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life insurance

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BNET Business Dictionary

Life Insurance: insurance that pays a specified sum to the insured person's beneficiaries after the person's death.; Life Insurance definition on BNET »

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Tower to Change Reporting Standards: Financial services group Tower Australia Group Ltd will change the basis of reporting profit from its life insurance operations, leading to an increase in the company's underlying profit and net profit after tax (NPAT).With effect from October 1, 2007, the company will change its profit carrier from claims to...; Tags: Financial, Net Profit, Life Insurance, Standards, Insurance, Financial Planning, Financial Accounting, Business Operations, Corporate Insurance, Finance, AAP; News items 2008-04-14
Conning Research: Life Insurers May Need to Break From Traditional Underwriting Process to Create Competitive Advantage: As convergence and competition accelerate in the insurance industry, life insurers are at a competitive disadvantage as they seek to attract and retain customers interested primarily in simplicity, value, and ease of purchase in their dealings with insurers. For life insurers, the root of this competitive disadvantage may be the...; Tags: Insurance, Financial Planning, insurance company, life insurance, competitive advantage; White papers
Financial Activity Reporting: This article is about the reporting and controlling system. It defines about the Financial Activity Reporting (FAR) enables insurance carriers to provide their distributors with the annuity and life insurance financial transaction information they need to help comply with the anti-money laundering provisions of the USA PATRIOT Act and...; Tags: Financial accounting, Financial Planning, Regulations, life insurance, financial, annuity, USA PATRIOT Act, insurance; White papers
life insurance: This tutorial gives information about Life Insurance. Life insurance is income protection in case you pass away. The person you name as your beneficiary will receive proceeds from an insurance company to offset the lost income as a result of your death. You can think of life insurance as a...; Tags: Financial Planning, Investopedia, life insurance, beneficiary, insurance company, insurance, income; White papers
Bank Purchases of life insurance: This bulletin provides general guidelines for national banks to help ensure that bank purchases of life insurance are consistent with safe and sound banking practices. This bulletin outlines supervisory considerations to be used in making this assessment. Supervisory action may include, but is not limited to, partial surrender or divestiture...; Tags: Financial Planning, Financial services, life insurance, bulletin, bank, insurance, divestiture, banking, analysis; White papers

How to Get Cheap Whole life insurance Quotes: Whole life insurance quotes the most expensive kind of policies that are on the market due the fact of cash value over time. Whole life insurance is permanent life insurance coverage that lasts as long as a person lives and continues to make on time premium payments. The reason that...; Tags: Insurance, Financial Planning, life insurance, payment; White papers
life insurance Fears Post the London Bombings Tragedy: Following on from the tube train and bus bomb attacks in London there was a move from several UK insurance companies to reassure victims that claims would be processed "Quickly and sympathetically". This need for reassurance came in light of concerns that many victims of the blasts would not be...; Tags: Insurance, Financial Planning, life insurance, health care, financial; White papers
SCOR Calls on CGI France to Develop Sar@, a Reference Tool for the Pricing of Substandard Risk Personal Insurance: SCOR, France's largest reinsurance company, wanted to develop a secure policy rating module and a complete documentary database on 3,500 illnesses, 1,500 professions, 600 sports activities, approximately 20 means of transport and 180 countries for the political risks. It also wanted to be able to integrate other rating manuals autonomously...; Tags: Pricing, Scripting languages, Marketing research, Insurance, Strategy, CGI Group Inc., CGI, pricing strategy, risk analysis, reinsurance, life insurance, Extranet, tool, database; Case studies
Pacific life insurance Co.: Pacific Life's life insurance Division Consolidates E-Mail Servers 86 Percent: Based in Newport Beach, CA, Pacific Life provides life and health insurance products, individual annuities, mutual funds, group employee benefits, and a variety of investment products and services. Pacific Life's increasing use of e-mail made the company explore ways to increase the performance, reliability, and cost-effectiveness of its messaging solution....; Tags: E-mail servers, Insurance, Groupware, Financial Planning, life insurance, Microsoft Exchange Server, annuity, employee benefit, mutual fund, health insurance, e-mail, mobile, messaging, health care, performance, Microsoft Corp., PC, software; Case studies
How Much life insurance Do You Need: Life insurance is an important component of any comprehensive financial plan. Insurance protects against a risk and the risk that life insurance addresses is death, particularly premature death. There are many parties who have a vested interest should your time come before you planned. These include your survivors (especially spouse...; Tags: Financial Planning, life insurance, risk, insurance, financial; White papers
Is life insurance a Good Estate Planning Tool for Farm Families: This article is gives a brief on life insurance. Life insurance can be an excellent tool when transferring the farm to the next generation. Life insurance can provide needed funds for farming heirs to use if they must purchase the farm upon the death of the parents. This is particularly...; Tags: Insurance, Financial Planning, University of Minnesota, heir, life insurance, farm, tool; White papers
Case Study: Confederation life insurance Co.: The Case Study describes about Life and Health Insurance. In late 1993, Confederation Life Insurance Company ranked fourth among Canadian life insurance companies with 273,000 policyholders, 4425 employees, and $19 billion in assets. Confederation's individual life insurance policyholders will fare relatively well, since death benefits up to $200,000 are guaranteed...; Tags: Insurance, Financial Planning, Benefits, HEALTHCARE, life insurance, policyholder, health insurance, asset, health care, industry; Case studies
Term Versus Whole life insurance: Term insurance, also called temporary insurance, covers a person against death for a limited time. You pay for the coverage period and at the end of the term the contract, or policy, expires. Whole Life insurance, also called permanent insurance, is permanent and does not expire (assuming you continue to...; Tags: Financial Planning, insurance; White papers
The Effects of Lapsing Your life insurance Policy: Buying something tangible — a shirt for example — is usually not a stressful decision. Either you like it or you don't. And you can always take it back. Buying a life insurance policy, however, is a different story. Once you sign a contract, you may only have a few...; Tags: Financial Planning, Yahoo! Inc., life insurance, insurance; White papers
The Lowdown on life insurance Medical Exams: You will probably be asked to have a medical examination when you apply for life insurance, depending on your age and the amount of insurance you're buying. This can include a basic physical exam, urine specimen, blood work, EKG, and X-ray. For high amounts of life insurance, such as $2,500,000...; Tags: Financial Planning, Yahoo! Inc., life insurance, insurance, health care; White papers
10 Ways to Save on life insurance: The price you pay for life insurance will depend on your age, your health and your habits. That is to say, forget about a really cheap policy if you smoke, have existing health problems or enjoy skydiving. Still, there's plenty you can do to save on your premium and avoid...; Tags: Insurance, Financial Planning, Yahoo! Inc., life insurance, health care; White papers
Transaction Analytics: Generating Customer Insights for Cross-Sell Success: The article refers to credit and debit cards. Cracking the code on credit card, debit card, checking and savings account transaction data, so as to gain actionable insights into individual customer situations, sits at the very heart of bank product cross-sell success. Imagine having the ability to know, at an...; Tags: Financial services, Fair Isaac Corp., debit card, life insurance, credit card, bank; White papers
Variable life insurance: Variable life insurance is similar to universal life insurance. As the cash value of your policy accumulates, you can modify your policy's death benefit. The two main differences between variable and universal life insurance are that 1) Variable life does not have flexible premiums, and 2)Variable life allows you to...; Tags: Insurance, Financial Planning, life insurance, mutual fund, investment, bond, stock; White papers
life insurance Providing Little Protection From Terrorism: The Association of British Insurers has sought to reassure emergency workers who may die as an indirect consequence of terrorist events by stating, "Exclusions do not generally apply on stand-alone life assurance policies, regardless of the occupation of the policyholder", however, they also indicate that "Other personal insurance cover" such...; Tags: Homeland security, Financial Planning, exclusion, insurance, life insurance, terrorist attack, terrorism, accident, income; White papers
life insurance: What Can We Expect in 2005?: Several forces led to a tightening of US life reinsurance capacity but, ultimately, limited capital and inadequate returns were behind the majority of market exits. This article addresses two primary questions frequently asked by life insurers. It addresses and examines what had happened to the reinsurance industry to cause the...; Tags: Insurance, Financial Planning, Transamerica Corp., reinsurance, life insurance; White papers