Olympic Health Management Systems Inc.

As President and CEO of Olympic Health Management Systems, Inc., Ms. Ahl directs and oversees the general operations of the company. Company core competencies include product development, strategies for the provider and insurance markets, product distribution (captive agency sales, third party distribution, and direct marketing), and comprehensive product administration (Medicare Advantage plans, Medicare Supplement and Select, and medical management services). Ms. Ahl has been with Olympic since it began operations in 1989 and has held a variety of executive positions, including Executive Vice President of Corporate Development where she was responsible for network development, government relationships, compliance and regulatory filings, and new product development; and Chief Operating Officer, with the additional responsibilities of sales and marketing. Prior to joining Olympic, she held numerous key management positions with UniHealth America, Los Angeles, and its affiliated companies including ElderMed of Washington and St. Luke's General Hospital. Ms. Ahl has 24 years of experience in hospital and health plan organizations, the last 15 of which have been focused on Medicare product lines. As a nationally-recognized expert in the healthcare insurance industry, she has testified before Congress on issues of Medicare reform. In addition, Ms. Ahl has spoken on topics related to health insurance and senior insurance products for a number of key industry associations including the Health Insurance Association of America and the National Congress on Managed Care. Ms. Ahl holds a Bachelor of Arts degree from Western Washington University.

Michael R. Gale is Senior Vice President of Business Development at Olympic Health Management. He is responsible for the identification, assessment and development of new business opportunities not currently supported under the company's present operational design, or not currently serviced through existing product lines of its insurer clients. Mr. Gale was previously Vice President of Consulting. In 1998, Olympic was acquired by the Aon Corporation, where today, Mr. Gale also serves in a business development capacity for other underwriting company clients. Mr. Gale joined Olympic in 1993, bringing his expertise in Third Party Administration. Prior to joining Olympic Mr. Gale owned and operated two regionally based TPA organizations serving self-funded employers. Mr. Gale, co-authored one of the first approved applications for CMS's Medicare Choices Demonstration projects, co-developed the application for the nation's first Private Fee For Service plan, as well as continued development of PPOs for commercial insurance programs. Mr. Gale holds a Bachelor of Arts degree in Communications from Michigan State University.

Jill R. Johnson is Vice President of Operations for Olympic Health Management Systems, Inc. She directs daily and strategic operations for the administration of Medicare Supplement/SELECT products for eight insurers with policyholders in fifty states, Puerto Rico and the District of Columbia. Other responsibilities include assumption coordination as well as new business coordination and implementation for Olympic. Divisional responsibilities include medical claims adjudication, customer service, policy underwriting and issuance, medical case management and utilization review, provider maintenance, and contract compliance. Prior to joining Olympic in 1999, Ms. Johnson was the Operations Manager of a private, non-profit community action agency responsible for budgetary oversight, contract negotiations and grant preparation. Other positions have allowed her to gain an immense wealth of eclectic knowledge and experience through her many and varied supervisory and management roles. Ms. Johnson holds a Master's degree in Business Administration [MBA] and has earned the designation of Fellow, Life Management Institute of Associate, Reinsurance Administration through LOMA. Jill is also a member of the American College of Healthcare Executives.