Resources

38 Resources for

marlys harris

  • Subscribe to this listing via:
  • RSS
  • Email
BNET Author Biography
Marlys Harris has been covering personal finance at least since the time of the Pharaohs, first in 12 years at Money and then as finance editor at Consumer Reports. She has written and edited stories on just about everything having to do with money, from workers comp to marrying for...
more about Marlys Harris »

BNET Resources

Reforming the Credit Card Industry
Consumers should be able to use plastic without getting skewered by unfair bank practices. Although the Federal Reserve passed new regulations to reform the industry, many consumer groups argue the Fed failed to complete the job. Here's a list of additional reforms needed to make credit cards fairer for consumers....
Tags: Bank, Federal Reserve Board, Rate, Credit Card, MoneyWatch, Penalty Rate, Financial Services, Sales Channel, Sales, Federal Reserve, Carolyn Maloney, Carl Levin, Richard Durbin, Usury Rate, Fixed Rate, Default, Universal Default, Consumers Union, Consumer Federation of America, Center for Responsible Lending, National Consumer Law Center, Marlys Harris
Articles 2009-04-15
Not Saying "No" Shouldn't Mean "Yes"
Do you have trouble saying "no?" I'm not talking about fending off that friend down the street who's constantly entreating you to participate in the community trash pick-up or spaghetti dinner fund-raiser. What I'm referring to are those deals where marketers charge you and...
Tags: Phone, Credit Card, FTC, Option Marketing, Sales Channel, Financial Services, Telecom & Utilities, Sales, Marlys Harris
Blog posts 2009-09-10
How to Avoid Those Nasty Bank Overdraft Fees
When a little white postcard from Bank of America arrives for my son, I shudder because I know what it is without opening it: another $39 overdraft fee from Bank of America. So far this year, he's piled up probably five or six. He's a college student and lives on...
Tags: Bank, Fee, Financial Services, Marlys Harris
Blog posts 2009-09-28
Bernie Madoff: Up Against the Wall
I have to share this with you. On Sunday, Chen Wenling, a 40-year-old Chinese artist, premiered his sculpture "What You See Might Not Be Real" at a Beijing gallery. Designed to be sum up the world financial crisis, it shows the Wall Street...
Tags: Bernard Madoff, Wall, Construction, Litigation, Financial Accounting, Personal Finance, Business Operations, Finance, Marlys Harris
Blog posts 2009-09-29
Who Should Protect Consumers?
Remember "states' rights?" Back when the federal government was a strong regulator of consumer products and services, including banks, airlines, brokerages, cable TV and drugs, pro-business factions screamed bloody murder. According to them, federal regulation usurped states' rights to enforce their own laws, which, they argued, would...
Tags: Bank, Financial, State, Regulations, Financial Services, Financial Accounting, Government, Finance, Marlys Harris
Blog posts 2009-10-01
Why Should You Have to Pay for Your Credit Score?
Seriously. Why should you buy your credit score? After all, the score is based on your information. Shouldn't it belong to you? Yet federal law requires you to pay $15 to get it. The fee is a gift to credit scoring companies like Fair Isaac, Choicepoint, TransUnion and Vantage. They...
Tags: Credit Score, FICO, Score, TransUnion, Web Site Development, Internet, Marlys Harris
Blog posts 2009-10-17
The Expensive Student Loan Trap
Making its way through Congress (at the usual pace--ketchup coming out of a bottle) is a bill that promises to reform student loans. Called SAFRA for Student Aid and Fiscal Responsibility Act, it would eliminate FFELP or Family Federal Education Program loans. (Doncha love the acronyms?) The bill would knock out bank...
Tags: Payment, Borrower, Loan, Student Loan, Government, Operational Accounting, Finance, Marlys Harris
Blog posts 2009-10-08
Five Jobs for Lousy Times and No Talent Necessary
CNNMoney recently came out with its list of the "50 Best Jobs in America." The list assemblers ranked jobs based on personal satisfaction, job security, future growth, benefit to society, stress -- and presumably pay, since, after all, it's CNNMoney, not CNNSelf-gratification. The...
Tags: Talent, Job, Recruitment & Selection, Human Resources, Workforce Management, Marlys Harris
Blog posts 2009-10-22
Create a Budget, Build a Nest Egg
Of course you want the best for your kids. But after spending lavishly on education and cars, and helping a son buy his first home, the Cadelinias found they were coming up short on retirement savings. Here?s how to make the tough choices that will protect your future. ...
Tags: Payment, CD, Wine, Money, MoneyWatch, Cadelinias, Sam, Myrna, Operational Accounting, Personal Finance, Finance, Real Life, Cadelinia, Budgeting, Long Term Care, CD Ladder, Savings, Reduce Expenses, Marlys Harris
Articles 2009-10-28
Rebuilding a Small Business
Entrepreneurs around the country were hit hard by the one-two punch of the economic and real estate crashes, but Sam Cadelinia really took on the chin. As the owner of a California real estate agency, he was in one of the worst industries in the hardest-hit regions. Here's how he...
Tags: Commission, Agency, Agent, Small Business, MoneyWatch, Sam Cadelinia, Real Estate, Business Operations, Real Life, Sam, Myrna, Cadelinia, Keogh, Michael Golden, @properties, Lowering Fixed Costs, Commission-Based Business, Error and Omissions Insurance, Brokermetrics, Commissions, Marlys Harris
Articles 2009-10-28
Beef Up Retirement Savings
With their last child out of college, this was the year the Cadelinias were going to start putting serious money away for retirement. But the economic crisis whacked Sam's salary by 80 percent. Here's a savings and investment plan to get them back on track. When San Francisco...
Tags: Asset, REIT, Stock, Collection, MoneyWatch, Cadelinias, Sam, Myrna, Jill Schlesinger, Asset Management, Real Estate, Investment, Operational Planning, Business Operations, Finance, Real Life, Cadelinia, Keogh, Retirement Savings, Illiquid Investments, Numismatic Collection, Asset Allocation, Retirement Portfolio, Investing for Retirement, Vanguard Funds, Total Bond Market Index, Emerging Markets Index, Amana Trust Income, Janus Orion, Marlys Harris
Articles 2009-10-28
Reverse Mortgage Brokers Are No Angels
A few days ago, I put up a spoofy post called "Five Jobs for Lousy Times and No Talent Necessary." One of my top picks was reverse mortgage broker. My reasoning: As the population ages and taps out any retirement savings left after the financial crisis, reverse mortgages, which are available...
Tags: Annuity, Broker, Equity, Mortgage Broker, Mortgages, Investment, Personal Finance, Finance, Capital Structures, Marlys Harris
Blog posts 2009-10-29
Old Credit Card Tricks Are New Again
Since Congress enacted the consumer-friendly credit card law back in May, you'd think that the cardcos would have at least started to roll back all those bad practices that it bans. You'd think. After all, if you knew you were starting Weight Watchers on Monday, wouldn't you stock...
Tags: Payment, Rate, Credit Card, Law, Interest Rate, Credit Card Trick, Financial Planning, Financial Services, Sales Channel, Finance, Sales, Marlys Harris
Blog posts 2009-11-02
The Online University Hustle
Where have all the mortage brokers gone, long time passing? If the husband's recent experience offers any evidence, they've gone to online universities every one and become admissions advisers. Why do I say this? Because enrolling in a college training course these days is a lot like...
Tags: Husband, Government, Investment, Mortgages, Finance, Financial Services, Capital Structures, Marlys Harris
Blog posts 2009-07-02
S.C.R.E.W.U. or the Safe Credit Revision Everyone Wins Undertaking
According to a new cartoon by Mark Fiore, an award-winning political animator who hangs out somewhere in the Bay Area, this is the program that credit card issuers have developed in response to the CARD (Credit Card Accountability Responsibility and Disclosure Act of 2009) which is to...
Tags: Bank, Credit Card, Financial Services, Sales Channel, Finance, Sales, Marlys Harris
Blog posts 2009-11-09
Why I Don't Hate the Airlines
[caption id="attachment_328" align="alignnone" width="302" caption="You sometimes have to fly to Dallas or Atlanta to get to Minneapolis from New York. "][/caption] I just returned from visiting mom in Minneapolis, and I have to say that the trip gave me a renewed understanding of what the airlines are...
Tags: Airline, F.A.A., Outsourcing, It Operations, Business Operations, Outsourcing & Subcontracting, Marlys Harris
Blog posts 2009-09-23
How Much House Do You Really Need?
[caption id="attachment_428" align="alignright" width="174" caption="You probably need a house bigger than thisâ€"but not by much."][/caption] Emerging from this recession is a new rule: Buy only as much house as you need. Unfortunately for their finances, Americans have been doing anything but. You have only...
Tags: House, Mortgages, Personal Finance, Taxes, Financial Accounting, Insurance, Operational Accounting, Financial Services, Finance, Capital Structures, Financial Planning, Business Operations, Corporate Insurance, Marlys Harris
Blog posts 2009-11-18
Why Credit Card Regulation Is Broken
Until recently, regulators routinely looked the other way as credit card issuers ensnared unwitting consumers with huge finance charges and penalties. So how did credit card regulation become so broken? Here's a brief history of the slippery practices of the industry. How...
Tags: Bank, Credit Card, Regulation, MoneyWatch, Sales Channel, Financial Services, Sales, Finance, Credit Cards, Usury, Interest Rate, Consumer Protection, Schumer Box, Federal Reserve, Default, Universal Default, Penalty Rate, Bernanke, Fed, Truth In Lending Act, MoneyWatch Briefing, Marlys Harris
Articles 2009-04-15
Words You Should Never Use at the Office Unless You Have To
Once upon a time and about two jobs ago, one of my colleagues who was so officious that she carried around three clipboards to make sure that she was getting on everybody's nerves, constantly used the expression "going forward." She usually said it after you made a minor mistake that...
Tags: Microsoft Word, Microsoft Office, Expression, Games, Personal Technology, Marlys Harris
Blog posts 2009-08-28
Madoff Victims: Will Homeowners Insurance Help?
Don't get your hopes up too high, America. Fraud coverage does not typically come with homeowners insurance policies, and when it does, insurers will try to wriggle out of paying if they can. Here's the story. In the late 1990s when I.D. theft first became prevalent, insurance...
Tags: Bernard Madoff, American International Group Inc., Insurance Company, Insurance, Financial Planning, Business Operations, Corporate Insurance, Finance, Marlys Harris
Blog posts 2009-08-25
advertisement
advertisement