Sovereign Bank, a commercial banking franchise in the Mid-Atlantic and New England, wanted to target the new product's customers with a cross-sell campaign - specifically those customers with a high propensity for variable-rate money market products. Sovereign used several Claritas products to develop its cross-sell strategy. The bank used Claritas'...
Several studies in entrepreneurship have shown that the propensity for individuals to become entrepreneurs seems to vary considerably by the type of firm for which they work. Many of these studies have hypothesized that this may result from 'Knowledge spillovers' within the firm or due to 'Entrepreneurial exposure' to employees'...
The paper presents a model that interplay between cash and debt policies in the presence of financial constraints. While saving cash allows financially constrained firms to hedge against future income shortfalls, reducing debt - "saving borrowing capacity" - is a more effective way of securing future investment in high cash...
An apparent paradox in U.S. household wealth accumulation is the relatively small holding of financial assets and the large holding of housing wealth. To explain the high concentration of household wealth in housing, this paper estimates the marginal propensity to consume) from housing and from financial assets. A higher marginal...
This article documents a close link between fluctuations in the propensity to pay dividends and catering incentives. First, it uses the methodology of Fama and French (2001) to identify a total of four distinct trends in the propensity to pay dividends between 1963 and 2000. Second, it shows that each...
This paper documents a close link between fluctuations in the propensity to pay dividends and catering incentives. First, it uses the methodology of Fama and French (2001) to identify a total of four distinct trends in the propensity to pay dividends between 1963 and 2000. Second, it shows that each...
Despite of the significant role of informal venture capital in the financing of new entrepreneurial ventures, there is little research explaining the factors determining the propensity of individuals to make micro-angel investments. Building on a social psychological theory of planned behavior and economic theory on the determinants of demand for...
Data are limited on the attributable outcomes of Clostridium difficile--associated disease CDAD, particularly in CDAD-endemic settings. We conducted a retrospective cohort study of nonsurgical inpatients admitted for [greater than or equal to] 48 hours in 2003 (N = 18,050). The adjusted hazard ratios for readmission (hazard ratio 2.19, 95% confidence...
No doubt a Martian arriving on earth for the first time would perceive little difference between an inhabitant of Great Britain and an inhabitant of New Britain off the coast of New Guinea, except perhaps that the former showed a greater propensity than the latter to get drunk and scream...
NEW YORK, June 24 /PRNewswire/ -- 5W Public Relations today announced the addition of Toy Wishes, the leader in toy and family entertainment media, to its roster of high-profile clients. The agency will be responsible for publicity and branding surrounding the 2008 Holiday Preview event and Toy Wishes...
Comedian-actor Eddie Griffin and a production company are being sued by a production manager working on a TV pilot that Griffin was filming in March. [ILLUSTRATION OMITTED] Vince Beane, who was working on a reality show for Griffin, claims the performer erroneously and wrongfully accused him...
Though an extremely controversial law, much contested in legislative, administrative, and even electoral venues for the past several years, No Child Left Behind NLCB has not generated a large volume of litigation. Given the well-known American propensity to sue, one might ask why not. One explanation is that...
Some people have no respect. Here is Yeats, his name long carved in the pantheon of great stayers, seeking a third consecutive Gold Cup. And here we have this French upstart, Coastal Path - unbeaten in six starts, admittedly, but still with plenty to find before he can usurp the...
-Core Mortgage Risk Index Rises 16 Percent Over Past Year- SACRAMENTO, Calif., June 9 /PRNewswire-FirstCall/ -- First American CoreLogic, a member of The First American Corporation family of companies and a leader in residential mortgage data and analytics for the mortgage industry and Wall Street, today...
CHICAGO AFP — A genetic propensity for attention deficit hyperactivity disorder may actually help people thrive in nomadic environments, according to a study of Kenyan tribesmen published Tuesday. US researchers found that a gene associated with the disorder was linked to better health and body weight in a...
The much-awaited "decision" Cristiano Ronaldo has promised on his Manchester United future is now unlikely to come before Friday - two days later than promised - but there was an increasing sense within the Portuguese national squad's training camp in Switzerland last night that he might be ready to declare...
The much-awaited "decision" Cristiano Ronaldo has promised on his Manchester United future is now unlikely to come before Friday - two days later than promised - but there was an increasing sense within the Portuguese national squad's training camp in Switzerland last night that he might be ready to declare...
The much-awaited "decision" Cristiano Ronaldo has promised on his Manchester United future is now unlikely to come before Friday - two days later than promised - but there was an increasing sense within the Portuguese national squad's training camp in Switzerland last night that he might be ready to declare...
Americans Considered Noisy and Not the Best Dressers, but Earn Points for Trying Local Cuisine and Making an Effort to Speak the Language BELLEVUE, Wash., June 3 /PRNewswire-FirstCall/ -- ExpediaR, the world's leading online travel company, today released the findings of a global survey seeking to crown...
Abstract: The paper explores the Veblenian concept of habit and shows how Veblen's recognition of a significant degree of permanence of informal but economically justified habitual constraints coupled with conditions of institutional instability helps clarify the emergence and persistence of oligarchic influence in captured transition. The paper suggests using...
