PRUCO Life Insurance Company of New Jersey

Helen M. Galt was appointed Senior Vice President by Prudential’s Board of Directors in October 2005. Galt was also named Chief Risk Officer in 2007, responsible for the company’s risk management infrastructure and processes to ensure they are appropriate and fully support Prudential’s businesses. In addition, since 1993 Galt has served as Prudential’s Company Actuary, overseeing all actuarial functions in Prudential, as well as responsibility for various product risk management and enterprise insurance program activities. She reports to the Board on actuarial matters and she periodically leads projects designed to enhance the company’s financial management practices and measures. Galt led several of the teams that implemented Prudential’s demutualization in December 2001. In her previous job, Galt served as President of Prudential’s wholly owned subsidiaries, Pruco Life and Pruco Life of N.J. As head of Pruco, she was responsible for the staff who managed the company’s variable and interest sensitive life products and all individual annuity products. Prior to that assignment, she was Vice President and Associate Actuary in the Actuarial and Product Development department in Newark, N.J. In APD, Galt had responsibility for product development and pricing for the portfolio of participating life insurance products. Earlier in her career, Galt had assignments in the Common Stock, Group Insurance and Individual Pensions areas, as well as in the Individual Insurance Systems and Administration Department. In the latter job, she was responsible for actuarial, sales illustrations, and new business systems, as well as a team which reviewed the company’s Field Office automation needs. Galt obtained her B.A. degree from Douglass College in 1969, and earned her M.S. at Rutgers in 1970. She became a Fellow in the Society of Actuaries in 1976 and a Member of the American Academy of Actuaries in 1979.