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	<title><![CDATA[merriman capital management Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/merriman+capital+management.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to merriman capital management]]></description>
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		<title><![CDATA[The Best Retirement Portfolio We Know]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=74812]]></link>
		<description><![CDATA[Most investment advice seems to center on the challenges of accumulating wealth. However, when it is time to retire, it is probably time to switch gears in the thinking and in the investing. In this article, it is shown that how market timing can add value to a conservative Worldwide...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/portfolio.html"><![CDATA[Portfolio]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
		<category domain="http://resources.bnet.com/topic/performance+management.html"><![CDATA[Performance Management]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
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	<item>
		<title><![CDATA[The Best Mutual Funds From DFA and Vanguard]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75063]]></link>
		<description><![CDATA[For buy-and-hold investors, the most important factor that determines success is proper asset allocation. There are many places to invest money and get an adequate return. Great asset allocation should, over a long time, add a few percentage points to the return while reducing the inevitable volatility of investing in...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/mutual+fund.html"><![CDATA[Mutual Fund]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[Investor]]></category>
		<category domain="http://resources.bnet.com/topic/asset+allocation.html"><![CDATA[Asset Allocation]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
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		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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	</item>
	<item>
		<title><![CDATA[The Best Mutual Funds In The World]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75064]]></link>
		<description><![CDATA[Great asset allocation should, over a long time period, add a few percentage points to ones return while reducing the inevitable volatility of investing in equities. This period is also useful because it contains a dramatic bull market and a dramatic bear market that caught many eager investors by surprise....]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/mutual+fund.html"><![CDATA[Mutual Fund]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[Investor]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
		<category domain="http://resources.bnet.com/topic/mutual+funds.html"><![CDATA[Mutual Funds]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
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	<item>
		<title><![CDATA[Make Your Retirement Dreams Come True With Our Buy-and-Hold Strategy]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75066]]></link>
		<description><![CDATA[With time and patience, even investors of modest means can accumulate substantial financial resources if they invest their money properly. This article looks at how the buy-and-hold strategy can work in real life to accumulate assets during your working life and then give the retirement income that is unlikely to...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/life.html"><![CDATA[Life]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
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		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
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	</item>
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		<title><![CDATA[Fine Tuning Your Asset Allocation]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75067]]></link>
		<description><![CDATA[This paper examines how far should one go in one direction or the other. It states that good approach is that of Worldwide Balanced Portfolio, which splits all investments equally between stocks and bonds, U.S. and international, large and small, and value and growth. This gives investors excellent representation in...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/asset+allocation.html"><![CDATA[Asset Allocation]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/operational+planning.html"><![CDATA[Operational Planning]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Investment Risks: Managing Greed And Fear]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75071]]></link>
		<description><![CDATA[Risk is not imposed from outside and it's something choose and accept. For investors in aggressive strategies, the two most effective ways to manage risk are to limit aggressive exposure to a small part of the whole portfolio and to stick with the program once it has been embarked. That...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[Investor]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[The Second Most Important Investment Decision You Must Make]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75073]]></link>
		<description><![CDATA[The most important decision investors must make is their choice of assets. That is called asset allocation, and it has more impact on your long-term returns than your timing of sales and purchases. Asset allocation also has more impact in the long run than the selection of which mutual funds...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
		<category domain="http://resources.bnet.com/topic/asset+allocation.html"><![CDATA[Asset Allocation]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
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	</item>
	<item>
		<title><![CDATA[All About Market Timing- Part I]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75076]]></link>
		<description><![CDATA[The stock and bond markets are affected by so many influences, and those influences change direction and importance so frequently, that short-term predictions are not much more than guesses. Market timing is a fundamental technique that can add enormous value to investment portfolios over long periods of time. However, timing...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/influence.html"><![CDATA[Influence]]></category>
		<category domain="http://resources.bnet.com/topic/bond.html"><![CDATA[Bond]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[A Winning Combination For Aggressive Investors]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75078]]></link>
		<description><![CDATA[Aggressive investors often pursue high returns by taking unusually high risks, sometimes abandoning prudence and diversification. This article shows the combination of aggressive strategies that is designed to give investors plenty of diversification, keep their risks firmly under control and to produce above-average returns at the same time. The article...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Wed, 01 Jan 2003 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/diversification.html"><![CDATA[Diversification]]></category>
		<category domain="http://resources.bnet.com/topic/investor.html"><![CDATA[Investor]]></category>
		<category domain="http://resources.bnet.com/topic/merriman+capital+management.html"><![CDATA[Merriman Capital Management]]></category>
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		<category domain="http://resources.bnet.com/topic/management.html"><![CDATA[Management]]></category>
	</item>
	<item>
		<title><![CDATA[Brawns vs. Brains vs. Indexes]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=75069]]></link>
		<description><![CDATA[Millions of investors are under the spell of a fantasy known as beating the market. This fantasy is just as compelling as alchemy once was, because some investments do indeed beat the market some of the time. A few investments seem to do so over protracted periods. This article shows...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Mon, 01 Jul 2002 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/fantasy.html"><![CDATA[Fantasy]]></category>
		<category domain="http://resources.bnet.com/topic/market.html"><![CDATA[Market]]></category>
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		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Sector Investing: Big Returns From Little Steps]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=74716]]></link>
		<description><![CDATA[An industry, or sometimes a small group of closely related industries, is known as a sector. Mutual funds that specialize in those industries are known as sector funds. People invest in sector funds to seek extra returns for taking the extra risks of specialization. This article explains the three premises...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Tue, 01 Aug 2000 00:00:00 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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	<item>
		<title><![CDATA[Rising Interest Rates: What Should Bond Investors Do]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=114304]]></link>
		<description><![CDATA[This article is on rising bond interest rates. A bond fund can accomplish three basic things. It can provide income. It can stabilize the fluctuating value of a portfolio that includes equities. It can sometimes be sold for more than its purchase price. Most bond fund investors would be happy...]]></description>
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		<category domain="http://resources.bnet.com/topic/bond.html"><![CDATA[Bond]]></category>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/bond+fund.html"><![CDATA[Bond Fund]]></category>
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	</item>
	<item>
		<title><![CDATA[Why Mutual Fund Performance Figures Are Misleading]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=114305]]></link>
		<description><![CDATA[The article looks at the investment returns of mutual funds and show why many investors never get the returns quoted in advertisements and magazine articles. Thanks to government regulations, the return figures that funds are allowed to quote are now standardized throughout the industry. Yet one will see that those...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<category domain="http://resources.bnet.com/topic/mutual+fund.html"><![CDATA[Mutual Fund]]></category>
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	</item>
	<item>
		<title><![CDATA[Breaking the Bond Barrier: How Fixed-Income Investors Can Build a Better Future]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=114307]]></link>
		<description><![CDATA[The stock market has been the focus of almost all the hype the past few years. But in the 1990's, soaring valuations, made stocks just too rich for the appetites of many investors. In the following article, we show how conservative investors can increase their expected performance, along with their...]]></description>
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		<category domain="http://resources.bnet.com/topic/bond.html"><![CDATA[Bond]]></category>
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