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- Are You Saving Too Much?
- The economic crisis has driven families to rediscover a long-forgotten American virtue: thrift. Ironically, that's exactly what the economy doesn't need right now.The message from the Administration and the U.S. Treasury couldn't be clearer: Please start spending again, America. Your economy needs you. But we haven't been listening....
- Articles 2009-03-24
Additional Resources
- Medicare Savings Programs: Results of Social Security Administration's 2002 Outreach to Low-Income Beneficiaries
- To assist low-income beneficiaries with their share of premiums and other out-of-pocket costs associated with Medicare, Congress has created four Medicare savings programs. Historic low enrollment in these programs has been attributed to several factors, including lack of awareness about the programs, and cumbersome eligibility determination and enrollment processes through...
- White papers 2004-03-01
- Survey Reveals 43% of Working Americans Who Anticipate Higher Education Expenses Would Enroll in 529 College Savings Programs If Offered Through Payroll Deduction
- Business Editors and Education Writers ROSELAND, N.J.--BUSINESS WIRE--Oct. 28, 2002 ADP Enables Corporations to Easily Bring 529 College Savings Programs to American Workers With the rapidly increasing popularity of the 529 College Savings Plan as an effective tax management and higher education savings tool, a recent...
- Research articles 2002-10-28
- Barclays Discount best in savings. (Barclays Discount Bank, savings account interest rates)
- According to an analysis conducted by the Ha'aretz newspaper, Barclays Discount Bank is currently offering the best return on savings programs. The Bank is offering interest rates of 2.4, 2.5 and 2.6 percent respectively on 3, 4 and 5 year index link According to an analysis...
- Research articles 1992-03-06
- Access to Benefits Coalition Will Help Find Prescription Drug Savings for Lower-Income Medicare Beneficiaries
- WASHINGTON, June 7 /U.S. Newswire/ -- More than 70 organizations today formally launched the Access to Benefits Coalition ABC, a unique public-private partnership formed to reach out to, educate, and enroll Medicare beneficiaries with lower incomes in Medicare's new prescription drug savings program and other programs for which they qualify....
- Research articles 2004-06-07
- Millions of Medicare Beneficiaries Will Find Prescription Savings Using New Online Service
- WASHINGTON, Sept. 23 /U.S. Newswire/ -- The Access to Benefits Coalition ABC -- a partnership of more than 80 national non- profit organizations -- today launched a new online service to help millions of lower income Medicare beneficiaries more easily find and enroll in the best combination of public and...
- Research articles 2004-09-23
- Sec. 529 Planning with college savings plans - FinancialPlanning
- The 2001 Tax Act has made qualified tuition savings programs more attractive than ever by allowing tax-free withdrawals from the plans to pay for qualified educational expenses. Qualified tuition programs, also known as Sec. 529 plans, are very beneficial for wealthy and middle-income families. Sec. 529 college savings plans...
- Research articles 2002-01-01
- College savings guru speaks out about complex 529 programs.
- Byline: CHARLES PAIKERT Investment News If Section 529 college savings programs have a public face, it belongs to Joe Hurley. Ever since the tax-advantaged plans were introduced by states across the country in the late 1990s, Mr. Hurley, a certified public accountant based in...
- Research articles 2006-01-02
- 529 Plans: Tax Breaks for College Savings
- Tax law changes effective in 2002 encourage personal saving in a variety of ways. None is more significant than the change to Internal Revenue Code Section 529, the law permitting states to offer prepaid tuition and tax-advantaged savings programs designed to help finance college expenses. Beginning in 2002, savings held...
- White papers 2003-07-29
- Message to the Congress transmitting the "Retirement Savings and Security Act."
- To the Congress of the United States:I am pleased to transmit today for the consideration of the Congress the "Retirement Savings and Security Act." This legislation is designed to empower all Americans to save for their retirement by expanding pension coverage, increasing portability, and enhancing security. By using both employer...
- Research articles 1996-05-27
- American Skandia Introduces American Skandia College Savings Program; `529 Plan' Offers More Investment Options
- Business Editors SHELTON, Conn.--BUSINESS WIRE--Nov. 7, 2001 American Skandia Marketing, Incorporated and Strong Capital Management, Inc. today announced the American Skandia College Savings Program, a new investment product that offers families a tax-advantaged and flexible way to save for college. Section 529 Plans are tuition savings programs...
- Research articles 2001-11-07
- As 529 College Savings Plans Grow, So Do Worries about Brokers' Fees.
- By Susan Harrigan, Newsday, Melville, N.Y. Knight Ridder/Tribune Business News Apr. 25--They sounded like a great idea. Faced with soaring costs for higher education, families worried about coping with Junior's future college bills have poured billions of dollars into state-sponsored college-savings...
- Research articles 2004-04-25
- Identifying The Savings Opportunities At Investment Banks
- US investment banks are cutting costs by shrinking employment, but they can trim other types of spending without causing serious damage to their culture or morale. The potential financial benefits from cost-savings programs - benefits that equal some banks' annual earnings - are difficult to ignore. But identifying the scale...
- White papers 2008-09-01
- NORESCO Engaged by State of Maryland for $36 Million in Energy Savings at Spring Grove Hospital Center
- WESTBOROUGH, Mass. -- The Maryland Department of General Services has engaged NORESCO, a global leader in guaranteed energy savings programs and on-site energy management, to implement an energy efficiency performance contract that will save Spring Grove Hospital Center more than $36 million over 13 years. The project, calculated to reduce...
- Research articles 2007-11-01
- IRS bars linking HSA contributions to wellness program participation.(News)(Internal Revenue Service)(health savings accounts)
- Byline: JERRY GEISEL WASHINGTON-Employers offering health assessment and disease management programs alongside health savings accounts may have to change the way they use financial incentives to promote participation in those programs under newly Byline: JERRY GEISEL WASHINGTON-Employers offering health...
- Research articles 2005-09-12
- Disease management generating savings.
- Employers are reaping savings -- some substantial -- from programs that seek to aggressively monitor and treat certain chronic conditions, consultants say. Such disease management programs, some of which are using Web-based technology, aim to reduce Employers are reaping savings -- some substantial -- from...
- Research articles 2000-07-31
- Stalking Those Elusive Savings in Procurement
- "Many companies are reporting frustration with their attempts to cut procurement costs. The expected benefits from these cost reduction programs—which should be between 5 and 10 percent per year in most industries—are simply not materializing. Why is this happening, and what can companies do to achieve real, sustainable savings? Problems...
- White papers 2003-01-01
- A College Savings Account Disaster
- When 529 prepaid college plans arrived on the scene in the 1990s, the college savings accounts seemed like the dullest, most risk-free investments that a parent could ever make. The prepaid plans appeared perfect for conservative investors, who were too scared to save for college through the stock market. ...
- Blog posts 2009-10-05
- IRS targeting 403(b) plans. (Internal Revenue Service; tax-deferred annuities)
- As employers expand savings plans, compliance falters Tax-exempt organizations that offer 403b annuities as part of their retirement savings programs are looking nervously over their shoulders - and with good reason. Despite the risk of added IRS ovAs employers expand savings plans, compliance falters Tax-exempt...
- Research articles 1996-02-05
- The Lost Culture of Saving
- Social scientist Barbara Dafoe Whitehead discusses the institutions and forces that conspire against saving, and how we can change them. According to Whitehead, shortsighted government policy and a financial system based on greed turned Americans away from thrift… Even before it was fashionable, Barbara Dafoe Whitehead was proselytizing about the...
- Articles 2009-03-05
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