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78 Resources for

savings

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BNET Business Dictionary

Savings
money set aside by consumers for a particular purpose, to meet contingencies, or to provide an income during retirement. Savings money in deposit and savings accounts differ from investmentsâ€"for example,...
Savings definition on BNET »

BNET Resources

Helping Cash-Strapped Families Save for the Future
Will you be spending or saving your US stimulus check? Uncle Sam, of course, is betting that  you will spend it and improve the economy. But Harvard Business School professor Peter Tufano has devoted many years exploring ways that society can encourage non-affluent  citizens to save for...
Tags: Sean Silverthorne, Finance, Government, Investment, Savings
Blog posts 2008-06-25
Americans' Savings Keep Growing Fatter in Lean Times
After gorging ourselves on enough home-equity, credit-card and auto-loan debt to choke Jabba the Hut, many of us are feeding our savings accounts more in tighter times than reveling in wanton, unbridled consumption. Americans' personal savings rate rose to 3.3 percent last month from 2.8% in August,...
Tags: Financial, Savings, Americans, Financial Accounting, Finance, Chris Pummer
Blog posts 2009-10-30
Is Saving More a Good Thing?
Americans have cut down dramatically on spending and ratcheted up their savings rates. And while that's good for the economy long term, helping to finance valuable investment, in the short term, it's only making our economic woes worse…A recent store visit underscores just how dramatically spending habits have changed in...
Tags: U.S., Savings, Economist, Income, MoneyWatch, Savings Rate, Personal Finance, Operational Accounting, Finance, Thrift, Consumer Spending, Household Debt, Consumption, Paradox of Thrift, Recession, Cait Murphy
Articles 2009-03-09
The Lost Culture of Saving
Social scientist Barbara Dafoe Whitehead discusses the institutions and forces that conspire against saving, and how we can change them. According to Whitehead, shortsighted government policy and a financial system based on greed turned Americans away from thrift… Even before it was fashionable, Barbara Dafoe Whitehead was proselytizing about the...
Tags: Bank, Lottery, Debt, MoneyWatch, States, Government, Financial Services, ATM, Sales Channel, Vertical Industries, Networking, Sales, Enterprise Software, Software, Saving, Thrift, Consumer Spending, MoneyWatch Q&A, Thrift Savings Plans, Retirement Planning, Retirement Income, Savings, Paradox of Thrift, Cait Murphy
Articles 2009-03-05
Learning from Japan's Gaffes
The U.S. is not the only nation to face a massive recession. As Barry Petersen reports, Japan suffered an economic crisis during the 1990's, and there were setbacks with their version of a stimulus.
Tags: Asia, Bailout, Business, Depression, Dollar, Economy, Evening, Finance, Greed, Japan, Market, Money, MoneyWatch, Recession, Savings, Stock, Wall Street, Waste, World, Yen
Videos 2009-02-15
Where Will the Benefits of Fuel Savings Be Seen?
One of the unexpected benefits of a $90-a-barrel drop in the price of crude oil is a transport sector that has far less to pay for keeping things moving. Now, of course, that savings is predicated on the assumption that there’s actually something out there to move – that...
Tags: Savings, Seeking Alpha, Benefits, Human Resources, Matt McAbby, Alaska Air Group Inc., Transport
External links 2008-11-20
Children’s Place Retail Stores Inc. Q2 2009 Earnings Call Transcript.
Question-and-Answer SessionOperator Operator Instructions Your first question comes from Betty Chen - Wedbush Morgan. Betty Chen - Wedbush Morgan Sue, I was wondering if we could speak a little bit about the cost savings. I think you’ve mentioned that we are on track to see about $10 million of...
Tags: Savings, Call Transcript, Earnings, Children's Place Retail Stores Inc., Seeking Alpha
Earnings calls 2009-08-20
Power-One Inc. Q2 2009 Earnings Call Transcript
Question-and-Answer Session Operator Operator instructions Your first question comes from the line of Steve Ferranti of Stephens, Inc. Steve Ferranti - Stephens, Inc. I want to see if you guys might be able to provide us with a little more color on terms of the timing on how...
Tags: Savings, Call Transcript, Earnings, Stephens Inc., Power-One Inc., Operational Accounting, Finance, Seeking Alpha
Earnings calls 2009-07-23
Technitrol Inc. Q1 2009 Earnings Call Transcript
Question-and-Answer SessionOperator Instructions. Your first question is from Shawn Harrison of Longbow Research. Shawn Harrison - Longbow Research First question gets to the guidance that was put out and that was kind of I guess in the middle of February of $16 million to $18 million EBITDA target for...
Tags: Revenue, EBITDA, Savings, Call Transcript, Earnings, Technitrol Inc., Operational Accounting, Finance, Seeking Alpha
Earnings calls 2009-05-04
Littelfuse Q1 2009 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Operator Instructions. And our first question comes from Shawn Harrison with Longbow Research. Shawn Harrison - Longbow Research Hi, good morning. Just a few points of clarification for me; first, did you stay what the book to bill was for the March quarter? Gordon Hunter...
Tags: Savings, Call Transcript, Cost Savings, Earnings, Manufacturing, Seeking Alpha, Littelfuse Inc.
Earnings calls 2009-05-01
Cache, Inc. Q4 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Operator instructions. Our first question is from Margaret Whitfield with Sterne, Agee. Please go ahead with your question. Margaret Whitfield – Sterne, Agee Hi, Tom and Maggie. Wondered if you could talk about when you took these actions to reduce operating costs and when we...
Tags: Savings, Call Transcript, Earnings, Cache Inc., Sales Strategy, 401(k), Retirement Plans, Capital Structures, Sales, Human Resources, Benefits, Finance, Seeking Alpha
Earnings calls 2009-03-19
American Axle & Manufacturing Holdings, Inc.F4Q08, Full Year Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions Your first question comes from Rod Lache from Deutsche Bank. Securities Dan Galveston- Deutsche Bank Securities This is actually Dan Galveston in for Rod. I had some questions around the cadence of the cost savings. Can you talk to...
Tags: Deutsche Bank AG, Savings, Call Transcript, Earnings, Benefits, Vertical Industries, Healthcare, Human Resources, Enterprise Software, Software, Seeking Alpha, American Axle & Manufacturing Holdings Inc.
Earnings calls 2009-01-30
Tyco Electronics, Ltd. F1Q09 (Qtr End 12/26/08) Earnings Call Transcript
Question-and-Answer SessionOperator Operator Instructions. We will go to Shawn Harrison with Longbow Research. Please go ahead. Shawn Harrison - Longbow Research Hi. Good morning. Looking at some of the additional restructuring announcements, as well as that 12% EBIT margin target, that requires, I guess, $12 billion in sales. What...
Tags: Savings, Call Transcript, EBIT, Earnings, Sales Strategy, Balance Sheets, Sales, Financial Statements, Financial Accounting, Finance, Seeking Alpha
Earnings calls 2009-01-28
KEMET Corp. F2Q09 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Operator instructions. The first question comes from the line of Joe Whitten, Longbow Research. Joe Whitten - Longbow Research Good morning. This is Joe on the line for Shawn Harrison. My first question is you obviously saw some decent restructuring savings...
Tags: Savings, Factoring, Call Transcript, Earnings, Piece, KEMET Corp., Balance Sheets, Operational Accounting, Financial Statements, Financial Accounting, Finance, Seeking Alpha
Earnings calls 2008-10-29
Align Technology Inc. Q3 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Ladies and gentlemen we will now be conducting the question and answer session. Operator instructions. Our first question is from Mr. Tao Levy with Deutsche Bank, please proceed with your question. Unidentified Analyst This is Seth for Tao can you hear me okay? Tom...
Tags: P&L, Savings, Call Transcript, Earnings, Costa Rica, Align Technology Inc., Seeking Alpha
Earnings calls 2008-10-28
HNI Corp. Q3 2008 Earnings Call Transcript
Question-and-Answer SessionOperator Thank you. Operator Instructions First question from the line of Matt McCall with BB&T Capital Markets. Matt McCall - BB&T Capital Markets Thank you. Stan Askren Good morning, Matt. Matt McCall - BB&T Capital Markets Kurt, first on the guidance you said to look at 1.6...
Tags: Savings, Call Transcript, Cost Savings, Earnings, Pricing Strategy, HNI Corp., Pricing, Supply Chain, Currency & Foreign Exchange, Marketing Research, Marketing, Business Operations, Finance, Seeking Alpha
Earnings calls 2008-10-16
Thomson Q2 2006 Earnings Conference Call Transcript (TMS)
Question-and-Answer SessionOperator Our first question comes from Thomas Grenier - Societe Generale Paris. Thomas Grenier - Societe Generale Good afternoon. My first question is on your capital structure. You issued a press release at the beginning of May talking about a strategic reflection about Thomson...
Tags: Savings, Call Transcript, Thomson Corp., Earnings, Investment, Digital Video, Capital Structures, Financial Accounting, Digital Media, Financial Services, Finance, Personal Technology, Consumer Electronics, Seeking Alpha
Earnings calls 2006-07-28
Wiley John & Sons F4Q08 (Qtr End 4/30/08) Earnings Call Transcript
Question-and-Answer Session Operator Operator Instructions We’ll take our first question from Drew Crum with Stifel Nicolaus. Drew Crum - Stifel Nicolaus I wanted to start with Blackwell. Ellis, could you quantify the integration costs expended in fiscal year ’08 and how you see that progressing in fiscal year...
Tags: Savings, Call Transcript, Earnings, Integration, Seeking Alpha
Earnings calls 2008-06-19
The Fruits of Frugality
Despite our recent history, Americans haven't always been spendthrifts: from 1950 to 1992, the saving rate averaged 8.6 percent. What a return to a savings rate that high might look like in terms of social habits, the country's mood, and our position in the world…In the wake of the...
Tags: U.S., Savings, Boom-and-Bust, Financial Accounting, Corporate Governance, Investment, Personal Finance, Finance, Business Operations, Corporate Law, Savings Rate, Nesting, Home Sizes, Bankruptcy, Consumption, Cait Murphy, Great Depression
Articles 2009-03-17
The True Costs Of Recovery
Based upon reports and studies from past recessions and major previous fiscal crises, financial experts have offered a bleak economic forecast for the next several years. Anthony Mason reports.
Tags: Recovery, Financial, MoneyWatch, Financial Accounting, Finance, Evening, Business, AIG, Stock, Trade, Commerce, Bank, Lend, Loan, Savings, Checking, Credit, Crisis, Recession, Depression, Economy, Money
Videos 2009-03-19
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