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25 Resources for

roth ira

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Is A Roth IRA Right For You?
When it comes to retirement savings, the Roth IRA offers unique retirement-savings benefits. First introduced in 1998, it provides no tax deduction for contributions, but your investments can grow tax-free and withdrawals are tax-free. In addition to gaining key estate-planning benefits, you can avoid early distribution penalties on certain withdrawals,...
Tags: Roth IRA, Taxes, Personal Finance, Free Trade, Financial Planning, Finance
White papers 2007-11-29
Wait! Don't File That Return Yet!
Hustling to ship off your 2008 tax return? Not so fast. Check out these often overlooked deductions, including some that are new for '08. A last-minute look could save you some money.Sure, you'd like to get your 2008 tax returns behind you. But while you have time — albeit, not...
Tags: MoneyWatch, Taxes, Free Trade, Personal Finance, Financial Planning, Finance, IRS, MoneyWatch Feature Package, Sales Taxes, Medical Expenses, Tax Credit, Deduction, Roth IRA, Individual Retirement Account, Property Taxes
Articles 2009-04-03
Can You Afford to Retire ... Ever?
The "new normal" retirement will start at 67, not 62. You'll pay for it with investments that don't even exist today. And you'd better start saving now. You know what happened...
Tags: Account, 401(k) Plan, Income, MoneyWatch, IRA, 401(k), Retirement Plans, Personal Finance, Investment, Human Resources, Benefits, Finance, Retirement, Financial Engines, Mark Iwry, Roth IRA, EBRI, Brian Preston, Carla Fried, Retirement Security Project, Annuitization, William Bernstein, Christopher Jones, Carla A. Fried
Articles 2009-06-22
After the Great Recession
The recession will end eventually. And the economy, the workplace, and the markets will return to something we'll learn to call normal. But it won't be like any normal you've seen before.So, where do we go from here? The world's most powerful economy has...
Tags: Workplace, Housing Market, Recession, CBS Corp., MoneyWatch, Recruitment & Selection, Corporate Communications, Human Resources, Workforce Management, Marketing, China, U.S., Economy, Global, Superpower, Dollar, Competitiveness, Taxes, Unemployment, Oil, Gas, Energy, Retirement, Financial Engines, Mark Iwry, Roth IRA, EBRI, Brian Preston, Carla Fried, Retirement Security Project, Annuitization, William Bernstein, Christopher Jones, 401(k), Cait Murphy
Articles 2009-06-22
Retire When You Want To
Yes, it's possible — if you make a few smart moves while you're working and reconsider where you'll live once you stop. Well, yes, we have. And it’s still...
Tags: Retirement, Mortgage, 401(k) Plan, Income, MoneyWatch, 401(k), Mortgages, Retirement Plans, Personal Finance, Operational Accounting, Investment, Human Resources, Benefits, Finance, Capital Structures, IRA, SEP, Roth IRA, Tax-sheltered retirement plans, Target date funds, Best Places to Retire, Carla Fried
Articles 2009-06-29
Best Health and Retirement Plans for the Self-Employed
As an entrepreneur, you need to become your own benefits manager. This guide will show you how to find the right health and retirement plans with the least amount of headaches. Health Benefits 1. Grab the subsidized COBRA deal, if...
Tags: Tax, Retirement Plan, Health Savings Account, Income, Health Care, Plan, Money, MoneyWatch, IRA, SEP, Roth IRA Contribution Limit, Vertical Industries, Benefits, Healthcare, Personal Finance, Human Resources, Jeanne Lee
Articles 2009-08-27
How to Restore a Devastated Nest Egg
Dan and Barbara Hoffa felt a lot wealthier in 2007 than they do today. The market's plunge vaporized half of the Hoffas' portfolio, reducing their total liquid assets to about $900,000, a little more than half of which is arrayed in 401ks and a Roth IRA. ...
Tags: Bond, Stock, Bond Fund, MoneyWatch, Hoffas, Dan, Investment, Finance, Retirement investments, 401(k), Roth IRA, Growth-and-income funds, Cash cushion, Laddered CDs, Asset allocation, Barbara Bedway
Articles 2009-09-15
Retirement Planning: What to Do Now
Whether you're 25 years away from retirement or you've already started packing up your office, there are specific steps you should now take to ensure your financial security. This step-by-step guide will keep you on track for a stress-free dismount from the corporate treadmill. 20 to 25 Years...
Tags: Retirement, 401(k) Plan, Financial, T. Rowe Price Group Inc., Income, Retirement Planning, MoneyWatch, IRA, 401(k), Retirement Plans, Personal Finance, Investment, Benefits, Insurance, Operational Accounting, Human Resources, Finance, Business Operations, Corporate Insurance, Carla Fried, Retirement Calculator, National Association of Personal Financial Advisers, Retirement Watch, Bob Carlson, Long-Term-Care Insurance, Social Security, Roth IRA, Pension, Center for Retirement Research, Analzyenow.com, Medicare, Medigap
Articles 2009-10-14
College Savings Smarts: Roth IRA vs. 529
Many parents like the idea of stashing college cash in a Roth IRA. But MoneyWatch.com's Ray Martin says this is a bad idea. Here's why.
Tags: Roth IRA, MoneyWatch, College Saving, Personal Finance, Ray Martin, 529 College Savings Plan, College Expenses
Videos 2009-11-03
Budgeting Wisely, Investing Carefully
At 24, Molly Laurain is making a good salary, but she spends most of what she earns. And that?s not going to help her pay for graduate school. Here?s how she can save money, invest it wisely, and keep her options open if she decides to go for a master?s...
Tags: Budgeting, Savings, Mutual Fund, Roth IRA, MoneyWatch, Molly, Retirement Plans, Mutual Funds, Personal Finance, Taxes, 401(k), Free Trade, Investment, Human Resources, Benefits, Financial Services, Finance, Financial Planning, Investing, Molly Laurain, Human Capital, Real Estate Development, Gary Schatsky, Smartypig, Education, Roth IRA Withdrawal, Vanguard Star Fund, Barbara Bedway
Articles 2009-11-10
College Students Should Open Roth IRAs
How would you like an opportunity to turn $20,000 into more than $500,000 tax-free by the time you retire? Well, if you're a college student with a summer job, try opening a Roth IRA and waiting 45 or so years. by Charlie Farrell
Tags: College Student, Roth IRA, Personal Finance, Charlie Farrell
Blog posts 2009-06-22
Overlooked Tax Deductions
These tax deductions and credits can mean big savings on your 2008 federal income tax return. But you may not know about them, especially the new ones. So before you send in your return, check out these write-offs and take the ones you're due. ...
Tags: Sales Tax, Income, Credit, Deduction, Income Tax, MoneyWatch, IRA, Personal Finance, Taxes, Operational Accounting, Sales Strategy, Financial Planning, Finance, Sales, Jill Schlesinger, 2008 Tax Return, Property Taxes, Child Care Credit, Child and Dependent Care Credit, Child Tax Credit, Earned Income Tax Credit, Retirement Savings Contributions Credit, First Time Homebuyer Credit, Miscellaneous Deductions, Sales Taxes, Medical Expenses, Tax Credit, Roth IRA, Individual Retirement Account, MoneyWatch.com Editor-at-Large, Jill Schlesinger, MoneyWatch.com Editor-at-Large
Articles 2009-04-03
The Best Retirement Plans
Whether you're working for a company or self-employed, these tax-favored savings plans can help you get your retirement account growing again. Has the market bottomed? Who knows? But there's one investing principle that's never in doubt: It always makes sense to grab every penny of tax advantage that Uncle Sam...
Tags: 401(k) Plan, Tax, MoneyWatch, 401(k), Retirement Plans, Personal Finance, Investment, Human Resources, Benefits, Finance, Roth IRA, Roth 401(k), Retirement Savings, Taxes, MoneyWatch Feature Package, Investment Choice, Loans, Financial Advice, IBM, M.A. Mortenson, Nationwide, Employer Match, Rollover, Annuity, Defined Benefit Pension, Health Care, Self-employed, Retirement, SEP IRA, Individual 401(k), Keogh, Retirement Planning
Articles 2009-03-16
Where 'Stocks for the Long Run' Went Wrong
The notion that stocks always trump other investments in the long run has run headlong into reality. Thanks to the recent market massacre, over the 20 years that ended February 2009, Treasury bonds significantly outperformed the S&P 500. How to readjust... In 1994 Jeremy Siegel wrote the best-selling book Stocks...
Tags: Asset, Stock, Period, MoneyWatch, Buy-and-hold, Investment, Finance, Stocks, Market Timing, Jeremy Siegel, Zvi Bodie, Paul Samuelson, Jeremy Grantham, 401(k), Roth IRA, Bonds, Retirement Planning, Retirement Income, Patrick McDevitt
Articles 2009-03-19
Make The Most Of Your IRA
Investors have two options for their Individual Retirement Accounts IRAs. The first option is a traditional IRA, the second option is a Roth IRA (named for the account's congressional sponsor), which features - among other benefits - the ability to accumulate tax-free earnings under certain circumstances. This paper discusses the...
Tags: Roth IRA, Option, Ameriprise Financial, Personal Finance
White papers 2008-01-01
Earning An A In Retirement Planning
If you can squeeze some additional savings out of your budget, consider a Roth IRA. Contributions made to these accounts are made with after-tax dollars, but qualified withdrawals taken during retirement are completely tax-free, making this one of the best ways to save for one's golden years. The Roth IRA...
Tags: Bank Of America Corp., Retirement, Roth IRA, Personal Finance
White papers 2009-01-01
What Is The Advantage Of Converting To A Roth IRA?
This tool estimates the change in total net-worth, at retirement, if you convert your Traditional IRA into a Roth IRA.
Tags: Prudential Insurance Company Of America, Roth IRA, Personal Finance
Tools & templates 2009-01-01
Roth IRA Conversion Calculator
This tool shows you whether it might be worth converting your Traditional IRA to a Roth IRA. The calculator takes into account whether you pay your conversion taxes out of IRA proceeds or pull them from other sources.
Tags: Roth IRA, VisualCalc, Personal Finance
Tools & templates 2009-01-01
401(k) Or Roth IRA Calculator
A 401k can be an effective retirement tool. Use this 401k or Roth tool to help determine the best option for retirement.
Tags: 401(k) Plan, Bankrate Inc., Roth IRA, 401(k), Retirement Plans, Personal Finance, Investment, Human Resources, Benefits, Finance
Tools & templates 2009-01-01
Convert IRA To Roth Calculator
In 1997, the Roth IRA was introduced. Since then, many people have converted all or a portion of their existing traditional IRAs to a Roth IRAs, where interest earned may be completely tax-free. Is this a good option? A conversion has advantages and disadvantages that should be carefully considered before...
Tags: Bankrate Inc., Roth IRA, Personal Finance
White papers 2009-01-01