed at a family gathering. His family found out that he had a brain tumor. Doctors removed most of the tumor, but said Bob would not survive the year. Bob faced selling his small business to cover the living expenses for himself, his wife and...
- Research articles 1998-06-25
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