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57 Resources for

long-term care

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Did you mean long-term care facility (4 results)

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What Long-Term Care Insurance can do for You
This paper focuses on the Long-term care insurance which protects retirement savings from being wiped out by long-term care needs. It alleviates financial hardships that might otherwise impoverish spouse or children paying for the long-term care needs. It enables the person and spouse to maintain financial independence throughout their lives....
Tags: long-term care, financial
White papers
The Corporation on Trial: Hospitals in Long-Term Care Litigation
In closing, the paper recommends that any hospital that is involved in long-term care litigation understand that model and apply the best practices discussed. The potential for large awards is far greater than in a hospital's typical medical malpractice case. Educating the claim staff is critical to the hospital's success...
Tags: HEALTHCARE, long-term care, hospital, litigation, best practice
White papers
A Woman's Guide to Long-Term Care
This paper focuses on the insurance on long term care for women. Long-term care is the assistance needed when a person can not perform activities of daily living due to a cognitive impairment like Alzheimer's, illness, injury, or age. Care can range from someone coming into home to help with...
Tags: long-term care, Alzheimer's disease, women, insurance
White papers
What Are My Long-Term Care Needs?
There are three typical ways to fund long-term care needs: self-insure, qualify for Medicaid, or obtain long-term care insurance. Use this tool to determine your potential long-term care needs and how long your current assets might last.
Tags: Yahoo! Inc., long-term care, Medicaid, asset, tool
Tools & templates 2008-01-01
Policy Options for Financing the Future Health and Long-Term Care Costs in Japan
As the Japanese population structure changes, health care and long-term care costs will steadily increase. The current style of financing (pay-as-the person-go) will create a large increase in future burden of these costs. This paper studies an alternative policy that prefunds the social insurance benefits for the elderly. During a...
Tags: long-term care, financing, health care, insurance
White papers 2006-08-01
The Effects of State Medicaid Policies on the Dynamic Savings Patterns of the Elderly
This paper investigates the influences of health and the variation in state Medicaid policies on the savings patterns, insurance coverage, and long-term care decisions of elderly persons who anticipate the need for long-term care. States have considerable flexibility in determining policies that affect the attractiveness of receiving Medicaid coverage for...
Tags: HEALTHCARE, University of North Carolina, long-term care, Medicaid, insurance, health care
White papers 2006-04-01
A New Approach to Long-Term Care Insurance
In 2006, the first wave of baby boomers will be turning 60 and many will decide to retire. According to a MetLife demographic study done in 2003, baby boomers make up 27.5% of the U.S. population, which translates to over 77 million people. With so many people approaching their golden...
Tags: Investopedia, long-term care, baby boomer, financial
White papers 2006-02-13
Prevalence of Physical and Verbal Aggressive Behaviours and Associated Factors Among Older Adults in Long-Term Care Facilities
Verbal and physical aggressive behaviors are among the most disturbing and distressing behaviors displayed by older patients in long-term care facilities. Aggressive behavior AB is often the reason for using physical or chemical restraints with nursing home residents and is a major concern for caregivers. AB is associated with increased...
Tags: BioMed Central, long-term care facility, long-term care, absenteeism, patient, analysis
White papers 2005-11-10
How to Break Into LTC Sales Via the Workplace
The issues surrounding America's aging population and long-term care needs have been popular topics in the news lately. The need for LTC insurance is growing quickly. Baby boomers are starting to transition into retirement. In fact, the number of retirees is projected to grow from 30 million to more than...
Tags: UnumProvident, long-term care, workplace
White papers 2005-10-10
Long-Term Care and Supplemental Disability Income Plans
Most banks develop compensation and benefit plans with the belief that their top executives - those most responsible for the bank's prosperity - should be rewarded for their contributions to the bank's financial health. However, the assets those executives build as a result can erode quickly when a long-term illness...
Tags: Financial services, Benefits, Gale Group, benefit plan, long-term care, bank, compensation, asset, financial, benefit
White papers 2005-10-01
Supporting Caring Caregivers: Policy and Practice Initiatives in Long Term Care
An MIT Workplace Center working paper reports on 40 interviews in the healthcare sector in Massachusetts and identifies five key problems. Frank and Eaton focus in the long term care industry on the very problems identified in that working paper: poor quality jobs including short staffing, inflexible schedules and difficult...
Tags: Vertical industries, Harvard University, long-term care, health care, staffing, workplace, patient, worker, financial
White papers 2005-05-25
Long-Term Care Financing: Growing Demand and Cost of Services Are Straining Federal and State Budgets
Long-term care relies heavily on financing by public payers, especially Medicaid, and has significant implications for state budgets as well as the federal budget. This report addresses the pressure that entitlement spending for Medicare, Medicaid, and Social Security is expected to exert on the federal budget in coming decades; how...
Tags: HEALTHCARE, Government Accountability Office, long-term care, Medicaid, Medicare, Social Security, financing
White papers 2005-04-27
Dynamic Inefficiencies in Insurance Markets: Evidence From Long-Term Care Insurance
This paper examines whether unregulated, private insurance markets efficiently provide insurance against reclassification risk the risk of becoming a bad risk and facing higher premiums. To do so, it examines the ex-post risk type of individuals who drop their long-term care insurance contracts relative to those who are continually insured....
Tags: Financial Planning, National Bureau of Economic Research, long-term care, insurance, inefficiency, risk
White papers 2005-01-01
The Interaction of Public and Private Insurance: Medicaid and the Long-Term Care Insurance Market
The paper shows that the provision of even incomplete public insurance can substantially crowd out private insurance demand. It examines the interaction of the public Medicaid program with the private market for long-term care insurance and estimate that Medicaid can explain the lack of private insurance purchases for at least...
Tags: HEALTHCARE, Financial Planning, National Bureau of Economic Research, Medicaid, long-term care, insurance, tax, benefit
White papers 2004-12-01
Long-Term Care Insurance Model Act
The purpose of Long-Term Care Insurance Model Act is to promote the public interest, to promote the availability of long-term care insurance policies, and to protect applicants for long-term care insurance, as defined, from unfair or deceptive sales or enrollment practices. It aims to establish standards for long-term care insurance,...
Tags: long-term care, sales
White papers 2004-09-12
Long-Term Care Insurance Model Regulation
The Accident and Health Insurance Working Group of the Life and Health Actuarial Task Force prepared amendments to the model regulation in response to a request from the Senior Issues Task Force, which asked the group to look at issues related to the rating standards added to the model in...
Tags: Regulations, long-term care, regulation, accident, payment, benefit
White papers 2004-09-12
Supply or Demand: Why Is the Market for Long-Term Care Insurance so Small?
Long-term care represents one of the largest uninsured financial risks facing the elderly patients. Whether the small size of this market is driven primarily by supply side market imperfections or by limitations to demand, however, is unresolved, largely due to the paucity of data about the structure of the private...
Tags: National Bureau of Economic Research, long-term care, patient, pricing strategy, knowledge, benefit, financial
White papers 2004-09-01
Are Your Clients Complying With ERISA?: Four Questions That Can Help Them Decide if Their LTD and LTC Are in Compliance
More than 30 years ago, Congress passed the Employee Retirement Income Security Act of 1974, also known as ERISA. Enacted in response to rampant abuses in the funding and administration of pension plans, the law sets minimum operational standards for many private employers' retirement and welfare benefit plans for their...
Tags: payroll solutions, Regulations, UnumProvident, ERISA, long-term care, pension plan, accident, compliance
White papers 2004-09-01
Guide to Long Term Care Insurance
Insurance is an important tool for protecting yourself against risk. For instance, health insurance pays your doctor and hospital bills if you get sick or injured. But how can one help protect yourself against the significant financial risk posed by the potential need for long-term care services, either in a...
Tags: long-term care, health insurance, insurance, health care, financial, tool
White papers 2004-08-19
Long-Term Care Insurance: Who Needs It
This article summarizes information regarding life and health insurance. Most of us will buy health insurance and insurance for home, car, and other property replacement. However, fewer of us buy long-term care insurance, either not thinking about it or hoping that our savings will be sufficient to meet any associated...
Tags: HEALTHCARE, Benefits, Investopedia, long-term care, health insurance, insurance, health care, car, benefit
White papers 2004-07-23