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		<title><![CDATA[TCF Financial Corporation, Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-263485.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator  Thank you, sir. Ladies and gentlemen, we&#8217;ll now begin the question and answer session. Operator instructions Our first question comes from the line of Jon Arfstrom with RBC Capital Markets. Please go ahead sir. 	 Jon Arfstrom - RBC Capital Markets 	 Thanks. Good morning guys....]]></description>
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		<pubDate>Thu, 22 Jan 2009 14:03:09 -0800</pubDate>
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		<title><![CDATA[Independent Bank Corp. Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-243750.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions Your first question comes from Damon Delmonte - KBW.  Damon Delmonte - KBW Denis could share with us a little bit of your findings of your home equity analysis and kind of what you saw for a change of maybe FICOs scores...]]></description>
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		<pubDate>Fri, 24 Oct 2008 08:06:08 -0700</pubDate>
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