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medigap

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Health Insurance: Is AARP Looking Out For You?
AARP?s health and long-term-care insurance policies are rarely the cheapest option, but they are surprisingly competitive, and can be particularly good for people who are not in perfect health. MoneyWatch compared benefits and real-world prices to find the best plans for you. Anyone over the age of 50...
Tags: AARP, Health Insurance, Coverage, Policy, Premium, Insurance Company, Aetna Inc., Health Care, Plan, MoneyWatch, Genworth Financial, AARP Health Insurance Affordable Health Insurance, Deductibles, Vertical Industries, Benefits, Healthcare, Insurance, Human Resources, Business Operations, Corporate Insurance, Medicare Supplemental Insurance, Medigap, Long-Term-Care Insurance, UnitedHealthcare, Aetna, David Mathis, PPO, High-Deductible Health Plan, HSA, Health Savings Account, Ann Bryan, Community Rating, Attained-Age Rating, Issue-Age Rating, Susan Morisato, Bonnie Burns, California Health Advocates, Medicare, Bob Trebilcock
Articles 2009-10-09
Retirement Planning: What to Do Now
Whether you're 25 years away from retirement or you've already started packing up your office, there are specific steps you should now take to ensure your financial security. This step-by-step guide will keep you on track for a stress-free dismount from the corporate treadmill. 20 to 25 Years...
Tags: Retirement, 401(k) Plan, Financial, T. Rowe Price Group Inc., Income, Retirement Planning, MoneyWatch, IRA, 401(k), Retirement Plans, Personal Finance, Investment, Benefits, Insurance, Operational Accounting, Human Resources, Finance, Business Operations, Corporate Insurance, Carla Fried, Retirement Calculator, National Association of Personal Financial Advisers, Retirement Watch, Bob Carlson, Long-Term-Care Insurance, Social Security, Roth IRA, Pension, Center for Retirement Research, Analzyenow.com, Medicare, Medigap
Articles 2009-10-14

Additional Resources

Sources of Advantageous Selection: Evidence From the Medigap Insurance Market
This paper provides strong evidence of advantageous selection in the Medigap insurance market, and analyze its sources. Using Medicare Current Beneficiary Survey MCBS data, the authors find that, conditional on controls for the price of Medigap, medical expenditures for senior citizens with Medigap coverage are, on average, about $4,000 less...
Tags: Expenditure, Yale University, Health Care, Vertical Industries, Healthcare, Benefits, Enterprise Software, Software, Human Resources
White papers 2006-06-01
Study: steep rise in 1995-96 Medigap premiums.
A study of the supplemental Medicare Medigap insurance market conducted by the health care consumer group Families USA reveals that there was a steep rise in Medigap premiums between 1995 and 1996. Prudential, which with Blue Cross/Blue Shield controls over half of the $12 billion market, boosted its Medigap premia...
Tags: HEALTHCARE, hospital, Medicare, Prudential Insurance Company of America
Research articles 1996-11-11
Choosing a Medigap Policy: A Guide to Health Insurance for People With Medicare
This paper explains in detail how Medigap Medicare Supplement Insurance policies work with the Original Medicare Plan. A Medigap policy is private insurance that supplements, or helps people pay for some of the costs that Medicare doesn't pay for. Before they decide whether or not to buy a Medigap policy,...
Tags: Health Insurance, Medicare, Health Care, Medigap Policy, Healthcare
White papers 2004-04-01
NAIC adopts Medigap policy reforms. (National Association of Insurance Commissioners)
NAIC Adopts Medigap Policy Reforms WASHINGTON - The National Association of Insurance Commissioners has adopted sweeping reforms requiring all Medigap policies to conform to one of 10 standard policy designs. The reforms were adopted July 30 in a special plenary session vote...
Tags: HEALTHCARE, Insurance, Medicare, U.S. Congress
Research articles 1991-08-26
NAIC adopts basics for Medigap plans. (National Association of Insurance Commissioners)
NAIC Adopts Basics For Medigap Plans WASHINGTON - The National Association of Insurance Commissioners has adopted sweeping reforms that require all Medigap policies to conform to one of 10 standard policy designs. The reforms were adopted July 30 in a special plenary...
Tags: FINANCE, Insurance, Medicare, U.S. Congress
Research articles 1991-08-05
Study Skewers Medigap Plans.
A year-long study of Medicare HMOs and Medicare supplemental insurance policies in 19 cities has found that premiums are up 41 percent since 1994 for Plan C, the most popular Medigap plan, and 35 percent on average for the 10 standardized Medigap policies. The study by...
Tags: Consumer Reports, HEALTHCARE, HMO, Medicare
Research articles 1998-08-24
NAIC develops nine 'Medigap' draft proposals. (National Association of Insurance Commissioners)
NAIC Develops Nine |Medigap' Draft Proposals In a move to maintain state control over Medicare supplement insurance, the National Association of Insurance Commissioners has developed nine "medigap" draft proposals in compliance with a federal mandate. The plans, which are in "draft...
Tags: Pomeroy Inc.
Research articles 1991-04-22
NAIC develops nine different medigap plans. (National Association of Insurance Commissioners, Medicare supplement insurance)
NAIC Develops Nine Different Medigap Plans Acting quickly to maintain state control over Medicare supplement insurance, the National Association of Insurance Commissioners has developed nine "medigap" proposals in compliance with a federal mandate. The plans, which are in "draft status and...
Tags: Pomeroy Inc.
Research articles 1991-04-15
Medigap rate increases seem to be justified: NAIC president. (National Association of Insurance Commissioners, Earl R. Pomeroy)
Medigap Rate Increases Seem To BE Justified: NAIC President WASHINGTON--The large rate hikes that followed repeal of Medicare Catastrophic Care coverage appear to be justified, according to the president of the National Association of Insurance Commisioners. North Dakota of Commissioner Earl R....
Tags: Pomeroy Inc.
Research articles 1990-02-12
Enough fed. involvement in Medigap: Pomeroy. (Earl Pomeroy)
Enough Fed. Involvement In Medigap: Pomeroy WASHINGTON -- There is no need to increase federal government involvement in Medigap insurance regulation, according to the president of the National Association of Insurance Commissioners. The current system of federal minimum standards for state ...
Tags: Pomeroy Inc.
Research articles 1990-09-24
Medigap opens annuity door for small S.C. bank. (Home Federal Savings Bank)
Home Federal Savings Bank (Rock Hill, SC) VP Tim B. Sease, in remarks before the Financial Institutions Insurance Association fall conference, told how his bank is building a relationship with elderly clients by offering Medigap insurance policies. The Medigap product is being used to create a market presence among the...
Tags: Home Federal Savings Bank
Research articles 1992-10-19
Medigap Policies: The Basics
It's health insurance that private insurance companies sell to help fill gaps in what the Original Medicare Plan covers. Medigap policies are also known as "Medicare Supplement Insurance." Medigap policies pay most - if not all - of the costs for coinsurance and co-payments under the Original Medicare Plan. These...
Tags: Medicare, Policy, U.S. Department Of Health And Human Services, Healthcare, Insurance, Benefits, Business Operations, Corporate Insurance, Human Resources
White papers 2003-11-04
2004: Choosing a Medigap Policy - A Guide to Health Insurance for People With Medicare
Medicare health plans provide different ways to get your health care coverage in the Medicare program. This paper explains in detail how Medigap Medicare Supplement Insurance policies work with the Original Medicare Plan. A Medigap policy is private insurance that supplements, or helps you pay for some of the costs...
Tags: Health Insurance, Medicare, Health Care, Medigap Policy, Healthcare, Vertical Industries, Benefits, Enterprise Software, Software, Human Resources
White papers 2004-08-26
Medigap: Prevalence, Premiums, and Opportunities for Reform
This paper provides an overview of Medicare's coverage gaps and the primary sources of supplemental coverage for Medicare beneficiaries. It focuses particularly on the Medigap market: the effects of standardization, recent premium trends and rating practices, and options for reform. It considers Medigap within the context of Medicare prescription drug...
Tags: Medicare, National Health Policy Forum, Healthcare
White papers 2002-09-09
Congress puts teeth in new Medigap legislation.
Congress Puts Teeth In New Medigap Legislation WASHINGTON - Health insurers and agents are in support of major changes in the regulation of Medicare supplemental insurance policies passed by Congress as part of the five-year, $492 billion deficit reCongress Puts Teeth In New Medigap...
Tags: agent, insurance company, Medicare, U.S. Congress
Research articles 1990-11-26
Health groups urge Gingrich to oppose Medigap provisions.(Newt Gingrich, provisions in the Senate's reconciliation bill)
A broad coalition that includes the Health Insurance Association of America sent a letter to House Speaker Newt Gingrich opposing the Senate's Medigap measures in its budget reconciliation bill. The House-Senate reconciliation process on the budget began A broad coalition that includes the Health Insurance Association of America sent a...
Tags: health care, U.S. Senate
Research articles 1997-07-14
Most Medigap loss ratios are low: GAO. (General Accounting Office)
Most Medigap Loss Ratios Are Low: GAO Most Medigap Loss Ratios Are Low: GAO
Tags: General Accounting Office
Research articles 1989-04-17
Medigap rates for AARP members rise.(American Association of Retired Persons)
Prudential Insurance Company of America will raise its rates for Medigap coverage provided to the members of the American Assn of Retired Persons in 1996. The premiums will rise an average of 30% nationwide. Premiums now range from $51 to $151.75 per monPrudential Insurance Company of America will raise...
Tags: AARP, Prudential Insurance Company of America
Research articles 1995-12-18
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