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Mortgage Lenders Tightened Credit in April: LONDON (Reuters UK) - Mortgage lenders tightened credit terms last month despite a cut in official interest rates, Bank of England data showed on Monday. Figures from the central bank show the typical rate on a new two-year 95 percent loan-to-value fixed mortgage rose 34 ...; Tags: Rate, Mortgages, Financial Services, Finance, Capital Structures, Mortgage Company, Oukbs; News items 2008-05-12
U.S. First-quarter Growth Stronger Than Forecast: WASHINGTON (Reuters UK) - The U.S. economy grew at a slightly stronger pace than forecast as 2008 began, helped by inventory-building that tempered a steadily deteriorating housing sector and less vigorous consumer spending. The Commerce Department said on Wednesday that gross domestic product or GDP...; Tags: Federal Reserve Board, Rate, GDP, GDP Figure, Performance Management, Currency & Foreign Exchange, Food & Beverage, Human Resources; News items 2008-04-30
U.S. Growth Surprises But Consumers Stressed: By Glenn Somerville WASHINGTON (Reuters UK) - A buildup in inventories kept the U.S. economy afloat in the first quarter despite the weakest consumer spending since 2001 and reduced business investment, a government report on Wednesday showed. Gross domestic product grew at a 0.6 percent annual...; Tags: Federal Reserve Board, Economist, Rate, GDP, GDP Figure, Government, Recruitment & Selection, US; News items 2008-04-30
Growth Surprises But Consumers Stressed: By Glenn Somerville WASHINGTON (Reuters) - A buildup in inventories kept the U.S. economy afloat in the first quarter despite the weakest consumer spending since 2001 and reduced business investment, a government report on Wednesday showed. Gross domestic product grew at a 0.6...; Tags: Recruitment & Selection, Investment, Financial accounting, business investment, Federal Reserve Board, buildup, economist, General Motors Corp., Washington, job, financial market, interest rate, Thomson Reuters Corp., stock, stock price, government, U.S., tax, sales, financ; News items 2008-04-30
Producing Partial Waterdrive Gas Reservoir at High rate Maximizes Profitability: Ocean Energy achieved a 70% recovery and maximized profitability from a downdip waterdrive gas completion by aggressively producing the zone at high rates. Simulation confirmed that high production rates were not detrimental to recovery in this partial waterdrive gas reservoir, allowing accelerated project pay-out. Completing the entire interval also yielded...; Tags: WorldOil.com, recovery; Case studies

Purchasing Cheap Auto Insurance for Your Teen Son: Because teens lack driving experience insurers people should consider them a high risk to insure and thus the premiums assigned are much higher than an adults insurance rates would be. There are a few things that a person can do to help reduce the rates he pays for his teen...; Tags: insurance; White papers
Exploring the Equity of GP Practice Prescribing rates for Selected Coronary Heart Disease Drugs: A Multiple Regression Analysis With Proxies of Healthcare Need: There is a small, but growing body of literature highlighting inequities in general medical practitioner GP practice prescribing rates for many drug therapies. The aim of this paper is to further explore the equity of prescribing for five major CHD drug groups and to explain the amount of variation in...; Tags: BioMed Central, equity, therapy, analysis, patient, health care; White papers 2005-02-08
Inflation Protected Securities - The Missing Link: Investors usually focus on the nominal rate of return on their investments, but the real rate of return is what really matters. So, if someone told you about a security that guarantees a real rate of return over inflation with no credit risk, you would of course be interested. While...; Tags: Investment, Investopedia, inflation, equity, asset, security; White papers 2004-09-15
Do Productivity Growth, Budget Deficits, And Monetary Policy Actions Affect Real Interest rates?: Real-business-cycle models suggest that an increase in the rate of productivity growth increases the real rate of interest. But economic theory is ambiguous when it comes to the effect of government budget deficits on the real rate of interest. Similarly, little is known about the effect of monetary policy actions...; Tags: Financial Planning, Federal Reserve Bank of St. Louis, interest rate, theory; White papers 2004-09-01
Internal rate of Return: A Cautionary Tale - Tempted by a Project With a High Internal rate of Return? Better Check Those Interim Cash Flows Again: Many executives use the internal rate of return as the measure of a proposed project's long-term value. This approach does have intuitive appeal, but the complicated model used to calculate the internal rate of return makes certain assumptions that exaggerate a project's true value. Companies and their advisers use the...; Tags: McKinsey & Co., advisor; White papers 2004-08-01
Reproduction rates for 1990-2002 and Intrinsic rates for 2000-2001: United States: This report presents revised rates of reproduction for 1990-93, reproduction rates for 1994-2002, and intrinsic rates for 2000-2001. The revised rates for 1991-93 are based on populations consistent with the April 1, 2000, census, as are the rates for 1994-2002. This report provides information on fertility patterns critical to understanding...; Tags: U.S. Department of Health and Human Services, reproduction, U.S.; White papers 2004-03-18
Feasibility of Implementing Dynamic Pricing in California: This article talks about the report of the legislature. It describes the points of pricing strategies used by the energy commission. California utilities have historically charged fixed average prices for electricity. In the residential sector, customers are served under inverted-tier default rates, which provide incentives to lower total monthly electricity...; Tags: Pricing, California Energy Commission, pricing strategy, California, incentive; White papers 2003-10-01
Lodging Industry Trends: The lodging industry in the United States as a whole achieved a room occupancy rate of 59.2-percent in the year 2002 compared to 60-percent in 2001 and 63.5- percent in 2000. These falling occupancy levels reflect the most significant decline in the industry in over 50 years. A low occupancy...; Tags: Strategy, University of Wisconsin, industry, U.S.; White papers 2003-09-01
Revised Birth and Fertility rates for the 1990s and New rates for Hispanic Populations, 2000 and 2001: United States: This paper presents revised birth and fertility rates for 1991-99, as well as previously published revised rates for 2000-2001, based on populations consistent with the April 1, 2000, census. Rates are presented by age, race, and Hispanic origin of mother; by age, race, Hispanic origin, and marital status of mother;...; Tags: U.S. Department of Health and Human Services; White papers 2003-08-04
rates And Regulation: Ratemaking is the process of calculating a price to cover the future cost of insurance claims and expenses, including a margin for profit. To establish rates, insurers look at past trends and changes in the current environment that may affect potential losses in the future. In line with these principles,...; Tags: Financial Planning, Insurance Information Institute, insurance, environment; White papers 2003-07-01
How to find a Good Mortgage?: This article is about the mortgage as a part of debt, provides different ways to handle it. It is always a good idea to compare rates from several different companies. But there are several factors to keep in mind. The lowest rate isn't always the best deal. Other...; Tags: Mortgages, mortgage; White papers 2003-03-01
Estimating the Natural rate of Interest: A SVAR Approach: This article estimates the historical time series of the natural rate of interest using a structural vector autoregressive model. This method returns plausible results and thus seems to be well designed for the estimation of the natural rate of interest. It shows that the natural rate exhibits quite substantial variability...; Tags: Financial Planning, variability, interest rate; White papers 2003-01-10
Employee Voice, Human Resource Practices, And Quit rates: Evidence From The Telecommunications Industry: This paper examines the predictors of aggregate quit rates at the establishment level. It draws on strategic human resource and industrial relations theory to identify the sets of employee voice mechanisms and human resource practices that are likely to predict quit rates. With respect to alternative voice mechanisms, it finds...; Tags: Benefits, Cornell University, Human Resources, collective bargaining, staffing, compensation, theory, monitoring, telecommunications, team; White papers 2003-01-01
Micro-Market Determinants Of Neighborhood Center Rental rates: This investigation expands the limited empirical research on retail rental rates by investigating the determinants of neighborhood shopping center rents. Evidence supports primary trade area and property specific characteristics as the primary determinants of neighborhood center vacancy and rental rates. A positive aggregation effect created by higher order shopping opportunities...; Tags: Cal State Fullerton College of Business and Economics, mall; White papers 2003-01-01
Upgrading Your Deposit Pricing Process II – Using Effective Pricing Tools: This article asserts the short-term rates. It does not take a crystal ball or a doctorate in economics to predict that rates will rise -- sooner or later. The economy rebounds, accompanied by a recovery in the stock market. Some of the MMDA and savings account balances -- that accumulated...; Tags: Investment, Pricing, Farin & Associates Inc., bond, bank, pricing strategy, liquidity, stock market, stock; White papers 2002-11-01