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- Thomas Weisel Partners Group Inc. Q3 2009 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Our first question comes from Devin Ryan with Sandler O’Neal. Devin Ryan - Sandler O’Neill Hi, guys, how are you doing? Lionel Conacher Hi, Devin Devin Ryan - Sandler O’Neill First questions on the brokerage business I guess first, what were the loss rates in...
- Earnings calls 2009-10-28
- Inflation in premiums
- Premiums for what the institute calls "multiple-peril" coverage -- hurricanes, tornados and other weather-related disasters -- increased an average of 6.25% a year over the same period, the report says. To understand why premiums increase, it's important to understand an insurer's reliance on its loss ratio. Loss ratio is the...
- White papers 2003-09-08
- Financial Pricing Models for Property-Casualty Insurance Products: Implementation and Presentation
- This paper deals with implementation of a return on capital pricing model and with the presentation of pricing indications to insurance practitioners. Given the pricing assumptions, this paper shows the loss ratio or combined ratio needed to achieve a target return on capital. The target loss ratio or combined ratio...
- White papers 2004-03-10
- ACE Limited Q3 2007 Earnings Call Transcript
- Question-and-Answer Session Operator Ladies and gentlemen our question and answer session is conducted electronically. [Operator Instructions]. We will go first to Josh Smith with CREF. Josh Smith - TIAA-CREF Hello, can you hear me? Evan G. Greenberg - Chairman and Chief Executive Officer...
- Earnings calls 2007-10-24
- State Auto Financial Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Our first question comes from Michael Phillips - Stifel Nicolaus. Michael Phillips - Stifel Nicolaus Bob, a couple things. You mentioned the homeowners doing well ex cat. You mentioned auto was somehow affected by weather and cat. Any way you can help us...
- Earnings calls 2008-11-03
- Platinum Underwriters Holdings Ltd Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. Operator Instructions We’ll take our first question from Matthew Heimermann with J.P. Morgan Matthew Heimermann – J.P. Morgan Hi, good morning everybody. A couple of quick questions; Michael or Neil, could you speak to, it looks like the loss ratio in the Casualty segment ex...
- Earnings calls 2009-02-19
- First Mercury Financial Corporation, Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. Operator Instructions. We will go first to Mark Lane, William Blair & Company. Mark Lane - William Blair & Company Good morning. I had just a question about accident year loss ratio, trends, then you mentioned excluding capacity losses that the accident year...
- Earnings calls 2009-02-19
- Employers Holdings, Inc. Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator instructions Your first question comes from the line of Mark Hughes with SunTrust. Please proceed. Mark Hughes – SunTrust Thank you very much. What was the policyholder dividend in the quarter? Marty Welch As we have acquired business, some of our policies are now participating whereas...
- Earnings calls 2009-02-26
- Endurance Specialty Holdings Ltd. Q1 2009 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator instructions. Your first question comes from the line of Keith Alexander with JP Morgan. Keith Alexander – JP Morgan Hi. Good morning guys. I was wondering if you could provide more color on the accident years loss ratio in reinsurance and in particular how much did...
- Earnings calls 2009-05-07
Additional Resources
- Parameter Uncertainty in Loss Ratio Distributions and Its Implications
- This paper addresses the issue of parameter uncertainty in loss ratio distributions and its implications for primary and reinsurance ratemaking, underwriting downside risk assessment and analysis of sliding scale commission arrangements. It develops the functional form of the loss ratio distribution incorporating parameter uncertainty. This paper underpins Van Kampen's work...
- White papers 2005-07-29
- ISO Market Profiler Offers Detailed Loss-Ratio Data.(Insurance Services Office)
- The Insurance Services Office Inc.'s Market Profiler now includes industry-specific annual loss-ratio information, allowing insurance marketers to more easily identify and assess promising new market segments for their books of business. The Insurance Services Office Inc.'s Market Profiler now includes industry-specific annual loss-ratio...
- Research articles 2001-10-01
- QC Holdings, Inc. Reports First Quarter Results; Record-low Quarterly Loss Ratio of 13.6% Fuels 24% Increase in Net Revenues
- OVERLAND PARK, Kan. -- Highlighting the benefits of the company's emphasis on improving loss experience through stronger collection efforts and better loan origination procedures, QC Holdings, Inc. (NASDAQ: QCCO) reported a record-low loss ratio which is the provision for losses as a percentage of revenues of 13.6% during the current...
- Research articles 2006-05-04
- Loss ratio, top property/casualty writers, United States--2004.(property and casualty insurance industry)(Brief Article)(Illustration)
- Loss Ratio, Top Property/Casualty Writers, United States--2004 Rank is based on net premiums written ($ Thousands) ...
- Research articles 2005-08-01
- Ohio Casualty Corporation Reports Historical Catastrophe Loss Impact
- Business Editors FAIRFIELD, Ohio--BUSINESS WIRE--Aug. 1, 2002 Ohio Casualty Corporation (Nasdaq:OCAS) today reported its historical catastrophe loss impact. The Corporation's press release dated July 30, 2002 reported its historical catastrophe loss earnings per share impact on a before-tax basis. Below is a table showing the loss ratio impact...
- Research articles 2002-08-01
- MGIC Investment Corporation Q3 2007 Earnings Call Transcript
- Question-and-Answer Session Operator Thank you. [Operator Instructions] Our first question comes from Howard Shapiro. Howard Shapiro - Fox-Pitt Kelton Hi, a couple of questions. Given your new loss guidance for 2008, have you had any discussions with the rating agencies, are they still comfortable with...
- Earnings calls 2007-10-18
- The Allstate Corporation Q3 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you sir. [Operator Instructions] Our first question is from David Lewis from Raymond James. Your question please. David O. Lewis - Raymond James Thank you and good morning. Thomas J. Wilson - President and Chief Executive Officer : Good morning. ...
- Earnings calls 2007-10-20
- First Mercury Financial Corporation. Q1 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you, sir. Operator Instructions. And we start our first question from the line of Mark Lane of William Blair and company. Hello Mr. Lane. Mark Lane - William Blair and company First on the loss side, why given the pricing pressure and the rapid growth in...
- Earnings calls 2008-05-16
- The Chubb Corporation Q3 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. The question-and-answer session will be conducted electronically. [Operator Instructions]. And we'll take our first question from Jay Gelb [Lehman Brothers]. Jay Gelb - Lehman Brothers Thank you. The fires you are most focused on the California and that one a little fast....
- Earnings calls 2007-10-24
- Banks' Loss Reserves Can't Keep Pace with Troubled Loans
- Bill Zielinski submits: The latest FDIC Quarterly Banking Profile reveals that banks increased loan loss reserves by 11.5% and the ratio of reserves to total loans increased to 2.5%, an all time high. Despite the large loan loss reserves, the ratio of reserves to noncurrent loans fell for...
- External links 2009-06-02
- AIG Talks, the Market Walks Away
- FinancialSpiltMilk submits: One thing for sure, if AIG says to go left, I say right. If they say up, I go down. If they things are doing well, I sell left and right. This is a company that spent the better part of a century building up $100 billion...
- External links 2009-08-21
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