making home affordable initiative

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Which Banks are -- and Aren't -- Modifying Home Loans?

The federal Making Home Affordable initiative is off to a slow start in its mission of offering mortgage relief to millions of Americans hurt by the real estate bust. That's mostly because adjusting the loan terms, interest rate or principal for, say, a recently unemployed homeowner doesn't pay for...

Tags: Bank, Wells Fargo & Co., Homeowner, Mortgage Company, Making Home Affordable Initiative, B, Financial Services, Mortgages, Finance, Capital Structures, Alain Sherter

Blog posts 2009-08-04

Additional Resources

Why Banks Won't Modify Your Mortgage: It Doesn't Pay

Federal initiatives such as the Making Home Affordable program aim to help homeowners keep their property by encouraging banks to renegotiate their mortgages. It isn't working. Lenders modified loans for less than three percent of delinquent borrowers within a year of their falling behind on payments, according to a new...

Tags: Bank, Foreclosure, Borrower, Mortgages, Finance, Capital Structures, Alain Sherter

Blog posts 2009-07-20

Desarrolladora Homex SA de CV Q3 2007 Earnings Call Transcript

Question-and-Answer SessionOperator Thank you. We will now begin the question-and-answer session. [Operator Instructions]. We have a question from Jorge Kury with Morgan Stanley. Go ahead, Jorge. Jorge Kury - Morgan Stanley Hi, good morning. Two quick questions, the first one, operating expenses were up 36% year-on-year,...

Tags: Analyst, Bank, Basis Point, Call Transcript, Capital Structures, CEO, CFO, Credit Suisse Group AG, Earnings, Finance, Financial Planning, Free Trade, Gerardo, Growth, Home, Impact, Income, INFONAVIT, Market, Mexico, Mortgages, Operational Accounting, Project, Quarter, Question, Revenue, Seeking Alpha, Segment, State, Taxes, Term

Earnings calls 2007-10-25

What Are the Hottest New Product Trends of 2009?

Walgreens chief innovation officer Colin Watts was in town this week to host a jury preview of the upcoming Product of the Year awards, an annual consumer-driven competition. This year's entrants include packaged goods giants like Procter & Gamble, Colgate and Dr Pepper Snapple Group. Contestants are judged on the...

Tags: product, Walgreen Co., Consumer

News items 2009-10-29

Macy's Bests Analysts as Local, Web and Exclusive Brand Initiatives Advance

Macy's earnings came in better than its own guidance and the company suggested in a conference call that it is poised to improve its operational performance with the full roll out of its My Macy’s initiative boosted by better performance online and stronger sales on moderately priced products including private...

Tags: Web, Macy's Inc., Brand, Sales Strategy, Performance Management, Sales Force Management, Sales, Human Resources, Workforce Management, Mike Duff

Blog posts 2009-05-13

Telstra Needs Threat of Separation | BTalk Australia

Telstra has its detractors. One of them is telco industry analyst Paul Budde. In this edition of BTalk Australia Budde tells Phil Dobbie that he sees the structure and behaviour of Telstra as unique in the world. Budde believes there needs to be at least a threat...

Tags: Telstra Corp., Paul Budde, Separation, Infrastructure, Government, Vertical Industries, Enterprise Software, Software, Phil Dobbie

Blog posts 2008-07-10

Irrational Exuberance over Electronic Medical Records?

When President-elect Obama outlined his economic stimulus package earlier this month, he emphasized the need to invest in the healthcare system's infrastructure by pushing for electronic health records EHR, nationwide:   "We will make sure that every doctor's office and hospital in this country is using cutting edge technology and electronic...

News items 2009-08-07