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	<title><![CDATA[lloyds tsb Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to lloyds tsb]]></description>
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		<title><![CDATA[Drastic Rate Cut -- the Right Move?]]></title>
		<link><![CDATA[http://blogs.bnet.co.uk/sterling-performance/2008/11/06/drastic-rate-cut-the-right-move/]]></link>
		<description><![CDATA[Interest rates have been drastically slashed by 150 basis points to three per cent -- the lowest rate since 1954. The shock move met with mixed reactions from economists. Five of the Times's 'shadow' MPC members called for a full-point cut ahead of the decision.    Hetal Mehta,...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 06 Nov 2008 05:11:48 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
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		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/joanna+higgins.html"><![CDATA[Joanna Higgins]]></category>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
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		<category domain="http://resources.bnet.com/topic/joanna+higgins.html"><![CDATA[Joanna Higgins]]></category>
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	<item>
		<title><![CDATA[The Impact of Human Resource Management and Work Climate on Organizational Performance]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=167970]]></link>
		<description><![CDATA[This paper examines relationships between Human Resource Management HRM, work climate and organizational performance in the branch network of a retail bank. It extends previous research on group-level climate-performance and HRM-performance relationships and examines how climate and HRM function as joint antecedents of business unit performance. Significant correlations are found...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 19 Jul 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/performance.html"><![CDATA[Performance]]></category>
		<category domain="http://resources.bnet.com/topic/hrm.html"><![CDATA[HRM]]></category>
		<category domain="http://resources.bnet.com/topic/climate.html"><![CDATA[Climate]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/human+resource+management+%2528hrm%2529.html"><![CDATA[Human Resource Management (HRM)]]></category>
		<category domain="http://resources.bnet.com/topic/organizational+structure.html"><![CDATA[Organizational Structure]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
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		<title><![CDATA[Business Guide: Time Management]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=271809]]></link>
		<description><![CDATA[One of the keys to the success of the business and achieving the personal goals is undoubtedly how a person manages his time. He needs to maximise the time he spend on activities which really add value and contribute the most towards his success, while minimising the effects of those...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sun, 01 May 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/success.html"><![CDATA[Success]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/time+management.html"><![CDATA[Time Management]]></category>
		<category domain="http://resources.bnet.com/topic/productivity.html"><![CDATA[Productivity]]></category>
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		<title><![CDATA[Banker, insurance provider Lloyds TSB may soon get takeover bid, analysts say.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200412/ai_n22284169]]></link>
		<description><![CDATA[By Helen Dunne, Financial Mail on Sunday, London Knight  Ridder/Tribune Business News    Dec. 5--Lloyds TSB is holding talks with the Financial Services  Authority  to calculate how much capital its Scottish Widows life  insurance arm needs to  satisfy new accounting standards.  ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 05 Dec 2004 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/scottish+widows+plc..html"><![CDATA[Scottish Widows Plc.]]></category>
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		<title><![CDATA[Research shows customers of big British banks are hesitant to change accounts.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200410/ai_n22256445]]></link>
		<description><![CDATA[By Helen Loveless, Financial Mail on Sunday, London Knight  Ridder/Tribune Business News    Oct. 17--Of course you know the interest rate you earn on your  current  account . . . don't you? Well, probably not, according to  new research.    Not only...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 17 Oct 2004 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/alliance+%2526+leicester+plc..html"><![CDATA[Alliance & Leicester Plc.]]></category>
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		<title><![CDATA[How to Sell Successfully to Consumers Using Direct Marketing]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=242875]]></link>
		<description><![CDATA[Direct marketing is unique in its ability to reach the potential customer. It can send a message that is focused, measured, intimate and which literally penetrates the home or office of the intended target without one ever meeting that person face to face. This paper focuses on attracting consumer customers...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 01 Nov 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/direct+marketing.html"><![CDATA[Direct Marketing]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
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		<title><![CDATA[SHARES AND MARKET REPORT: Lloyds TSB boosted as investors bank on New]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4158/is_20030910/ai_n12714348]]></link>
		<description><![CDATA[AN UPBEAT note from Goldman Sachs helped the banking sector put in a solid performance yesterday. The US broker reserved its most positive comments for industry giant Lloyds TSB, which ended the day as the best performer, up 6p to 428.75p as investors piled in.    The broker...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 10 Sep 2003 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/geest+ltd..html"><![CDATA[Geest Ltd.]]></category>
		<category domain="http://resources.bnet.com/topic/goldman+sachs+group+inc..html"><![CDATA[Goldman Sachs Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">GS</category>
		<category domain="tickers">GS</category>
	</item>
	<item>
		<title><![CDATA[Pricing Your Product or Service]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=242769]]></link>
		<description><![CDATA[Pricing is both a marketing and a financial function. If a person gets it right, customers will feel they have value for money, while the person produces enough profits to build his or her long-term success in business. If the person gets it wrong, the person will have lower sales,...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 May 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/pricing+strategy.html"><![CDATA[Pricing Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/person.html"><![CDATA[Person]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/pricing.html"><![CDATA[Pricing]]></category>
		<category domain="http://resources.bnet.com/topic/marketing+research.html"><![CDATA[Marketing Research]]></category>
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		<title><![CDATA[2001 reviewed: Lloyds TSB looks forlorn]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4158/is_20011223/ai_n14427710]]></link>
		<description><![CDATA[Sir Brian Pitman was a hard act to follow. Blunt, belligerent and brilliant, he took Lloyds Bank from a struggling high-street lender - with difficulties in Latin America and the bond markets - to the most admired retail banking group in Europe. En route, he bought TSB and with it,...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 23 Dec 2001 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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		<title><![CDATA[Personal Finance: QUESTIONS OF CASH - Stuck with low rates on old]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4158/is_20011124/ai_n14425366]]></link>
		<description><![CDATA[I am very angry that the Coventry Building Society is paying interest to an elderly relative of mine of just 0.5 per cent on thousands of pounds in an "investment account". I have found two other elderly relatives are also being paid next to nothing on their savings with other...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 24 Nov 2001 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/coventry+building+society.html"><![CDATA[Coventry Building Society]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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		<title><![CDATA[The black horse gets reined in]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4158/is_20010715/ai_n14401978]]></link>
		<description><![CDATA[have a question about Peter Ellwood," said a fund manager after Lloyds TSB's pounds 20bn bid for Abbey National was blocked. "Is he merely the John Major of Lloyds TSB, holding the fort between the retirement of Sir Brian Pitman and the emergence of another strong leader - a Tony...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 15 Jul 2001 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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		<title><![CDATA[Consolidation in British Banking Nullifies Early Promise of Competition.]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_hb5553/is_200104/ai_n21500914]]></link>
		<description><![CDATA[By Richard Northedge, Sunday Business, London Knight Ridder/Tribune  Business News    Apr. 29--There used to be four big banks that dominated the high  streets. Then, in the 1980s, competition arrived. Building societies  moved beyond mortgages and savings books to offer current accounts and  the...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 29 Apr 2001 23:59:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+scotland.html"><![CDATA[Bank of Scotland]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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		<title><![CDATA[Public invited to have their say on Abbey-Lloyds TSB deal]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4158/is_20010314/ai_n14366211]]></link>
		<description><![CDATA[DENISE KINGSMILL, the chairman of the Competition Commission, is to host a Question Time-style debate for members of the public to air their concerns about the proposed takeover of Abbey National by Lloyds TSB. This is the first such public meeting to be held over a commercial merger.  ...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Wed, 14 Mar 2001 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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		<title><![CDATA[Inspired move or a #19bn spoiler?; Lloyds TSB's bid for Abbey]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4156/is_20010204/ai_n13956841]]></link>
		<description><![CDATA[THE CITY'S VIEW: Teresa Hunter believes Lloyds TSB cannot afford to be anything but serious about its Abbey offer - and that spells bad news for BoS    THE Bank of Scotland blew it when its failure to decide who should get which top job prevented it agreeing...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 04 Feb 2001 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+scotland.html"><![CDATA[Bank of Scotland]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/scottish+widows+plc..html"><![CDATA[Scottish Widows Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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	<item>
		<title><![CDATA[Ross ready for crucial Lloyds role]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4156/is_20010121/ai_n9625266]]></link>
		<description><![CDATA[MIKE Ross sounded just a trifle homesick when informed that it was snowing in his native Edinburgh and that the Scottish capital resembled a winter wonderland. "I'm afraid I'm confined to my Lombard Street office," he complained from the London base that has become his three-day-a-week headquarters in recent months....]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sun, 21 Jan 2001 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
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		<title><![CDATA[BoS and Abbey ask OFT for clearance on pounds 26bn merger]]></title>
		<link><![CDATA[http://findarticles.com/p/articles/mi_qn4158/is_20001216/ai_n14363137]]></link>
		<description><![CDATA[BANK OF Scotland and Abbey National yesterday raised the stakes in the three-way poker game with Lloyds TSB, issuing a joint announcement that they have asked the Office of Fair Trading for merger clearance.    The move puts the pressure on Lloyds to back off and let Abbey...]]></description>
		<s:doctype><![CDATA[Research articles]]></s:doctype>
		<pubDate>Sat, 16 Dec 2000 23:59:59 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/abbey+national+plc..html"><![CDATA[Abbey National Plc.]]></category>
		<category domain="http://resources.bnet.com/topic/bos.html"><![CDATA[BoS]]></category>
		<category domain="http://resources.bnet.com/topic/lloyds+tsb.html"><![CDATA[Lloyds TSB]]></category>
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