This paper explains the effect on individuals' retirement and consumption choices of a potential reform to the U.S. Social Security system. We first estimate the parameters of a life - cycle model. We assume intratemporally nonseparable preference orderings and the possibility of disability. The specification predicts a change in consumption...
This paper shows that habit formation is perhaps not what it is commonly perceived to be an extension of preference specification for the representative agent. Rather it captures a dynamic interaction between aggregate financial income and aggregate labor income. The paper also shows that existing specifications of consumption habits can...
When the government evaluates a bid for goods or services, first it determines whether the bid meets all specifications, then it determines if you can meet those specifications - through a preaward survey. The form in this paper is used to determine your ability to meet the accounting requirements of...
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