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	<title><![CDATA[mortgages Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to mortgages]]></description>
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		<title><![CDATA[Consumer Confidence Fell in Dec: Survey]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-371753.html]]></link>
		<description><![CDATA[ Consumer confidence fell for the second consecutive month in December as households with mortgages worried about the impact of higher interest rate charges on their budgets, a survey shows.The Westpac-Melbourne Institute index of consumer sentiment fell 3.8 per cent to 113.8 points in December, from 118.3 in November.Despite this...]]></description>
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		<pubDate>Wed, 09 Dec 2009 10:48:00 -0800</pubDate>
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		<title><![CDATA[How to Refinance Now and Avoid Rejection]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/how-to-refinance-now-and-avoid-rejection/370914/]]></link>
		<description><![CDATA[With interest rates absurdly low, you may be eager to refinance. But lenders are finding all kinds of ways to say no. Here are the five most common refi killers, and how to avoid becoming a victim.        But when the bank pulled their...]]></description>
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		<pubDate>Mon, 07 Dec 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Bellway Sales Up, Property Market Fragile]]></title>
		<link><![CDATA[http://www.bnet.com/2407-14049_23-370367.html]]></link>
		<description><![CDATA[LONDON (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - Housebuilder Bellway BWY said it was on course for a 10 percent increase in its half-year sales, but warned that a dearth of mortgage finance continues to hobble the housing market.Bellway's sales for the four months to November 30 averaged 91 a week, up 51 percent...]]></description>
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		<pubDate>Fri, 04 Dec 2009 00:30:31 -0800</pubDate>
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		<title><![CDATA[Home Owners Repaying Mortgages, Spending Less-survey]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-369681.html]]></link>
		<description><![CDATA[LONDON (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - Britain's home owners are choosing to make bigger repayments on home loans instead of increasing spending, according to a survey of leading UK mortgage lenders published by The Independent in Thursday's edition.Nici Audhlam-Gardiner, the director of mortgages at Abbey, owned by Spanish bank Santander, was quoted...]]></description>
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		<pubDate>Wed, 02 Dec 2009 16:45:38 -0800</pubDate>
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		<title><![CDATA[Size of New Mortgages Hit a New Record]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-369377.html]]></link>
		<description><![CDATA[ The average size of new mortgage hit a record in Australia during November despite sales of overall home loans falling for the second straight month.Mortgage broker AFG said on Tuesday an average home loan brokered in Australia was $367,000 in November, a rise of 6.4 per cent since May.AFG's...]]></description>
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		<pubDate>Wed, 02 Dec 2009 14:06:00 -0800</pubDate>
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		<title><![CDATA[Mutuals Chelsea, Yorkshire to Merge]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-369419.html]]></link>
		<description><![CDATA[LONDON (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - Britain's second-largest customer-owned lender Yorkshire Building Society and loss-making rival Chelsea have agreed to merge, becoming the latest mutuals to join forces after being battered by the financial crisis.The two lenders said the merged group would have assets of 35 billion pounds, more than 2.7 million...]]></description>
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		<pubDate>Wed, 02 Dec 2009 01:46:25 -0800</pubDate>
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		<title><![CDATA[Can Obama Fix Housing?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/video/can-obama-fix-housing/369261/]]></link>
		<description><![CDATA[The feds are increasing pressure on banks to modify the mortgages of troubled homeowners. Eric Schurenberg and Jill Schlesinger discuss the process.]]></description>
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		<pubDate>Tue, 01 Dec 2009 12:29:52 -0800</pubDate>
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	<item>
		<title><![CDATA[Why Have Home Mortgage Modifications Been So Difficult? Ask Sheriff Green]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/macro-view/why-have-home-mortgage-modifications-been-so-difficult-ask-sheriff-green/1274/]]></link>
		<description><![CDATA[This is a crucial story that I have wanted to write on for some time. The feds allocated a ton of money for reworking mortgages, to a program called Making Home Affordable, but which goes by the acronym HAMP -- $75 billion. But only a few homeowners, tens of thousandsÂ ...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 01 Dec 2009 12:15:35 -0800</pubDate>
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	<item>
		<title><![CDATA[Mortgage Modification: What's HAMP-ering Progress?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/financial-decoder/mortgage-modification-whats-hamp-ering-progress/984/]]></link>
		<description><![CDATA[Why aren't banks playing the mortgage modification game? We've been told that lenders prefer to modify and/or restructure loans, rather than enter into the costly and time consuming foreclosure process. At least that was the thought when the government rolled out the Home Affordable Modification Plan ("HAMP").   ...]]></description>
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		<pubDate>Tue, 01 Dec 2009 08:35:01 -0800</pubDate>
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	</item>
	<item>
		<title><![CDATA[What's Next for Real Estate?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/article/whats-next-for-real-estate/368336/]]></link>
		<description><![CDATA[There?s been plenty of encouraging news about real estate lately, but that doesn?t mean we?re out of the woods yet. In fact, many economists believe that housing prices won?t really bottom out until the second half of 2010, and then will only move sideways for a while. Here's what you...]]></description>
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		<pubDate>Tue, 01 Dec 2009 00:00:00 -0800</pubDate>
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	</item>
	<item>
		<title><![CDATA[Underwater? Maybe You Should Walk Away From Your Mortgage?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/underwater-maybe-you-should-walk-away-from-your-mortgage/1323/]]></link>
		<description><![CDATA[According to the latest figures, some 23 percent of Americans are underwater with their mortgage. But should you just walk away from the mess? A law school professor says yes. by Ilyce Glink]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 30 Nov 2009 06:44:42 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
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		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[U.S. Treasury Seeks Lender Leeway]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-368636.html]]></link>
		<description><![CDATA[WASHINGTON (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - The U.S. Treasury Department wants lenders and companies that process monthly mortgage payments to do more to rework troubled home mortgage loans and will announce new measures on Monday aimed at achieving that goal, a department spokeswoman said on Saturday.The New York Times in its Sunday...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Sat, 28 Nov 2009 19:45:21 -0800</pubDate>
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	</item>
	<item>
		<title><![CDATA[Treasury Wants More Lender Leeway on Loans]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-368626.html]]></link>
		<description><![CDATA[WASHINGTON (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - The Treasury Department wants lenders and companies that process monthly mortgage payments to do more to rework troubled home mortgage loans and will announce new measures on Monday aimed at achieving that goal, a department spokeswoman said on Saturday.The New York Times in its Sunday edition quoted...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Sat, 28 Nov 2009 19:30:08 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/u.s.+department+of+treasury.html"><![CDATA[U.S. Department Of Treasury]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage+payment.html"><![CDATA[Mortgage Payment]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
	</item>
	<item>
		<title><![CDATA[Loan Modification Judge Blasts "Bad" Bank, Forgives Mortgage]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/ask-agent/loan-modification-judge-blasts-bad-bank-forgives-mortgage/1239/]]></link>
		<description><![CDATA[It's a loan modification fantasy! Suffolk County Judge gets mad at California lender OneWest the old IndyMac and grants a Long Island, New York couple complete forgiveness from their $525,000 debt. by Alison Rogers]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 25 Nov 2009 17:10:16 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/judge.html"><![CDATA[Judge]]></category>
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		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/alison+rogers.html"><![CDATA[Alison Rogers]]></category>
	</item>
	<item>
		<title><![CDATA[Tougher Mortgage Regulation Proposed]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-368310.html]]></link>
		<description><![CDATA[By Huw JonesLONDON (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - The governmet unveiled plans on Wednesday for tougher regulation of the huge home loans market as fallout from the credit crunch highlights concerns about lax lending standards and fraud.The government is proposing to expand the Financial Services Authority's remit to cover buy-to-let and second-charge...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Wed, 25 Nov 2009 10:15:26 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/regulation.html"><![CDATA[Regulation]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
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	</item>
	<item>
		<title><![CDATA[Mortgage Approvals Up 97.7 Pct Y/y in Oct.]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-367891.html]]></link>
		<description><![CDATA[LONDON (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - The number of home purchase loans approved by banks in October was almost double that of a year ago, a survey showed on Tuesday.The British Bankers' Association said 42,238 mortgage applications were approved last month. That was slightly higher than the 42,073 loans approved in September...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Tue, 24 Nov 2009 01:45:50 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/survey.html"><![CDATA[Survey]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
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		<category domain="http://resources.bnet.com/topic/british+bankers.html"><![CDATA[British Bankers]]></category>
	</item>
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		<title><![CDATA[Putin Announces More Anti-crisis Aid]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-367426.html]]></link>
		<description><![CDATA[By Gleb Bryanski and Denis PinchukST PETERSBURG, Russia (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - Vladimir Putin pledged on Saturday to widen Russia's anti-crisis aid package with a car scrappage scheme and mortgage support to jolt the economy out of the worst recession in 15 years.Putin, who now serves as Russia's prime minister after...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Sat, 21 Nov 2009 06:30:14 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/russia.html"><![CDATA[Russia]]></category>
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		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Ask the Experts: Real Estate]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/video/ask-the-experts-real-estate/367237/]]></link>
		<description><![CDATA[Is it time to buy real estate? Our editors discuss mortgages and the housing market. If you have other financial questions, e-mail asktheexperts@moneywatch.com.]]></description>
		<s:doctype><![CDATA[Videos]]></s:doctype>
		<pubDate>Fri, 20 Nov 2009 15:16:05 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/moneywatch.html"><![CDATA[MoneyWatch]]></category>
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		<category domain="http://resources.bnet.com/topic/alison+rogers.html"><![CDATA[Alison Rogers]]></category>
		<category domain="http://resources.bnet.com/topic/housing.html"><![CDATA[Housing]]></category>
		<category domain="http://resources.bnet.com/topic/refinance.html"><![CDATA[Refinance]]></category>
		<category domain="http://resources.bnet.com/topic/mortgage.+bubble.html"><![CDATA[Mortgage. Bubble]]></category>
	</item>
	<item>
		<title><![CDATA[Refinancing? Here's The Mortgage Deal I Choose]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/refinancing-heres-the-mortgage-deal-i-choose/1313/]]></link>
		<description><![CDATA[Yesterday we started shopping around for our refinance. Today we chose a lender and a got an amazing deal. Here's the scoop on what I hope will be the last mortgage of my life. by Ilyce Glink]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 20 Nov 2009 10:22:51 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[Firstfolio in Talks For $6b Loan Assets]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-366399.html]]></link>
		<description><![CDATA[ Mortgage and financial services group Firstfolio Ltd is in negotiations to acquire up to $6 billion in loan assets from three separate companies.Firstfolio says it has commenced due diligence to acquire finance company First Chartered Capital's FCC $3.5 billion loan book, wholesale mortgage manager Loan Services Australia's $2 billion...]]></description>
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		<pubDate>Thu, 19 Nov 2009 13:26:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/asset.html"><![CDATA[Asset]]></category>
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