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• COMMUNITY REINVESTMENT ACT: REVIEW OF EMPIRICAL EVIDENCE

  - 2006-01-01

  ABSTRACT This paper reviews the empirical evidence on the community reinvestment act CRA in light of three major different perspectives: (1) The lending market is efficient, (2) The lending market is inefficient due to illegal "discrimination, " and (3) The lending market is socially inefficient as caused by "externalities." The...

  Tags: bank, borrower, Boston, Federal Reserve Board, FINANCE, mortgage, Mortgages, Urban Institute

• The Philadelphia Inquirer Homenotes Column.

  - 1999-10-24

  Knight Ridder/Tribune Business News Oct. 24 -- A FEW WEEKS AGO AND ALMOST SIMULTANEOUSLY, two very disturbing studies of the residential mortgage industry arrived at my desk. Both reports reached essentially the same conclusion: Minorities trying to buy houses continue to...

  Tags: Acorn, FINANCE, mortgage, Mortgages, Urban Institute

• Mortgage Discrimination Continues, Two Separate Reports Show.(Brief Article)

  - 1999-09-20

  Two new reports show that minorities trying to buy homes continue to face discrimination from lending institutions. A study by the Urban Institute, What We Know About Mortgage Lending Discrimination, found that discrimination can begin at the early stages of the mortgage lending process,...

  Tags: FINANCE, Mortgages, Urban Institute