Online Resources Corp.

"Matthew P. Lawlor has served as Chairman and CEO since March 1989. Mr. Lawlor co-founded Online Resources and serves as chief executive officer. He has over 30 years of financial services experience, starting with Chemical Bank (now JPMorgan Chase) where he headed a consumer banking division, and its international investment company. Mr. Lawlor’s career also spans venture capital, project engineering and service as a presidential exchange executive with the White House in 1980. He is active in industry affairs, and is founder of the e-Financial Enablers Council, a roundtable of Internet banking and payments executives. Mr. Lawlor holds a bachelor's degree in mechanical engineering from the University of Pennsylvania and an MBA from Harvard University. z"

"Ray Crosier has day-to-day operating responsibility for Online Resources, reporting to the chief executive officer. He manages the Company’s three major operating divisions and its banking technology unit. Crosier also serves on the Board of Directors (executive committee) for the Electronic Funds Transfer Association, an inter-industry trade association dedicated to the advancement of electronic payments. Crosier has over 25 years of management experience in payment systems, transaction processing and financial services technology. He rose through the ranks to become vice president, sales and customer service for First Data’s TeleCheck division. He joined Online Resources in 1996 as senior vice president of sales and also served as executive vice president of client services. He has served as President & COO since 2001. Crosier is a graduate of the University of Virginia. "

"Cathy Graham has financial management and corporate administrative responsibility for Online Resources, reporting to the chief executive officer. Graham has 20 years of experience in the banking and technology fields, and a history of building businesses via strategic acquisitions. Graham previously served as CFO of VIA NET.WORKS, Inc., where she negotiated the acquisition of 26 companies in 14 countries over a 24-month period. Prior to VIA NET.WORKS, Graham was Vice President of Finance and Investor Relations Officer for Yurie Systems and headed the transition team after the sale of the company to Lucent Technologies. Graham has also held financial executive positions with Smith Barney, First National Bank of Maryland and Maryland National Bank. Graham holds an M.B.A. from Loyola College in Maryland and a B.A in economics from the University of Maryland. "

"Paul Franko manages the Banking Technology Services division of Online Resources, a specialty business unit reporting to the chief operating officer. He has responsibility for technology development and technology-based operations for the Company’s banking and credit union clients. In addition, he serves a coordinating function as the Company’s Chief Technology Officer, overseeing corporate and divisional technology-based strategy and plans. Franko was previously president of Computer Business Associates, providing design, programming and technical expertise in data base development, operating systems and networks. He also was director of database administration for Sallie Mae. Franko holds a bachelor's degree from Boston College. "

"Dan Thomas is responsible for the strategic development of Online Resources, reporting to the chief executive officer. In this capacity, he has leadership responsibility for the Company’s e-commerce initiative, including the integration of the Company’s real-time PINless payments capabilities with the former Princeton eCom’s payment services. Prior to joining Online Resources in 1996, Thomas spent eight years with ARINC, an airline-owned network services company where he was responsible for payment processing of airline credit cards, check authorization, and other fraud prevention systems for international and domestic airlines. Prior to that, he spent twelve years with McDonnell Douglas Payment Systems Company in a number of key product and technical development roles. Thomas earned his bachelor's degree in Information Systems Management and recently his master's degree in Management & Technology from the University of Maryland. "

"Ron Bergamesca oversees Online Resources’ Community Bank & Credit Union Services division, reporting to the chief operating officer. He is responsible for the Company’s full service banking relationships, which integrate its suite of Internet account presentation, payments, relationship management, professional services and software. In addition to acting as General Manager, Bergamesca heads the division’s Relationship Management Services unit, which includes the Company’s consumer marketing programs and its 7x24 call center. Bergamesca was formerly a vice president with CUC International (later Cendant Corp.), where he managed the nation's largest credit card protection program. For 10 years he was a general manager at MBI, Inc., a leading direct marketer of heirloom collectibles. Bergamesca holds a bachelor's degree in mechanical engineering from Lafayette College and an MBA from MIT's Sloan School of Management. "

"Ervin R. Shames has served as a Director since January 2000. Mr. Shames served as President and CEO of General Foods USA and Kraft USA from 1986 to 1989, and is currently a visiting lecturer for consumer marketing at the University of Virginia's Darden School of Business. Mr. Shames also served as CEO of Borden, Inc., from 1993 through 1995, and CEO of Stride Rite Corporation from 1990 to 1993. Mr. Shames is currently serving on the Board of Directors of Select Comfort Corporation, where he is Chairman of the Compensation Committee. Mr. Shames holds a BSBA from Florida University and an MBA from Harvard University. "

"Joseph J. Spalluto has served as a Director since May 1995. Mr. Spalluto is a Managing Director of Corporate Finance for Keefe, Bruyette & Woods, a leading specialty investment banking firm focusing on regional and community banks, and financial services firms. Keefe, Bruyette Woods provided early stage financing to Online Resources in 1995 and has participated in joint marketing programs with Online Resources. Mr. Spalluto joined Keefe, Bruyette and Woods in 1981 and currently heads the firms' specialty financing business. He holds a BA from Amherst College and a JD from the University of Connecticut. "

"Michael H. Heath has served as a Director since March 1989. Mr. Heath has over 30 years experience in the financial services and publishing industries. He served as President of MediaNews, owner of the Denver Post and Houston Post from 1988 to 1991. He later served as President of Online Resources from 1995 to 1997, and is currently President of Convention Guides, a leading publisher of advertising based convention media. Mr. Heath has also held senior management positions at Chemical Bank from 1967 to 1978, and as President of The Record, a large New Jersey-based regional newspaper and broadcast company. Mr. Heath received his BA from Williams College and an MBA from Harvard University. "

"Stephen S. Cole joined as a Director in May 2005. Mr. Cole is a 33-year veteran of the banking and electronic funds transfer (EFT) industry, having served as former chief executive officer of Cash Station, Inc. before it was acquired by Star Systems (now a subsidiary of First Data Corporation). He also served in a variety of electronic payments management positions at The First National Bank of Chicago. Mr. Cole is currently president and chief executive officer of the YMCA of Metropolitan Chicago. He is also director of American EPAY, Inc. and OptiScan Technologies, Inc., and director emeritus of the Electronic Funds Transfer Association. He has previously served on the Boards of Interlink (Visa), CIRRUS Network (MasterCard), and Primary Payments Systems. Mr. Cole holds a BA from Lake Forest College. "

William H. Washecka , age 59, has been a director since June 2004. Since August 2002, Mr. Washecka has been an independent consultant. From December 2004 to December 2006, Mr. Washecka was the Chief Financial Officer of Prestwick Pharmaceuticals Inc. From June 2001 to August 2002, he was Executive Vice President and Chief Financial Officer of USinternetworking, Inc. While serving in this capacity, Mr. Washecka led USinternetworking through a restructuring under a Chapter 11 bankruptcy proceeding. Prior to that time, from 1972, Mr. Washecka was employed by Ernst & Young LLP where he was promoted to partner in 1986. Mr. Washecka is a certified public accountant. Mr. Washecka is also a director of Online Resources Corporation, a Nasdaq-listed outsourcer of online banking and payment services, and Avalon Pharmaceuticals, a Nasdaq-listed biopharmaceutical company focused on the discovery and development of potential first-in-class cancer therapeutics .