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Assessing Dynamic Aspects of Learner Motivation in Simulation/Gaming Based Foreign Language Learning Environment
The purpose of this paper is to report results of a pilot study which assessed dynamic aspects of learner motivation using self-report instruments in a simulation/gaming-based Arabic learning environment - Tactical Language Training System TLTS. The results indicate that learners with positive attitude and interest in learning a second language...
Strategies And Priorities For Information Technology Infrastructure At USC
A new Strategic Plan was adopted for USC. One of the key concepts of the new Strategic Plan is to develop strategic capabilities that provide maximum flexibility for learning and research at USC to evolve as the interfaces between Higher Education, Society, and Government change. This paper explains six (6)...
Alternative Models for Competing Risks of Mortgage Termination
Mortgage termination can be caused by one of the competing risks such as refinance, move, or default. The majority of existing empirical papers model the competing risks of mortgage termination using either a logit framework or a proportional hazard framework. This paper proposes a comparative study of competing risks of...
Respondable Risk and Incentives: Evidence From Executive Compensation
Traditional agency theory treats risk as pure measurement error, yielding the standard prediction of risk-incentive tradeoff. This paper proposes a model in which the agent can respond to risk: he can exert effort to collect information about the underlying state in order to make correct decisions. Such effort is thus...
Are Underserved Borrowers Lower Risk? New Evidence on the Performance and Pricing of FHA-Insured Mortgages
While prior analyses have provided evidence of elevated default probabilities among mortgages originated to lower income, less credit worthy, and minority populations, those risks may be offset by the reduced prepayment probabilities of those loans. This paper employs micro-data from the FHA to estimate an option-based hazard model of the...
Bad Policies or Systemic Dysfunction? The Perils of Financial Globalization: A South View
The literature on globalization has rapidly mushroomed over the past 10 years. Public fora concerned with the issue span the whole spectrum between the World Economic Forum in Davos and the World Social Forum in Porto Allegro. The increased use of derivatives, particularly through over the counter trading and off-...
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