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- property consisting of land or buildings
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- Is Your Time Management Directed by Your Goals?
- It is not how much that people do, but what they get done that counts. Top producing Real Estate Agents and Managers alike understand that if they are clear about what they have to do to hit their goals and concentrate on those things, they will achieve so much more....
- White papers 2006-07-11
- The Substance of Style
- Why is it that certain ethnic groups are so keen at using tiles and marbles, whereas others prefer hardwoods and plaster? What's the scoop behind the trend of new construction - more bedrooms, more bathrooms, higher ceiling clearance? What makes a neighborhood trendy? Why is it that fashionable colors, all...
- White papers 2006-05-05
- Mortgage Loan Closing Costs
- Closing costs for home refinancing or purchases are often misunderstood and frustrating for the buyer and seller who is probably very soon going to be a buyer. Closing costs are assessed once a purchase agreement is finalized with the seller and/or their agent. The various costs will vary by county,...
- White papers 2006-04-21
- Get That Property Out of Your Name
- There are over 80 million lawsuits filed every year in the United States. Landlords and real estate investors are especially susceptible to liability. Any mortgages on one's property will be recorded as well. Most recorded mortgages will state the amount of the original principal balance and the date the mortgage...
- White papers 2006-03-08
- Real Estate Attorney Benefit Not Cost in Home Purchase or Sale
- The costs associated with buying or selling a home can add up quickly. Many buyers and sellers opt not to retain an attorney to save the several hundred dollars it costs to have one review the contract, deed and title, respond to inspection issues, and make sure the contract is...
- White papers 2006-02-09
- Home Buying 101: What's Title Insurance, and Do I Need It?
- A title is a written document that shows ownership of property. It includes the signatures of current owners and a legal description of the property. A title is also known as a deed. Before one closes on a new home, a title examiner will conduct a title search. This is...
- White papers 2006-01-27
- Real Estate by the Numbers: Closing Costs
- Understanding the closing costs involved in one's transaction is essential. For most new investors, this is one category that seems to be hard to pin down until one gets to the closing table. If unforeseen costs arise at the table, it can make for a very bad day. As an...
- White papers 2005-12-21
- Title Insurance - Examples of Problems and Advice
- Title insurance prevents the property owner from suffering financial loss if, at any time during his ownership of the property, someone comes along who can show that they have full, or partial, ownership of the property instead. Every mortgage lender one is aware of requires title insurance be purchased to...
- White papers 2005-09-01
- Understanding Title Insurance
- Title to a property is a record detailing the owners of the property and rights associated with the ownership. Title typically shows a progression of ownership from the first owner to the current one. Title is a fairly simple concept, but when it goes wrong it is a nightmare. That...
- White papers 2005-08-22
- RESPA: The Real Estate Settlement Procedures Act
- The Real Estate Settlement Procedures Act RESPA is a consumer protection statute, first passed in 1974. One of its purposes is to help consumers become better shoppers for settlement services. Another purpose is to eliminate kickbacks and referral fees that increase unnecessarily the costs of certain settlement services. RESPA requires...
- White papers 2005-07-01
- An Overview of Easements
- Title insurance is generally - associated with insuring a purchaser's or lender's interest in a particular piece of real estate. The right to use an easement is often considered less important than unencumbered title of the insured parcel. An easement, however, can significantly affect the value of the insured parcel.
- White papers 2005-06-28
- What to Expect in Closing Costs on a Home Purchase
- New homeowners are often taken aback by up-front closing costs such as mortgage and title insurance, attorney fees, recording fees and loan points, which can run into the thousands of dollars. But there is no need to be afraid of these charges. With a little background on their purpose and...
- White papers 2005-02-20
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