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- TCF Financial Corporation, Q4 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you, sir. Ladies and gentlemen, we’ll now begin the question and answer session. Operator instructions Our first question comes from the line of Jon Arfstrom with RBC Capital Markets. Please go ahead sir. Jon Arfstrom - RBC Capital Markets Thanks. Good morning guys....
- Earnings calls 2009-01-22
- Comerica Incorporated Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions Your first question comes from David Rochester – FBR. David Rochester – FBR On your NIM guidance, what does another 50 basis point rate cut get you to on top of the one that we just had? Do you have a sense for that? Beth...
- Earnings calls 2008-10-17
- Wells Fargo Q3 2008 Earnings Call Transcript
- Earnings Call ExcerptWells Fargo & Company WFC Q3 2008 Earnings Call October 15, 2008 8:30 am ET Executives Bob Strickland - Director, Investor Relations Howard I. Atkins - Chief Financial Officer, Senior Executive Vice President Presentation Bob Strickland Hello, this is Bob Strickland. Thank you for calling into...
- Earnings calls 2008-10-15
- Loews Q2 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Your first question comes from Bob Glasspiegel - Langen McAlenney. Bob Glasspiegel - Langen McAlenney Good morning, and let me say I appreciate your answer and Jimmy, I share your confusion at the stock reaction today. I do sense from investors sort...
- Earnings calls 2007-07-30
- Carolina Group Q2 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you. [Operator Instructions]. Your first question is coming from Bob Glasspiegel with Langen McAlenney. Robert Glasspiegel - Langen McAlenney Good morning and let me say I appreciate your answer. And Jimmy I share your confusion at the stock reaction today. I do...
- Earnings calls 2007-07-30
- Signet Group plc Q2 2007 Earnings Call Transcript
- Question-and-Answer SessionUnidentified Analyst Could you talk about your credit experience in a bit more detail? Have you changed your credit criteria tool or seen any different behavior in the credit book? And what's the thinking behind taking on... is there a specific reason why you have taken on...
- Earnings calls 2007-09-18
- Marshall & Ilsley Corporation F3Q07 (Qtr End 09/30/07) Earnings Call Transcript
- Question-and-Answer Session Operator Thank you. For analysts who would like to ask a question, you will be able to do so during the Q&A. [Operator Instructions]. Your first question comes from the line of Scott Siefers. Scott Siefers - Sandler O'Neill & Partners, LP Good...
- Earnings calls 2007-10-17
- Primus Guaranty Q3 2007 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instruction. And your first question comes from the line of Ken Zerbe of Morgan Stanley. Please proceed. Ken Zerbe - Morgan Stanley Great. Thanks. Can you just talk a little bit about, given that we've seen such dramatically higher credit spreads in the quarter line to...
- Earnings calls 2007-11-06
- Talisman Energy 2008 Guidance Call Transcript
- Question-and-Answer Session Operator Ladies and gentlemen we will now conduct a question and answer session. Operator Instructions Your first question comes from Ben Dell of Sanford and Bernstein. Please proceed. Benjamin Dell – Berstein (Sanford Co.) & Co. My question is really around some...
- Earnings calls 2008-01-22
- Platinum Underwriters Holdings Ltd, Q2 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Thank you and the question and answer will be conducted electronically. Operator Instructions. And we will take our first question from Matthew Heimermann with JP Morgan. Matthew Heimermann - JP Morgan Good morning, everybody. Michael D....
- Earnings calls 2008-07-23
- Webster Financial Corporation Q3 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Thank you. [Operator Instructions]. Our first question is coming from Ken Zerbe with Morgan Stanley. Please state your question. Ken Zerbe Thanks, good morning. Jerry Plush Hello Ken. Ken Zerbe When you guys recently setup a liquidating portfolio, I was under the impression that you setup...
- Earnings calls 2008-10-21
- BancorpSouth, Inc. Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator Instructions. Our first question comes from John Pancari at JPMorgan. John Pancari - JPMorgan Good morning. Aubrey Patterson Hi, John, glad to have you with us. John Pancari - JPMorgan Thanks for taking my call. Aubrey, can you give us more on the credit pressure this...
- Earnings calls 2008-10-21
- West Coast Bancorp Q3 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Operator instructions Our first question comes from Matthew Clark. Your line is open. Matthew Clark Hey, good morning guys. Bob Sznewajs Good morning. Matthew Clark Can you just hone in on that mortgage – that the real estate mortgage loans that are...
- Earnings calls 2008-10-21
- First Horizon National Corp. 4Q08 (Qtr End 12/31/08) Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from Steve Alexopoulos - J.P. Morgan. Steve Alexopoulos - J.P. Morgan Can you clarify, is your credit outlook suggesting you're going to match provision to chargeoffs in the first half of the year? Is that what you're saying?...
- Earnings calls 2009-01-16
- Bryn Mawr Bank Corporation Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator instructions Your first question is coming from David Darst from FTN. David Darst – FTN Good morning. Ted Peters Good morning, David. David Darst – FTN Congratulations on your baseball win. Ted Peters Thank you. I think we are a little...
- Earnings calls 2008-11-12
- AmTrust Financial Services, Inc. Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Thank you, sir. Today question-and-answer session will be conducted electronically. Operator instructions And our first question comes from Bijan Moazami with FBR capital Markets. Bijan Moazami – FBR Capital Markets Good morning, everyone. Pretty impressive results. My first question is for you, Barry, if you...
- Earnings calls 2008-11-07
- RenaissanceRe Holdings Ltd. Q3 2008 Earnings Conference Call Transcript
- Question-and-Answer Session[Operator Instructions]. Your first question comes from the line of Tom Cholnoky with Goldman Sachs. Tom Cholnoky - Goldman Sachs Can you hear me? Neill A. Currie - President and Chief Executive Officer We can now Tom. Tom Cholnoky - Goldman Sachs Sorry, sorry. The financial markets obviously...
- Earnings calls 2008-10-29
- First Commonwealth Financial Corporation Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator instructions. Our first question comes from Damon Delmonte from KBW. Please go ahead. Damon Delmonte - KBW Hi, good morning, guys. How are you? Or good afternoon I should say. John Dolan Hi, Damon. Damon Delmonte - KBW I was just wondering if...
- Earnings calls 2008-10-27
- Sun Bancorp, Inc. Q3 2008 Earnings Call Transcript
- Question-and-Answer SessionOperator Operator instructions Our first question comes from the line of Steve Moss [ph]. Please proceed with your question. Steve Moss Good morning, guys. Tom Geisel Good morning, Steve. Steve Moss Just if you could give a little more color on – with regard...
- Earnings calls 2008-10-27
- Independent Bank Corp. Q3 2008 Earnings Call Transcript
- Question-and-Answer Session Operator Operator Instructions Your first question comes from Damon Delmonte - KBW. Damon Delmonte - KBW Denis could share with us a little bit of your findings of your home equity analysis and kind of what you saw for a change of maybe FICOs scores...
- Earnings calls 2008-10-24
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