This is the fifth year we have conducted the analyses of producer milk checks. The purpose of this project has been to better help producers understand their own milk checks and how they might compare their checks with other producers. From the year 2000 through 2004, August milk check premiums...
The Oklahoma Quality Beef Network OQBN a process verification and certification program for preconditioning calves. Preconditioning calves at weaning, improve calves' immune system, and boost performance in post-weaning production phases stocker production and cattle feeding and carcass performance higher grading carcasses with fewer defects. This fact sheet discusses price premiums...
While many studies document that the market risk premium is predictable and that betas are not constant, the dividend discount model ignores time-varying risk premiums and betas. A model is developed to consistently value cashflows with changing risk-free rates, predictable risk premiums and conditional betas in the context of a...
Premiums for what the institute calls "multiple-peril" coverage -- hurricanes, tornados and other weather-related disasters -- increased an average of 6.25% a year over the same period, the report says. To understand why premiums increase, it's important to understand an insurer's reliance on its loss ratio. Loss ratio is the...
This paper analyzes a contract with periodic premium payments. At each premium date the insurance company invests a certain fraction of the premium in a specific mutual fund. The guaranteed amount will be a function of time and the periodic premium. The bonus has similarities to an Asian option with...
In this white paper the model-based estimation of the cost of capital, the common practice uses the average historical factor premiums as a proxy for the estimated factor premiums. But evidence shows that the common practice generates very inaccurate estimates. The article proposed an alternative way to estimate factor premiums...
In the article, the first seven points concentrate on specific target market tools. It is this very description of "target" that gives ad specialties and premiums their place in the mix. Specialties and premiums can be passive, or active, or both. They will make an impression and will support what...
Testing premiums can change the package's offer so the return on investment can be immense. When used intelligently, there should be no stigma associated with premiums. What premium should the organization test first? It is still hard to beat the hand-held calculator but one has to test and see what...
This paper examines estimates of the term premium on federal funds futures rates, with a focus on near-dated contracts and therefore the more immediate policy horizon. The first set of methods assumes that the term premium is constant over time. Under this framework, calculations that use survey data to proxy...
The ability to identify which factors best capture systematic return covariation is central to applications of multifactor pricing models. This paper uses a common data set to evaluate the performance of various proposed factors in capturing return comovements. Factors associated with the market, size, past return, book-to-market and dividend yield...
One of the most striking developments of the 1990's is the evaporation of the forward-looking risk premium for stocks, measured relative to bonds. This development is new enough that it is not yet widely accepted as fact. Whether fact or mere hypothesis, it is useful to consider the implications of...
The article says that incentives work. They work to get results to ones direct mail, space ad, exhibit stand at a trade show, off a television commercial - in the hands of ones sales reps. Advertising specialties have some characteristics like: They are useful ideas for the office or home,...
The Chicago Board Options Exchange concurrently listed European-style and American style options on the Standard and Poor’s 500 Index from April 2, 1986 through June 20, 1986. This unique time allows for a direct measurement of the early-exercise premium in American-style index options. In this study, using ask quotes, we...
Article’s focus is to find an exact value of the risk premium that will be normal for every kind of deal. It talks about some advanced several provocative assertions, and have shown that they are probably correct. The consensus, that a “normal” risk premium is around 5%, was shaped by...
This paper investigates the impact of a $1000 refundable tax credit for self-only coverage on net premiums and insurance purchases for a representative sample of potential buyers in the individual insurance market. Two methods are used to estimate the distribution of premiums: predicted premiums based on a sample of actual...
In the 1980s, regulation constrained workers' compensation insurance premiums in the face of rapid growth in loss costs. The authors' develop and test the hypothesis that rate suppression exacerbates loss growth, leading to higher losses and premiums. The empirical analysis using rating class data for eight states for the period...
This study reviews the literature on consumer preferences and willingness to pay for pork produced through alternative methods such as natural and organic production. It finds evidence suggesting that many consumers are willing to pay relatively high premiums for natural and organic pork. This study also investigates the degree to...
The purpose of this article is to examine and explain the differences in the rates offered on corporate bonds and those offered on government bonds spreads and, in particular, to examine whether there is a risk premium in corporate bond spreads and, if so, why it exists. It shows that...
Using a sample of directors' and officers' D & O premiums gathered from the proxy statements of Canadian companies, this article examines the D & O premium as a measure of ex ante litigation risk. It provides confirmatory evidence that the D & O premium reflects the quality of the...
This paper focuses on a topical and important area of theory and practice i.e. the risk premium in financial markets. While there exist a vast amount of research into its behavior, particularly in US markets, this is largely based on regression based techniques which do not capture well the dynamic...
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