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	<title><![CDATA[loss ratio Resources | BNET]]></title>
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		<title><![CDATA[Thomas Weisel Partners Group Inc. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-358317.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator Instructions Our first question comes from Devin Ryan with Sandler O&#8217;Neal. Devin Ryan - Sandler O&#8217;Neill Hi, guys, how are you doing? Lionel Conacher Hi, Devin Devin Ryan - Sandler O&#8217;Neill First questions on the brokerage business I guess first, what were the loss rates in...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 28 Oct 2009 19:06:07 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://resources.bnet.com/topic/thomas+weisel+partners+group+inc..html"><![CDATA[Thomas Weisel Partners Group Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">TWPG</category>
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		<title><![CDATA[Endurance Specialty Holdings Ltd. Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-299946.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions. Your first question comes from the line of Keith Alexander with JP Morgan. Keith Alexander &#8211; JP Morgan Hi. Good morning guys. I was wondering if you could provide more color on the accident years loss ratio in reinsurance and in particular how much did...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 07 May 2009 11:09:16 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/j.p.+morgan+chase+%2526+co..html"><![CDATA[J.P. Morgan Chase & Co.]]></category>
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		<category domain="http://resources.bnet.com/topic/endurance+specialty+holdings+ltd..html"><![CDATA[Endurance Specialty Holdings Ltd.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">JPM</category>
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		<title><![CDATA[Employers Holdings, Inc. Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-273496.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions Your first question comes from the line of Mark Hughes with SunTrust. Please proceed. Mark Hughes &#8211; SunTrust Thank you very much. What was the policyholder dividend in the quarter? Marty Welch As we have acquired business, some of our policies are now participating whereas...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 26 Feb 2009 16:59:44 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://resources.bnet.com/topic/employers+holdings+inc..html"><![CDATA[Employers Holdings Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">EIG</category>
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		<title><![CDATA[First Mercury Financial Corporation, Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-270997.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Thank you. Operator Instructions.  We will go first to Mark Lane, William Blair & Company. Mark Lane - William Blair & Company  Good morning. I had just a question about accident year loss ratio, trends, then you mentioned excluding capacity losses that the accident year...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 19 Feb 2009 12:27:19 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/accident.html"><![CDATA[Accident]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">FMR</category>
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		<title><![CDATA[Platinum Underwriters Holdings Ltd Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-270818.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Thank you. Operator Instructions We&#8217;ll take our first question from Matthew Heimermann with J.P. Morgan Matthew Heimermann &#8211; J.P. Morgan Hi, good morning everybody. A couple of quick questions; Michael or Neil, could you speak to, it looks like the loss ratio in the Casualty segment ex...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 19 Feb 2009 07:15:41 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/j.p.+morgan+chase+%2526+co..html"><![CDATA[J.P. Morgan Chase & Co.]]></category>
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		<category domain="http://resources.bnet.com/topic/loss+ratio.html"><![CDATA[Loss Ratio]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">JPM</category>
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		<title><![CDATA[State Auto Financial Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-246185.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator Instructions Our first question comes from Michael Phillips - Stifel Nicolaus.  Michael Phillips - Stifel Nicolaus  Bob, a couple things. You mentioned the homeowners doing well ex cat. You mentioned auto was somehow affected by weather and cat. Any way you can help us...]]></description>
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		<pubDate>Mon, 03 Nov 2008 18:00:26 -0800</pubDate>
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		<category domain="http://rss.financialcontent.com/stocksymbol">STFC</category>
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		<title><![CDATA[ACE Limited Q3 2007 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-232634.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Ladies and gentlemen our question and answer session is conducted electronically. [Operator Instructions]. We will go first to Josh Smith with CREF.   Josh Smith - TIAA-CREF  Hello, can you hear me?   Evan G. Greenberg - Chairman and Chief Executive Officer...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 24 Oct 2007 12:01:56 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/premium.html"><![CDATA[Premium]]></category>
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	<item>
		<title><![CDATA[Financial Pricing Models for Property-Casualty Insurance Products: Implementation and Presentation]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=159787]]></link>
		<description><![CDATA[This paper deals with implementation of a return on capital pricing model and with the presentation of pricing indications to insurance practitioners. Given the pricing assumptions, this paper shows the loss ratio or combined ratio needed to achieve a target return on capital. The target loss ratio or combined ratio...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 10 Mar 2004 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/pricing+strategy.html"><![CDATA[Pricing Strategy]]></category>
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		<title><![CDATA[Inflation in premiums]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=54207]]></link>
		<description><![CDATA[Premiums for what the institute calls "multiple-peril" coverage -- hurricanes, tornados and other weather-related disasters -- increased an average of 6.25% a year over the same period, the report says. To understand why premiums increase, it's important to understand an insurer's reliance on its loss ratio. Loss ratio is the...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 08 Sep 2003 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/premium.html"><![CDATA[Premium]]></category>
		<category domain="http://resources.bnet.com/topic/inflation.html"><![CDATA[Inflation]]></category>
		<category domain="http://resources.bnet.com/topic/loss+ratio.html"><![CDATA[Loss Ratio]]></category>
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