<?xml version="1.0" encoding="iso-8859-1" ?>
<rss version="2.0" xmlns:s="http://resources.bnet.com/">
<channel>
	<title><![CDATA[ratio Resources | BNET]]></title>
	<link><![CDATA[http://resources.bnet.com/topic/ratio.html]]></link>
	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to ratio]]></description>
	<s:counts start="0" returned="20" found="58" />
	<language>en-us</language>
	<item>
		<title><![CDATA[Financial Federal Corporation F4Q09 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-345807.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator Instructions Your first call comes from Sameer Gokhale &#8211; Keefe, Bruyette & Woods. Sameer Gokhale &#8211; Keefe, Bruyette & Woods I had a question on the reserve to NPA ratio. If one calculates that number it looks like it was 29% down from 40% last quarter....]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 23 Sep 2009 11:12:07 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/reserve.html"><![CDATA[Reserve]]></category>
		<category domain="http://resources.bnet.com/topic/npa.html"><![CDATA[NPA]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/financial+federal+corp..html"><![CDATA[Financial Federal Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">FIF</category>
		<category domain="tickers">FIF</category>
	</item>
	<item>
		<title><![CDATA[FPIC Insurance Group Inc. Q2 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-329437.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions.  Your first question comes from Paul Newsome &#8211; Sandler O'Neill and Company. Paul Newsome &#8211; Sandler O'Neil & Partners I wanted to ask about the expense ratio and it seems to be ticking up.  I would imagine that's ticking up in...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 06 Aug 2009 13:16:17 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/recovery.html"><![CDATA[Recovery]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/expense.html"><![CDATA[Expense]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/fpic+insurance+group+inc..html"><![CDATA[FPIC Insurance Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">FPIC</category>
		<category domain="tickers">FPIC</category>
	</item>
	<item>
		<title><![CDATA[EMC Insurance Group Inc. Q2 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-324049.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions Our first question comes from Paul Newsome with Sandler O&#8217;Neill. Please state your question. Paul Newsome &#8211; Sandler O&#8217;Neill & Partners Good morning gentlemen. Bruce Kelley Good morning. Mark Reese Good morning, Paul. Paul Newsome &#8211; Sandler O&#8217;Neill & Partners First question, could you talk...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 23 Jul 2009 12:25:40 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/projection.html"><![CDATA[Projection]]></category>
		<category domain="http://resources.bnet.com/topic/guidance.html"><![CDATA[Guidance]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/emc+insurance+group+inc..html"><![CDATA[EMC Insurance Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">EMCI</category>
		<category domain="tickers">EMCI</category>
	</item>
	<item>
		<title><![CDATA[Mortgage Refinances to 125 Percent Loan-To-Value Ratio Start Today]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/home-equity/mortgage-refinances-to-125-percent-loan-to-value-ratio-start-today/640/]]></link>
		<description><![CDATA[That didn't take long. The Federal Housing Finance Agency FHFA issued a quiet press releaseÂ today announcing that Fannie Mae and Freddie Mac would now accept refinancing with 125 percent loan-to-value ratios.    So if your house is worth $100,000, but you owe $125,000, and your loan is owned...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 01 Jul 2009 14:23:19 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/interest+rate.html"><![CDATA[Interest Rate]]></category>
		<category domain="http://resources.bnet.com/topic/tax+credit.html"><![CDATA[Tax Credit]]></category>
		<category domain="http://resources.bnet.com/topic/homeowner.html"><![CDATA[Homeowner]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/home+value.html"><![CDATA[Home Value]]></category>
		<category domain="http://resources.bnet.com/topic/mortgages.html"><![CDATA[Mortgages]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/capital+structures.html"><![CDATA[Capital Structures]]></category>
		<category domain="http://resources.bnet.com/topic/ilyce+glink.html"><![CDATA[Ilyce Glink]]></category>
	</item>
	<item>
		<title><![CDATA[Are Mutual Fund Expenses Really Falling?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/investing/blog/fund-watch/are-mutual-fund-expenses-really-falling/221/]]></link>
		<description><![CDATA[The Investment Company Institute ICI -- the mutual fund industry's trade group -- just published a new research paper examining mutual fund expenses. Their conclusion? "Mutual fund fees and expenses fell to their lowest levels in more than a quarter century in 2008." It sounds wonderful, of course. But it's...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 25 May 2009 17:16:19 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/fund.html"><![CDATA[Fund]]></category>
		<category domain="http://resources.bnet.com/topic/investment+company+institute.html"><![CDATA[Investment Company Institute]]></category>
		<category domain="http://resources.bnet.com/topic/mutual+fund.html"><![CDATA[Mutual Fund]]></category>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/mutual+funds.html"><![CDATA[Mutual Funds]]></category>
		<category domain="http://resources.bnet.com/topic/retirement+plans.html"><![CDATA[Retirement Plans]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/sales+strategy.html"><![CDATA[Sales Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/sales.html"><![CDATA[Sales]]></category>
		<category domain="http://resources.bnet.com/topic/patrick+mcdevitt.html"><![CDATA[Patrick McDevitt]]></category>
	</item>
	<item>
		<title><![CDATA[First State Bancorp. Q1 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-292526.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions We do have one question from Joe Stieven from Stieven Capital. Go ahead, sir.  Joe Stieven - Stieven Capital Hey Pat. Hey, Chris. H. Patrick Dee  Hi Joe. Christopher C. Spencer  Hi Joe. Michael R. Stanford And what about me, Joe?...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Mon, 27 Apr 2009 15:17:23 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/taxes.html"><![CDATA[Taxes]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/balance+sheets.html"><![CDATA[Balance Sheets]]></category>
		<category domain="http://resources.bnet.com/topic/free+trade.html"><![CDATA[Free Trade]]></category>
		<category domain="http://resources.bnet.com/topic/regulations.html"><![CDATA[Regulations]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+statements.html"><![CDATA[Financial Statements]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/government.html"><![CDATA[Government]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/first+state+bancorporation.html"><![CDATA[First State Bancorporation]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">FSNM</category>
		<category domain="tickers">FSNM</category>
	</item>
	<item>
		<title><![CDATA[The Cure For Low Home Prices -- Another Sign Of A Turn]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/blog/macro-view/the-cure-for-low-home-prices-another-glimmer/182/]]></link>
		<description><![CDATA[Today the astute economists at Northern Trust in Chicago call to our attention another data point suggesting, as we noted last week, that home prices may be bottoming: a large drop in their "home price-to-rent ratio," which compares the rise in purchase prices to changes in rents, a sort of...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 08 Apr 2009 16:15:25 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/john+keefe.html"><![CDATA[John Keefe]]></category>
	</item>
	<item>
		<title><![CDATA[Bankruptcy Filing in Liz Claiborne's Future?]]></title>
		<link><![CDATA[http://industry.bnet.com/retail/1000853/bankruptcy-filing-in-liz-claibornes-future/]]></link>
		<description><![CDATA[William McComb, Chief Executive Officer of Liz Claiborne Inc., predicted on the fourth-quarter 2008 earnings call that the fashion company, whose store labels include Lucky Brand, Kate Spade, and Juicy Couture, will keep losing money in the first half of 2009 as it confrontsâ€"like most apparel retailersâ€"a severe pullback in...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 09 Mar 2009 14:56:58 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/bankruptcy.html"><![CDATA[Bankruptcy]]></category>
		<category domain="http://resources.bnet.com/topic/litigation.html"><![CDATA[Litigation]]></category>
		<category domain="http://resources.bnet.com/topic/asset+management.html"><![CDATA[Asset Management]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/operational+planning.html"><![CDATA[Operational Planning]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/david+phillips.html"><![CDATA[David Phillips]]></category>
		<category domain="http://resources.bnet.com/topic/david+phillips.html"><![CDATA[David Phillips]]></category>
	</item>
	<item>
		<title><![CDATA[Thomas Weisel Partners Group, Inc. Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-268161.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions  Your first question comes from Lauren Smith &#8211; Keefe, Bruyette & Woods. Lauren Smith &#8211; Keefe, Bruyette & Woods If you could just circle back Shaugn, I&#8217;m sorry I could write fast enough when you were kind of running through the components...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 11 Feb 2009 20:52:10 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/revenue.html"><![CDATA[Revenue]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/thomas+weisel+partners+group+inc..html"><![CDATA[Thomas Weisel Partners Group Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">TWPG</category>
		<category domain="tickers">TWPG</category>
	</item>
	<item>
		<title><![CDATA[Nara Bancorp Inc. Q4 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-265371.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator  Operator Instructions  Our first question is from Brett Rabatin &#8211; FTN Midwest Securities. Brett Rabatin &#8211; FTN Midwest Securities Wanted to first ask, I&#8217;m curious you mentioned the third net charge-off was related to a commercial real estate loan that sounded like it went through...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 30 Jan 2009 14:49:11 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/appraisal.html"><![CDATA[Appraisal]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/nara+bancorp+inc..html"><![CDATA[Nara Bancorp Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">NARA</category>
		<category domain="tickers">NARA</category>
	</item>
	<item>
		<title><![CDATA[Calamos Asset Management INC. (F4Q08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-264512.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions Your first question comes from the line of Craig Siegenthaler - Credit Suisse. Craig Siegenthaler - Credit Suisse I just wanted to know after the restructuring here, I guess you had about $115 million left. Can you walk us through what debt covenants you have...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 27 Jan 2009 18:04:13 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/balance+sheets.html"><![CDATA[Balance Sheets]]></category>
		<category domain="http://resources.bnet.com/topic/calamos+asset+management+inc..html"><![CDATA[Calamos Asset Management Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/credit+suisse+group+ag.html"><![CDATA[Credit Suisse Group AG]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+statements.html"><![CDATA[Financial Statements]]></category>
		<category domain="http://resources.bnet.com/topic/hedge.html"><![CDATA[Hedge]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">CLMS</category>
		<category domain="tickers">CLMS</category>
	</item>
	<item>
		<title><![CDATA[Huntington Bancshares, Inc. F4Q08 (Qtr End 12/27/08) Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14037_23-263503.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator  Operator Instructions  Your first question comes from Matthew O&#8217;Connor &#8211; UBS. Matthew O&#8217;Connor &#8211; UBS It seems like you took a pretty big whack on Franklin here but as we think about the rest of the book I definitely would agree that the credit...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 22 Jan 2009 15:47:10 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/huntington+bancshares+inc..html"><![CDATA[Huntington Bancshares Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/ubs+ag.html"><![CDATA[UBS AG]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">HBAN</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">UBS</category>
		<category domain="tickers">HBAN,UBS</category>
	</item>
	<item>
		<title><![CDATA[Creditor Ageing Ratio]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=933725]]></link>
		<description><![CDATA[The creditor ageing ratio indicates the average time it takes for your business to pay its bills. Use information from your annual profit and loss statement along with the trade creditors figure from your balance sheet for that financial year to calculate this ratio. ]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/p%2526l.html"><![CDATA[P&L]]></category>
		<category domain="http://resources.bnet.com/topic/creditor.html"><![CDATA[Creditor]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/balance+sheets.html"><![CDATA[Balance Sheets]]></category>
		<category domain="http://resources.bnet.com/topic/financial+statements.html"><![CDATA[Financial Statements]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[Debtor Ageing Ratio]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=933727]]></link>
		<description><![CDATA[The debtor ageing ratio indicates the average time it takes your business to collect its debts. It's worth looking at this ratio over a number of financial years to monitor performance trends. Use information from your annual profit and loss statement along with the trade debtors figure from your balance...]]></description>
		<s:doctype><![CDATA[Tools & templates]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/debtor.html"><![CDATA[Debtor]]></category>
		<category domain="http://resources.bnet.com/topic/balance+sheets.html"><![CDATA[Balance Sheets]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/financial+statements.html"><![CDATA[Financial Statements]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
	</item>
	<item>
		<title><![CDATA[6 Steps To Closing The Sale]]></title>
		<link><![CDATA[http://jobfunctions.bnet.com/abstract.aspx?docid=1113289]]></link>
		<description><![CDATA[When it comes to closing the sale do you really know how to close? Do you freeze up afraid to close or don't know what to say? Do you know how and when to close the sale or even if the prospect is interested in your product? This paper shows...]]></description>
		<s:doctype><![CDATA[White papers]]></s:doctype>
		<pubDate>Thu, 01 Jan 2009 00:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/prospect.html"><![CDATA[Prospect]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
	</item>
	<item>
		<title><![CDATA[Kite Realty Group Trust Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-251634.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions Your first question comes from the line of Jay Habermann with Goldman Sachs. Please proceed. Jehan &#8211; J.M. Sloan Hey, guys, it's Jehan [ph] here with J.M. Sloan [ph] as well. I know you've given us quite a bit of detail on your financing plans...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Fri, 21 Nov 2008 08:09:23 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/kite+realty+group+trust.html"><![CDATA[Kite Realty Group Trust]]></category>
		<category domain="http://resources.bnet.com/topic/libor.html"><![CDATA[LIBOR]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/real+estate.html"><![CDATA[Real Estate]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">KRG</category>
		<category domain="tickers">KRG</category>
	</item>
	<item>
		<title><![CDATA[Fremont Michigan Insuracorp: Taking Great Steps in the Right Direction]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F105516-fremont-michigan-insuracorp-taking-great-steps-in-the-right-direction%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Harry Long submits: In my last article on Fremont (FMMH.OB), I wrote that "The proof of the pudding in terms of management's serious about shareholder interests will be if we see significant progress on the expense ratio front next quarter and beyond and a move to expand to other states."...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Tue, 11 Nov 2008 11:55:11 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/harry+long.html"><![CDATA[Harry Long]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
	</item>
	<item>
		<title><![CDATA[Health-Insurance Q3 Data Snapshot: Medical Costs]]></title>
		<link><![CDATA[http://industry.bnet.com/healthcare/1000219/health-insurance-q3-data-snapshot-medical-costs/]]></link>
		<description><![CDATA[To see at a glance how WellPoint, UnitedHealth Group, Aetna and other health-insurance giants are faring, check out this summary table of trends in medical costs. by David P. Hamilton]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 10 Nov 2008 13:29:15 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/cost.html"><![CDATA[Cost]]></category>
		<category domain="http://resources.bnet.com/topic/david+p.+hamilton.html"><![CDATA[David P. Hamilton]]></category>
		<category domain="http://resources.bnet.com/topic/aetna+inc..html"><![CDATA[Aetna Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/enterprise+software.html"><![CDATA[Enterprise Software]]></category>
		<category domain="http://resources.bnet.com/topic/software.html"><![CDATA[Software]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/david+p.+hamilton.html"><![CDATA[David P. Hamilton]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">AET</category>
		<category domain="tickers">AET</category>
	</item>
	<item>
		<title><![CDATA[LodgeNet Interactive Corporation Q3 2008 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-13071_23-246562.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions Our first question comes from the line Jim Boyle with CL King. Jim Boyle &#8211; CL King Good evening. Gary quick housekeeping question just to refresh my memory, on the debt covenant, is it the net debt ratio or the higher ratio that is used?...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Wed, 05 Nov 2008 08:29:14 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/revenue.html"><![CDATA[Revenue]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/revenue.html"><![CDATA[Revenue]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/operational+accounting.html"><![CDATA[Operational Accounting]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/.html"><![CDATA[]]></category>
		<category domain="http://resources.bnet.com/topic/lodgenet+interactive+corp..html"><![CDATA[LodgeNet Interactive Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">LNET</category>
		<category domain="tickers">LNET</category>
	</item>
	<item>
		<title><![CDATA[A Framework for Valuing Today?s Market]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fseekingalpha.com%2Farticle%2F104114-a-framework-for-valuing-todays-market%3Fsource%3Dbnet&siteid=23&tag=seekingalpha]]></link>
		<description><![CDATA[Phil DeMuth submits:   Is the stock market going to take off from here, or are we in for another big downturn? I want to provide a framework for thinking about today&#8217;s market valuations in their historical context.     In 2003, Ben Stein and I wrote...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Wed, 05 Nov 2008 01:49:21 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/valuation.html"><![CDATA[Valuation]]></category>
		<category domain="http://resources.bnet.com/topic/ratio.html"><![CDATA[Ratio]]></category>
		<category domain="http://resources.bnet.com/topic/seeking+alpha.html"><![CDATA[Seeking Alpha]]></category>
		<category domain="http://resources.bnet.com/topic/phil+demuth.html"><![CDATA[Phil DeMuth]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/phil+demuth.html"><![CDATA[Phil DeMuth]]></category>
		<category domain="http://resources.bnet.com/topic/us+market.html"><![CDATA[US Market]]></category>
	</item>
</channel>
</rss>
