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- Life Insurance and Annuities: Is AARP Looking Out for You?
- We analyze whether the giant organization's senior-focused life insurance and annuities are worth buying. Life insurance and annuities offer...
- Articles 2009-08-05
Additional Resources
- How To Avoid The Premature Death Of An Existing "Permanent" Life Insurance Policy
- This article focuses upon how to avoid the premature death of an existing "permanent" life insurance policy. A high percentage of existing "permanent" insurance policies will not make it to the finish line. They will fall apart before the deaths of those they insure if the insured lives a long...
- White papers 2003-01-01
- How To Make Permanent Life Insurance A Good Investment
- Permanent life insurance products are not normally considered a good investment. However, it is possible to make them so if certain conditions are met. It is often possible to structure the components of a permanent insurance product to reduce the traditional agent's commissions by approximately 85 percent. Permanent life insurance...
- White papers 2003-01-01
- Term Versus Whole Life Insurance
- Term insurance, also called temporary insurance, covers a person against death for a limited time. You pay for the coverage period and at the end of the term the contract, or policy, expires. Whole Life insurance, also called permanent insurance, is permanent and does not expire (assuming you continue to...
- White papers
- Business-Owned Life Insurance: More Data Could Be Useful in Making Tax Policy Decisions
- This paper discusses about business-owned life insurance, which is permanent insurance held by employers on the lives of their employees, and the employer is the beneficiary of these policies. Its attractive features, common to all permanent life insurance, generally include both tax-deferred accumulation of earnings on the policies' cash value...
- White papers 2004-05-01
- What Corporate Executives Should Know And Ask About Life Insurance
- This article discusses what corporate executives should know and ask about life insurance. Due to the widespread use of life insurance as a funding vehicle for executive benefit and similar corporate plans, its quality and potential rate of return deserve much greater attention than it customarily receives both at the...
- White papers 2003-01-01
- How To Reduce Agents' Commissions By 80% Or More On Life Insurance From The Best Companies
- First-year expenses, especially the payment of a standard first-year agent's commission, can detract significantly from the long-term performance of a permanent insurance product. Commissions have by far the largest impact on the short-term performance of an insurance policy, and, under most premium and commission structures; they result in almost no...
- White papers 2003-01-01
- ABA urges permanent terror cover solution.(American Bar Association)
- Byline: Mark A. Hofmann The pre-emption of state insurance pricing laws and the extension of terrorism insurance coverage to such perils as nuclear, biological and chemical losses should be part of a "permanent government/industry solution'' Byline: Mark A. Hofmann ...
- Research articles 2006-05-01
- Atlantic Canadians favour caps on compensation for minor injuries to control insurance costs
- A large majority of insurance consumers in Nova Scotia support a limit to compensation payments for minor, non-permanent injuries known as pain and suffering awards, to ensure affordable and accessible insurance, according to a report released today by the Insurance Bureau of Canada. Clearly, insurance consumers in Nova Scotia understand...
- White papers
- Universal life insurance
- The first type of permanent life insurance that we look at is universal life insurance. Universal life insurance is also called adjustable life insurance. Remember that, with permanent life insurance, some of your premium is invested. This article also explains some features of universal life which includes Flexible premiums, Cash...
- White papers 2003-09-08
- Congress Finally Extends Flood Insurance Bill
- After several false starts, Congress passed a permanent extension of a federal flood insurance bill last week. The bill extends the federally subsidized National Flood Insurance Program for five years and comes after the expiration of several temporary s After several false starts, Congress passed a permanent extension of a...
- Research articles 2004-06-28
- Insurers Hail China Trade Vote.(U.S. House of Representatives grants Permanent Normal Trade Relations status to China)(Brief Article)(Statistical Data Included)
- U.S. insurance industry officials hailed the decisive vote in the U.S. House of Representatives last week to grant Permanent Normal Trade Relations status to China, contending that it represents a double victory. The 237-197 vote means that the U. U.S. insurance industry officials...
- Research articles 2000-05-29
- Bond: Senate Must Finish Job to Give Family-Owned Small Businesses, Farms Permanent Death Tax Relief
- WASHINGTON, June 13 /U.S. Newswire/ -- Sen. Kit Bond (R-Mo.) today called the defeat of permanent repeal of the death tax an "exercise in malfeasance" that preserves wasteful spending on estate planning and insurance costs by families strugglingWASHINGTON, June 13 /U.S. Newswire/ -- Sen. Kit Bond (R-Mo.) today called the...
- Research articles 2002-06-13
- Compensating Workers for Permanent Partial Disabilities
- Workers' compensation is the nation's oldest social insurance program. There is virtually no federal role in the state workers' compensation programs. As a result, those programs provide widely different coverage, disparate benefits with different rules, and administrative practices that can be vastly dissimilar. Perhaps the greatest variability is in how...
- White papers 2005-06-06
- Whole life insurance
- "Whole life insurance is also called ordinary or straight life insurance. With whole life insurance, you pay a level premium over the life of the policy. The amount of your death benefit is also fixed. Similar to other forms of permanent life insurance, whole life insurance builds up cash...
- White papers 2003-09-08
- SBC Communications Announces Voice and Data Services Contract with Permanent General Assurance Corporation; SBC Companies Help Improve Data Reliability, Survivability for Specialty Insurance Company
- SAN ANTONIO -- SBC Communications Inc. (NYSE: SBC) today announced a new three-year contract with Nashville-based Permanent General Assurance Corporation PGAC, which provides specialty automobile insurance to high-risk automobile owners.
- Research articles 2005-04-27
- Terrorism insurance relief.(law extension for terrorism insurance coverage)(Brief Article)
- Congress will extend the law that backstops private insurers by covering most catastrophic losses. The one-year extension is necessary because lawmakers can't agree on a more permanent approach. Many of them ... Congress will extend the law that backstops private insurers by covering...
- Research articles 2005-10-07
- Why You Should Question Life Insurance Policy Illustrations
- This article discusses why one should question life insurance policy illustrations. In analyzing the possible rate of return of either a new or existing life insurance policy, and comparing it to possible alternatives, it is first important to understand how inherently unreliable and potentially misleading is the most common method...
- White papers 2003-01-01
- Fruitless Search for a Permanent Job Yields Plenty of Frustration.(Originated from San Jose Mercury News, Calif.)
- SAN JOSE, Calif.--Feb. 20--In three years since graduating from San Jose State University, Kevin Turner has taught, written newsletters, and typed numbers into computers. But he's never been a permanent full-time employee with health insurance, si SAN JOSE, Calif.--Feb. 20--In three years since...
- Research articles 1997-02-20
- Houston Industrial Properties Receive $19.4 Million in Permanent Financing Secured by Holliday Fenoglio Fowler
- ATLANTA--BUSINESS WIRE--Aug. 11, 1999-- Four newly constructed industrial properties in Houston have received $19.4 million in permanent financing arranged by Holliday Fenoglio Fowler, L.P., the nation's largest commercial mortgage banking firm. Greg Seitz of Holliday Fenoglio Fowler's Atlanta office secured the fixed-rate permanent financing on behalf of J.A....
- Research articles 1999-08-11
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