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	<title><![CDATA[mellon Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/mellon.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to mellon]]></description>
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		<title><![CDATA[Paper-Based Payments May Be on the Decline, But Ignoring Them Won't Make Them Go Away Altogether]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151634]]></link>
		<description><![CDATA[Despite the growth in electronic payments, it is obvious that paper payments are not going to totally disappear any time soon and companies will still need to collect them cost effectively and efficiently. As a result, some financial executives and some providers - are wondering what the migration to electronics...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 17 Aug 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/electronic+payment.html"><![CDATA[Electronic Payment]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Delivering Justice - With An Aging Workforce]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143696]]></link>
		<description><![CDATA[The State of California Judicial Branch the Branch, is one of the largest and most diverse court systems in the world. The branch needed to maintain that leadership when up to 75 percent of its managers and executives are eligible to retire within the next 10 years. It faced the...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 24 Jun 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/performance.html"><![CDATA[Performance]]></category>
		<category domain="http://resources.bnet.com/topic/branch.html"><![CDATA[Branch]]></category>
		<category domain="http://resources.bnet.com/topic/workforce.html"><![CDATA[Workforce]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/recruitment+%2526+selection.html"><![CDATA[Recruitment & Selection]]></category>
		<category domain="http://resources.bnet.com/topic/workforce+management.html"><![CDATA[Workforce Management]]></category>
		<category domain="http://resources.bnet.com/topic/performance+management.html"><![CDATA[Performance Management]]></category>
		<category domain="http://resources.bnet.com/topic/payroll+solutions.html"><![CDATA[Payroll Solutions]]></category>
		<category domain="http://resources.bnet.com/topic/leadership.html"><![CDATA[Leadership]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
	</item>
	<item>
		<title><![CDATA[Inventing Tomorrow While Operating Today: HR's Leadership Role in Organizational Spin-Offs]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143690]]></link>
		<description><![CDATA[Organizational spin-offs offer companies the chance to "reinvent" the business while keeping a core of the familiar. Yet the opportunity in a spin-off is balanced by the challenges. These include splitting up the two organizations, refocusing the Parent, and launching new company, all the while keeping both organizations operating profitably...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 24 Jun 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/spinoff.html"><![CDATA[Spinoff]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/leadership.html"><![CDATA[Leadership]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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	<item>
		<title><![CDATA[Process and Outcome - New Clarity in Achieving Reasonable Executive Compensation]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143705]]></link>
		<description><![CDATA[One common legacy of the dot.com boom and various corporate scandals of the last few years is regulators' new focus on responsible corporate governance, specifically on reasonable executive compensation. This paper explores the idea of reasonable compensation, presents a brief history of legislative and judicial interpretations of the concept, and...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 21 Jun 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/compensation.html"><![CDATA[Compensation]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
	</item>
	<item>
		<title><![CDATA[Criminals Are Still Finding Opportunities for Fraud, Undeterred by the Declining Volume of Paper Checks: Learn Why Large Companies Are Particularly at Risk, and How You Can Help Protect Your Organization]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151633]]></link>
		<description><![CDATA[The one area where payment electronification and process streamlining brings new challenges is fraud prevention. A common misconception is that less paper in the payment system equals less fraud potential. This is in fact not true. In this context, this paper focuses on the importance of proactively deterring both paper...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 10 Jun 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/fraud.html"><![CDATA[Fraud]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/litigation.html"><![CDATA[Litigation]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Buck Consultants Proposals on Private Sector Single - Employer Pension Plan Funding and PBGC Reform]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143697]]></link>
		<description><![CDATA[Many factors have contributed to the decline in defined benefit plans. The universe of defined benefit plans includes single employer and multi-employer plans, governmental and private sector plans, all of which raise different issues. This article puts forth a proposal that addresses only the problems of defined benefit plans sponsored...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 10 Jun 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/pension+benefit+guaranty+corp..html"><![CDATA[Pension Benefit Guaranty Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/pension+plan.html"><![CDATA[Pension Plan]]></category>
		<category domain="http://resources.bnet.com/topic/benefit+plan.html"><![CDATA[Benefit Plan]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/payroll+solutions.html"><![CDATA[Payroll Solutions]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
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		<title><![CDATA[As Paper Dies...]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151639]]></link>
		<description><![CDATA[Banks don't want to lose business - but at the same time, they struggle to justify the significant ongoing investments needed just to maintain their cash management businesses at their current levels, let alone expand and improve them. If a bank is currently in the cash management business or considering...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jun 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/management+business.html"><![CDATA[Management Business]]></category>
		<category domain="http://resources.bnet.com/topic/outsourcing.html"><![CDATA[Outsourcing]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/it+operations.html"><![CDATA[It Operations]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/outsourcing+%2526+subcontracting.html"><![CDATA[Outsourcing & Subcontracting]]></category>
	</item>
	<item>
		<title><![CDATA[Industry Looks to Improve Reach and Quality: NACHA Seeks Check Conversion Expansion]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151648]]></link>
		<description><![CDATA[In its efforts to improve overall network quality, NACHA - The Electronic Payments Association is assessing a proposal that would automatically assess fees to financial institutions for ACH debits they originate on behalf of their clients that are returned as unauthorized. This article reports how the NACHA reviewing several initiatives...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 16 May 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/network.html"><![CDATA[Network]]></category>
		<category domain="http://resources.bnet.com/topic/networking.html"><![CDATA[Networking]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
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		<title><![CDATA[As Interest Rates Rise, so Does the Interest in Smart Lockbox Solutions: After All, in a High-Interest Rate Environment, Fast and Efficient Processing Can Mean Significant Profits]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151635]]></link>
		<description><![CDATA[At its core, a lockbox service aims to help companies efficiently convert receivables into funds that may be invested - and in a high-interest rate environment, speed may translate into significant profits. So, fundamentally, lockbox is a tool companies can use to enhance cash flow. But implementing the best lockbox...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 26 Apr 2005 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/solution.html"><![CDATA[Solution]]></category>
		<category domain="http://resources.bnet.com/topic/environment.html"><![CDATA[Environment]]></category>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/research+%2526+development.html"><![CDATA[Research & Development]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
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	<item>
		<title><![CDATA[Remote Capture Is Simplifying the Way Some Organizations Route Checks: Learn How It Is Helping These Companies Lower Costs, Increase Funds Availability and Improve Cash Flow]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151636]]></link>
		<description><![CDATA[While opportunities such as the facilitation of pure image exchange are likely to take at least a couple of years for consumer payments and even longer for corporate payments, some organizations are already experiencing cost savings and faster access to funds using only a scanner, an Internet connection and a...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 31 Mar 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/capture.html"><![CDATA[Capture]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/transportation.html"><![CDATA[Transportation]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[The Brave New World of Not-for-Profit Governance and Compensation]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143700]]></link>
		<description><![CDATA[In the turbulent health care environment, hospital boards are increasingly expected to be independent, transparent and ethically grounded enough to avoid conflicts of interest. Moreover, a series of highly publicized scandals, media exposes, government investigations and lawsuits have added new elements of risk to board service. This paper examines how...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 22 Mar 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/compensation.html"><![CDATA[Compensation]]></category>
		<category domain="http://resources.bnet.com/topic/board.html"><![CDATA[Board]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+governance.html"><![CDATA[Corporate Governance]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+law.html"><![CDATA[Corporate Law]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
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		<title><![CDATA[Evolutionary Change Drives Revolutionary Strategies in Cash Management]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151637]]></link>
		<description><![CDATA[Factors such as price pressure and the rapid commoditization of service enhancements are among the reasons for the change. Add to those items declining check and transaction volumes, relationship consolidation, the rising costs for evolving technology and low interest rates, and it becomes clear why cash management is indeed an...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 17 Mar 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/strategy.html"><![CDATA[Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/treasury+management.html"><![CDATA[Treasury Management]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
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	<item>
		<title><![CDATA[HSAs: The Next Wave - Their Potential to Drive Consumer Engagement Propels Them Into the Large Employer Market]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143702]]></link>
		<description><![CDATA[When Congress authorized the creation of Health Savings Accounts HSAs at the end of 2003 as part of Medicare overhaul legislation, employers of all sizes took notice. With double-digit health insurance premium increases from 2001 to 2003, even financially healthy employers started investigating the addition of a consumer-directed health plan...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 25 Feb 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/health+savings+account.html"><![CDATA[Health Savings Account]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
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	<item>
		<title><![CDATA[SOX and Other Risk Factors Have Further Complicated the Already Intensive Disbursements Process: Learn Why Many Companies Are Seeking Outside Expertise to Improve Control Over Their Payments and Mitigate Risk]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151638]]></link>
		<description><![CDATA[For many companies, Accounts Payable AP is taking center stage. Internal control over financial reporting goes straight to the heart of AP control, dictating among other things that companies have a process in place that provides reasonable assurance. With billions of dollars at stake, large corporations know that the risk...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Fri, 11 Feb 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/accounts+payable.html"><![CDATA[Accounts Payable]]></category>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/sarbanes-oxley+act.html"><![CDATA[Sarbanes-Oxley Act]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Employee's Tax-Deferrable Income: When Plans Compete for It, Can Employees Win?]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=143762]]></link>
		<description><![CDATA[When it comes to tax-deferrable income, employees can win if their employer helps them understand the true value of each type of savings or coverage offered to them, depending on their financial situation and where they are in their career. As long as employers are able to recognize and respond...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Feb 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/employee.html"><![CDATA[Employee]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/free+trade.html"><![CDATA[Free Trade]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Wire Transfer Security Procedures and Best Practices]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151632]]></link>
		<description><![CDATA[Conducting transactions via Mellon's Wire transfer system is a convenient way to move company's fund. Equally important however are both satisfying the audit requirements and minimizing the risk of fraud while using this service. This article lists down certain security features that allow monitoring input, assuring that the wire transfers...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 29 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
		<category domain="http://resources.bnet.com/topic/audit.html"><![CDATA[Audit]]></category>
		<category domain="http://resources.bnet.com/topic/best+practice.html"><![CDATA[Best Practice]]></category>
		<category domain="http://resources.bnet.com/topic/fraud.html"><![CDATA[Fraud]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/litigation.html"><![CDATA[Litigation]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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	<item>
		<title><![CDATA[Expense Reduction: Today's Watchword for CFOs]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151631]]></link>
		<description><![CDATA[Reducing treasury related expenses can be a complex issue. CFO's has numerous options for reducing treasury costs, but little time to screen and select the best method. Treasury providers offer many solutions via innovative products, services and technologies but finding one to maximize the impacts on expenses without unduly disrupting...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 29 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/cfo.html"><![CDATA[CFO]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
	</item>
	<item>
		<title><![CDATA[The Impacts of Check 21 and ARC to Your Organization]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151630]]></link>
		<description><![CDATA[Check 21 legislation aims to further improve efficiency of the payment system via the creation of a new payment instrument - the substitute check. This article explains the repercussions of the Check 21 legislation on the payment processing environment and how it will compare to check conversion services being offered. ]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 29 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Putting Check 21 in Perspective]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151629]]></link>
		<description><![CDATA[Every company should understand Check 21 and its associated impacts. An examination of Check 21 reveals that it is not the end-state for the check payments system, but rather an expansion of the clearing options available to banks. Its provisions present new opportunities and challenges to all parties involved in...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 29 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/check+21.html"><![CDATA[Check 21]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
	</item>
	<item>
		<title><![CDATA[Preventing Fraud in an Electronic Payments Environment]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=151626]]></link>
		<description><![CDATA[Not a week goes by without news of how the U.S. payment system is rapidly approaching a state of electronification. While some would take issue with the term "rapidly", more consumers and businesses alike are abandoning paper payments in favor of faster, more cost-effective electronic services. The numerous developments, combined...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Sat, 29 Jan 2005 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/payment.html"><![CDATA[Payment]]></category>
		<category domain="http://resources.bnet.com/topic/fraud.html"><![CDATA[Fraud]]></category>
		<category domain="http://resources.bnet.com/topic/mellon.html"><![CDATA[Mellon]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
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