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	<title><![CDATA[sales channel Resources | BNET]]></title>
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		<title><![CDATA[Online Direct Marketing Tactics Get Hazed in the Senate]]></title>
		<link><![CDATA[http://industry.bnet.com/technology/10004113/online-direct-marketing-tactics-receive-senate-criticism/]]></link>
		<description><![CDATA[A Senate report questions some online sales tactics used by three direct marketing companies in conjunction with some leading e-tailers. by Erik Sherman]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 18 Nov 2009 08:09:47 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/direct+marketing.html"><![CDATA[Direct Marketing]]></category>
		<category domain="http://resources.bnet.com/topic/u.s.+senate.html"><![CDATA[U.S. Senate]]></category>
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		<category domain="http://resources.bnet.com/topic/erik+sherman.html"><![CDATA[Erik Sherman]]></category>
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		<title><![CDATA[Dumbest Things You Do With Your Money]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/dumbest-things-you-do-with-your-money/365768/]]></link>
		<description><![CDATA[Even smart people make financial moves that are downright illogical. Emotions and superstitions have a sneaky way of keeping you from rational financial decisions. But dumb choices can have serious, real-world consequences. Here are some of the biggest blunders we all make, plus tips from the experts on how to...]]></description>
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		<pubDate>Wed, 18 Nov 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Target Profit Up, Cautious on Holiday]]></title>
		<link><![CDATA[http://www.bnet.com/2407-14058_23-365673.html]]></link>
		<description><![CDATA[By Nicole MaestriSAN FRANCISCO (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - Target Corp TGT reported a higher-than-expected quarterly profit on Tuesday, but remained cautious about the fourth quarter given a budding holiday season price war.Wal-Mart Stores Inc WMT is slashing prices every week until Christmas, and not to be outdone by its much larger rival,...]]></description>
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		<pubDate>Tue, 17 Nov 2009 07:15:20 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/quarterly+profit.html"><![CDATA[Quarterly Profit]]></category>
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		<category domain="http://resources.bnet.com/topic/target+corp.html"><![CDATA[Target Corp]]></category>
		<category domain="http://resources.bnet.com/topic/target+corp..html"><![CDATA[Target Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/wal-mart+stores+inc..html"><![CDATA[Wal-Mart Stores Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">TGT</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">WMT</category>
		<category domain="tickers">TGT,WMT</category>
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		<title><![CDATA[U.S. Bancorp Looks to Expand Credit Card Business]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-363534.html]]></link>
		<description><![CDATA[NEW YORK (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - U.S. Bancorp USB, the sixth-largest U.S. bank by assets, is looking to expand its credit card business and is actively marketing its cards nationally, Chief Executive Richard Davis said at a conference on Tuesday.The Minneapolis-based bank, which has so far avoided serious loan losses during the...]]></description>
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		<pubDate>Tue, 10 Nov 2009 14:01:09 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/u.s.+bancorp.html"><![CDATA[U.S. Bancorp]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">USB PRH</category>
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		<title><![CDATA[Delta Says No to Cash, Yes to Credit Cards]]></title>
		<link><![CDATA[http://industry.bnet.com/travel/10004059/delta-says-no-to-cash-yes-to-credit-cards/]]></link>
		<description><![CDATA[Delta Air Lines announced today on its blog that it would no longer accept cash on Delta and Northwest flights in North America (that's including Central America and the Caribbean, its blog states, as if we didn't take sixth-grade social studies) starting Dec. 1Â and instead will only take credit cards...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 09 Nov 2009 23:59:58 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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		<category domain="http://resources.bnet.com/topic/barbara+e.+hernandez.html"><![CDATA[Barbara E. Hernandez]]></category>
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		<title><![CDATA[S.C.R.E.W.U. or the Safe Credit Revision Everyone Wins Undertaking]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/consumer-reporter/screw-or-the-safe-credit-revision/417/]]></link>
		<description><![CDATA[    According to a new cartoon byÂ Mark Fiore, an award-winning political animator who hangs out somewhere in the Bay Area, this is the program that credit card issuers have developed in response to the CARD (Credit Card Accountability Responsibility and Disclosure Act of 2009) which is to...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 09 Nov 2009 10:37:50 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
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		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
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		<title><![CDATA[Britons Face Higher Credit Card Charges]]></title>
		<link><![CDATA[http://www.bnet.com/2407-14037_23-362718.html]]></link>
		<description><![CDATA[LONDON (<a href="http://resources.bnet.com/index.php?source=ReutersUK">Reuters UK</a>) - Consumers face higher rates and fees on credit cards as lenders battle rising bad debts, funding constraints and reduced appetite for borrowing, accountants PricewaterhouseCoopers said on Monday.These changes, combined with rising regulatory and government scrutiny, would shake up the market and prove the current model based...]]></description>
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		<pubDate>Mon, 09 Nov 2009 02:45:36 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/card.html"><![CDATA[Card]]></category>
		<category domain="http://resources.bnet.com/topic/pricewaterhousecoopers+consulting.html"><![CDATA[PricewaterhouseCoopers Consulting]]></category>
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		<title><![CDATA[Advanta Files For Bankruptcy Protection]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-362688.html]]></link>
		<description><![CDATA[NEW YORK (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - Advanta Corp ADVNA, a small business credit card lender in the United States, said on Sunday it filed for bankruptcy protection after the economic crisis over the last two years devastated its small business customers.In the filing with the U.S. Bankruptcy Court for the District of...]]></description>
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		<pubDate>Sun, 08 Nov 2009 21:30:16 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bankruptcy+protection.html"><![CDATA[Bankruptcy Protection]]></category>
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	</item>
	<item>
		<title><![CDATA[SXC Health Solutions Corp. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14061_23-362583.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Thank you. Operator instructions. Your first question comes from David MacDonald with SunTrust. Please go ahead. David MacDonald -- SunTrust Good morning, guys. Can you, Mark, just touch briefly on if there's anything left for 1/1 sitting out there in terms of the selling season and then...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Sat, 07 Nov 2009 07:28:07 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://resources.bnet.com/topic/systems+xcellence+inc..html"><![CDATA[Systems Xcellence Inc.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">SXCI</category>
		<category domain="tickers">SXCI</category>
	</item>
	<item>
		<title><![CDATA[Brody Rejoins AOL To Head Paid Services In Finance Re-Org; Gilt CEO Lyne Added To Post-Spin Board]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fpaidcontent.org%2Farticle%2F419-brody-rejoins-aol-to-head-paid-services-in-finance-re-org-gilt-ceo-lyne%2F&siteid=23&tag=contentnext]]></link>
		<description><![CDATA[ Ned Brody is re-joining AOL (NYSE: TWX) as EVP of paid services, leaving his role as founder and CEO of ARPUinc. He&#8217;ll be picking up where he left off in his former role at AOL as SVP of the company&#8217;s Premium Services unit&#8212;while there, he developed several new paid...]]></description>
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		<pubDate>Fri, 06 Nov 2009 15:15:00 -0800</pubDate>
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	<item>
		<title><![CDATA[BofA: Credit Card Loss Rate Could Have Peaked in Q3]]></title>
		<link><![CDATA[http://www.bnet.com/2407-14037_23-361594.html]]></link>
		<description><![CDATA[By Joe RauchCHARLOTTE, North Carolina (<a href="http://resources.bnet.com/index.php?source=Reuters">Reuters</a>) - Bank of America Corp's BAC credit card loss rate may have peaked in the third quarter, but it will remain elevated for a "substantial number of quarters," the bank's head of consumer banking said on Thursday.Bank of America, the largest U.S. bank, has...]]></description>
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		<pubDate>Thu, 05 Nov 2009 14:30:43 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/bank.html"><![CDATA[Bank]]></category>
		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank Of America Corp.]]></category>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/sales+channel.html"><![CDATA[Sales Channel]]></category>
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		<category domain="http://resources.bnet.com/topic/bank+of+america+corp..html"><![CDATA[Bank of America Corp.]]></category>
		<category domain="http://rss.financialcontent.com/stocksymbol">BAC</category>
		<category domain="tickers">BAC</category>
	</item>
	<item>
		<title><![CDATA[Many Homeowners Upped Debt on Low Rates]]></title>
		<link><![CDATA[http://www.bnet.com/2407-13071_23-360434.html]]></link>
		<description><![CDATA[ More than 75 per cent of homeowners took advantage of low interest rates to add to their mortgage loan or take on other forms of debt, a new survey has found.The poll by mortgage broker, Loan Market Group, found that 44 per cent of homeowners increased their home loan...]]></description>
		<s:doctype><![CDATA[News items]]></s:doctype>
		<pubDate>Wed, 04 Nov 2009 14:00:00 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
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	<item>
		<title><![CDATA[Medco Health Solutions, Inc., Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14058_23-360282.html]]></link>
		<description><![CDATA[ Question-and-Answer Session Operator Operator Instructions.  Your first question comes from the line of Ross Muken - Deutsche Bank Securities. Ross Muken - Deutsche Bank Securities In terms of the net new business wins, another great year for Medco; Dave, can you give us some highlights of what you...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 03 Nov 2009 13:09:11 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/security.html"><![CDATA[Security]]></category>
		<category domain="http://resources.bnet.com/topic/deutsche+bank+ag.html"><![CDATA[Deutsche Bank AG]]></category>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
		<category domain="http://resources.bnet.com/topic/earnings.html"><![CDATA[Earnings]]></category>
		<category domain="http://resources.bnet.com/topic/pricing+strategy.html"><![CDATA[Pricing Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/medco+health+solutions+inc..html"><![CDATA[Medco Health Solutions Inc.]]></category>
		<category domain="http://resources.bnet.com/topic/pricing.html"><![CDATA[Pricing]]></category>
		<category domain="http://resources.bnet.com/topic/marketing+research.html"><![CDATA[Marketing Research]]></category>
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		<title><![CDATA[Why Won't the FTC Stop FreeCreditReport.Com's Bait-and-Switch Ads?]]></title>
		<link><![CDATA[http://industry.bnet.com/advertising/10004510/why-wont-the-ftc-stop-freecreditreportcoms-bait-and-switch-ads/]]></link>
		<description><![CDATA[FreeCreditReport.com is a bait-and-switch -- its service isn't "free" -- and if you use it you'll find your credit card repeatedly dinged for unwanted charges. (Confession: It happened to me!) The unanswered question in the Times' piece is, Why is the FTC letting Experian get away with these misleading ads?...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 03 Nov 2009 08:52:54 -0800</pubDate>
		<category domain="http://resources.bnet.com/topic/ftc.html"><![CDATA[FTC]]></category>
		<category domain="http://resources.bnet.com/topic/freecreditreport.com.html"><![CDATA[FreeCreditReport.Com]]></category>
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		<category domain="http://resources.bnet.com/topic/jim+edwards.html"><![CDATA[Jim Edwards]]></category>
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	<item>
		<title><![CDATA[Old Credit Card Tricks Are New Again]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/consumer-reporter/old-credit-card-tricks-are-new-again/403/]]></link>
		<description><![CDATA[Since Congress enacted the consumer-friendly credit card law back in May, you'd think that the cardcos would have at least started to roll back all those bad practices that it bans.    You'd think.Â After all, if you knew you were starting Weight Watchers on Monday, wouldn't you stock...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 02 Nov 2009 14:40:00 -0800</pubDate>
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		<category domain="http://resources.bnet.com/topic/marlys+harris.html"><![CDATA[Marlys Harris]]></category>
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	<item>
		<title><![CDATA[Express Scripts Inc. Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14058_23-358846.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator Instructions We will begin at the line of Charles Boorady with Citi. Charles Boorady - Citi Thanks for those comments regarding the 2010 guidance, recognizing the nature of the transaction warrants waiting. If we put the transaction aside though, looking at 2010 just on an organic...]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Thu, 29 Oct 2009 20:08:08 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/citigroup+inc..html"><![CDATA[Citigroup Inc.]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">C</category>
		<category domain="http://rss.financialcontent.com/stocksymbol">ESRX</category>
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	</item>
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		<title><![CDATA[The Best Credit Cards Now]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/video/the-best-credit-cards-now/358465/]]></link>
		<description><![CDATA[Financial expert Ray Martin answers your questions: how many you need, which cards are best, and what to look for.]]></description>
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		<pubDate>Thu, 29 Oct 2009 12:11:40 -0700</pubDate>
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		<title><![CDATA[@140Conf: Conway, Lindzon And Sabet: Talk Twitter's Valuation And Future Investments]]></title>
		<link><![CDATA[http://dw.com.com/redir?destUrl=http%3A%2F%2Fpaidcontent.org%2Farticle%2F419-140conf-conway-lindzon-and-sabet-talk-twitters-valuation-and-future-inv%2F&siteid=23&tag=contentnext]]></link>
		<description><![CDATA[ &#8220;I think Twitter is worth more than a billion dollars ...&#8221; So says Ron Conway. Conway, Spark Capital&#8217;s Bijan Sabet and StockTwits backer Howard Lindzon dug into Twitter&#8217;s sky-high valuation during the 140Conf today. They also offered up predictions for where we&#8217;ll see the next wave of Twitter-related investments...]]></description>
		<s:doctype><![CDATA[External links]]></s:doctype>
		<pubDate>Tue, 27 Oct 2009 17:40:48 -0700</pubDate>
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		<title><![CDATA[Cabela's Incorporated Q3 2009 Earnings Call Transcript]]></title>
		<link><![CDATA[http://www.bnet.com/2462-14058_23-357258.html]]></link>
		<description><![CDATA[ Question-and-Answer SessionOperator Operator instructions We&#8217;ll have our first question from Paul Lejuez from Credit Suisse. Tracy Kogan &#8211; Credit Suisse Thanks. It&#8217;s Tracy Kogan filling in for Paul. Just a couple questions. First on the gross margin, if you could talk a little bit more about the components there....]]></description>
		<s:doctype><![CDATA[Earnings calls]]></s:doctype>
		<pubDate>Tue, 27 Oct 2009 11:43:07 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/call+transcript.html"><![CDATA[Call Transcript]]></category>
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		<category domain="http://rss.financialcontent.com/stocksymbol">CAB</category>
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	</item>
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		<title><![CDATA[Housing Market Shows Gain]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/economic-news/video/housing-market-shows-gain/357090/]]></link>
		<description><![CDATA[Home prices climbed in August for the third month in a row. Plus: Credit card companies are trying out new fees for reliable customers.]]></description>
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		<pubDate>Tue, 27 Oct 2009 08:03:01 -0700</pubDate>
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