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refi

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BNET Resources

Refinancing: Is Your Credit Good Enough?
The window for mortgage refinancings has cracked open a bit. But banks and mortgage companies have become even more skittish and slow to process loans. So even if you do get approved, the wait could be eight to 12 weeks. And unless you have truly...
Tags: Home, MoneyWatch, Mortgages, Finance, Capital Structures, Mortgage, Refinancing, Refi, Jumbo Loan, Making Home Affordable, Credit Score, Loan-to-Value Ratio, Appraiser, Jeanne Lee
Articles 2009-07-07
Can You Get Credit Now?
Yes, lenders are starting to loosen up. But apply for a mortgage, refinancing, home-equity credit line, car loan, or credit card, and you'll quickly learn that the credit crunch isn't over.It's no secret that the Obama administration, the Fed, and Congress would love nothing more than to see banks start...
Tags: Mortgage, Jumbo Mortgage, Home Equity, Home Equity Line of Credit, Home Equity Credit Line, HELOC, Credit Card, Refinancing, Refi, Making Home Affordable, Credit Score, FICO, Federal Housing Administration, Loan-to-Value Ratio, Appraiser, FHA, ARM, Car Loan, Edmunds.com, Bankrate.com, Carseek.com, Credit Union, Balance Transfers, Gerri Detweiler, Credit.com, Secured Credit Card, Jeanne Lee
Articles 2009-07-07

Additional Resources

Mortgage companies cut staffs as refi's plummet
It's official, the refinancing market is dead. So-called refi's in the fourth quarter are expected to drop to 49 percent of the home mortgage loans originated, down from 68 percent in the third quarter, according to the Mortgage Bankers Association. And by the first quarter of 2004 they...
Tags: Countrywide Financial Corp., FINANCE, mortgage, Mortgages
Research articles 2003-11-24
SouthStar Funding Announces Innovative Enhancements to Simple Score Program; New Select Score and Streamline Refi and Purchase Options Provide Full Doc Benefits without Full Doc Requirements
ATLANTA -- SouthStar Funding, a non-conforming wholesale lender, has developed two new product options to its highly successful Simple Score program. Known as Select Score and Streamline Refi and Purchase, the enhancements were designed to provide Full Doc benefits to subprime borrowers. Originally, Simple Score was developed to simplify the...
Tags: borrower, Streamline
Research articles 2006-05-15
ECB holds minimum bid "refi" rate steady at 2.00 pct
FRANKFURT AFP — The European Central Bank held the minimum bid rate for its regular refinancing operations steady at 2.00 percent, a spokesman for the bank said. The ECB has held the so-called refi rate at the same point since June 2003. It also held its other two...
Tags: Agence France-Presse, bank
Research articles 2004-11-04
The post-refi boom: domino effect
Mortgage companies of all sizes have laid off workers this year, as managers scrambled to cut overhead. In the cyclical business of mortgage lending, the end of a refinance boom usually triggers a domino effect that cuts deeply into industry jobs. This year has proven no different.Lower-level operations people were...
Tags: banking, FINANCE, job, layoff, mortgage, Mortgages, Prudential Insurance Company of America, Strategy
Research articles 1995-04-01
Bankrate: Internet ReFi Play
Eric Savitz (Barron's) submits: Here at Tech Trader Daily, the focus is laser-like on technology. But since Rupert Murdoch pays the mortgage, the new Treasury Department plan to drive down mortgage rate to as low as 4.5% doesn’t have that many direct implications for the TTD universe. Except for...
Tags: Financial, Eric Savitz, Bankrate Inc.
External links 2008-12-04
Fair Isaac Corporation F3Q09 (Qtr End 6/30/09) Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions Your first question comes from Carter Malloy – Stephens Inc. Carter Malloy – Stephens Inc. On your scoring revenues, I'm trying to get a sense for exactly what it was in the quarter that, I know you talked a little around it, but more specifically...
Tags: Call Transcript, Earnings, Stephens Inc., Mortgages, Sales Channel, Financial Services, Finance, Capital Structures, Sales, Seeking Alpha, Fair Isaac Corp.
Earnings calls 2009-07-22
Countrywide Financial Q2 2007 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions Your first question comes from the line of Paul Miller from Friedman, Billings, Ramsey. Please go ahead. Paul Miller - Friedman, Billings, Ramsey Thank you very much. Angelo, you've been through a lot of these different cycles out there and this doesn't seems to be...
Tags: Countrywide Financial Corp.
Earnings calls 2007-07-24
Cashing out.(ViewPoint: MarketWatch)
Cash-out refinances were a major boon to the remodeling industry during the boom period that began at the beginning of this century. With interest rates steadily climbing higher from their all-time lows of a few years ago, however, refi's have been c Cash-out refinances were a...
Research articles 2005-09-01
Fidelity National Information Services Q3 2007 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Operator Instructions Our first question comes from the line of Dave Koning with Baird. Please go ahead. Dave Koning - Baird Yeah. Hi, guys. Nice quarter. Lee Kennedy Thank you. Dave Koning - Baird I guess, first of all, when we look at the lender...
Tags: Fidelity National Information Services Inc.
Earnings calls 2007-10-25
PHH Corp. Q4 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions We will take our first question from Jade Rahmani - KBW. Jade Rahmani - KBW I wanted to ask if the $30 million to $40 million revenue decline you expect in the Fleet Management business in 2009 is based on the 4Q run rate of...
Tags: PHH Corp., Call Transcript, Earnings, Loan, Question, Mortgages, Operational Accounting, Finance, Capital Structures, Seeking Alpha
Earnings calls 2009-03-02
Euro resumes climb against dollar on hints that euro rates will stay low
LONDON AFP ? The euro, weakening against the dollar since mid-February, reversed direction after European Central Bank head Jean-Claude Trichet dampened expectations for a cut in interest rates any time soon. The single currency in late-day trade was at 1.2230 dollars against 1.2190 in New York late on Wednesday....
Tags: European Central Bank
Research articles 2004-03-04
The First American Corporation Q2 2009 Earnings Call Transcript
Question-and-Answer SessionOperator Operator instructions Our first question comes from Jason Deleeuw from Piper Jaffray. Sir, your line is open. Jason Deleeuw -- Piper Jaffray Thank you, good morning everyone. Park Kennedy Good morning, Jason. Jason Deleeuw -- Piper Jaffray With the 7100 open orders per day in July, what...
Tags: U.S. Bancorp Piper Jaffray Inc., Call Transcript, Earnings, Operational Accounting, Research & Development, Finance, Business Operations, Seeking Alpha, First American Corp.
Earnings calls 2009-07-31
As Countrywide Exits, CEFCU Seeing Refis, Purchases
The $3.4-billion CEFCU reports it is seeing a surge in refi activity. “There is a large increase in activity. And it is not just re-fis, purchase activity is up in Central Illinois,” confirmed Keith Reynolds, VP-lending. According to Reynolds, CEFCU’s mortgage refi volume is running 208% ahead...
Tags: CEFCU
Research articles 2008-02-11
Greenlight Launches ``$995 Flat Fee Refi'' Program; Unprecedented Program to Save Borrowers Thousands of Dollars on Each Loan
Business Editors
Tags: flat fee, Greenlight
Research articles 2003-02-04
GE provides loan for Carlyle refi
GE Real Estate announced it provided a $13.45 million flexible fixed rate loan to the Carlyle Development Group, for the refinancing of Juniper Court, a retail property located in Center City, Philadelphia.
Tags: General Electric Co.
Research articles 2006-11-22
Oxygen Boosters.(Product News)
In conjunction with its longstanding desire to provide the best equipment, Interface Devices Inc. has redesigned the OB-30 Oxygen Booster with several new components and material upgrades in order to reduce the risks associated with refilling aviatio In conjunction with its longstanding desire to provide the...
Tags: Oxygen
Research articles 2006-10-01
Valero's purchase of Premcor creates country's largest refiner.(NEWS AND TRENDS)(Valero Energy Corp.)
On April 25, San Antonio-based Valero Energy Corp. and Premcor Inc., Old Greenwich, Conn., announced that the companies had executed a merger agreement for Valero to acquire Premcor in an $8-billion transaction. As a result, Valero will add four refi On April 25, San Antonio-based Valero...
Tags: Valero Energy Corp.
Research articles 2005-06-01
Valero to acquire Premcor in $8-billion transaction.(Valero Energy Corp. acquired Premcor Inc.)
On April 25, San Antonio-based Valero Energy Corp. and Premcor Inc., Old Greenwich, Conn., announced that the companies had executed a merger agreement for Valero to acquire Premcor in an $8-billion transaction. As a result, Valero will add four refi On April 25, San Antonio-based Valero...
Tags: Valero Energy Corp.
Research articles 2005-06-01
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