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cost savings (379 results), Health Savings Account (98 results), Coolsavings (4 results), Ohio Savings Bank (2 results)
BNET Business Dictionary
- Savings
- money set aside by consumers for a particular purpose, to meet contingencies, or to provide an income during retirement. Savings (money in deposit and savings...
- Savings definition on BNET »
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- Helping Cash-Strapped Families Save for the Future
- Will you be spending or saving your US stimulus check? Uncle Sam, of course, is betting that you will spend it and improve the economy. But Harvard Business School professor Peter Tufano has devoted many years exploring ways that society can encourage non-affluent citizens to save for...
- Blog posts 2008-06-25
- How Much Can I Spend Each Month In Retirement?
- Use this tool to compute how much you will be able to regularly withdraw from your savings account before you run out.
- Tools & templates 2008-01-01
- Savings
- This calculator will help you determine how long, how much per month or what interest rate is needed to accumulate your desired sum of money.
- Tools & templates 2008-01-01
- Compound Interest And Your Return
- How interest is calculated can greatly affect your savings. The more often interest is compounded, or added to your account, the more you earn. This tool demonstrates how compounding can affect your savings, and how interest on your interest really adds up!.
- Tools & templates 2008-01-01
- Savings, Taxes, And Inflation
- The value of your savings can be affected by both taxes and inflation. Use this tool to determine how much your savings will be worth with this in mind.
- Tools & templates 2008-01-01
- What Savings Amount Should I Start With?
- Use this tool to compute how much money you would need to start with to reach a savings goal.
- Tools & templates 2008-01-01
- What Rate Would I Need To Earn On My Savings?
- Use this tool to compute the rate of return you would need to reach your savings goal.
- Tools & templates 2008-01-01
- What's It Worth To Reduce My Spending?
- This tool calculates the trade-off in discretionary spending and saving. For example, if you save $50 a month by giving up that double-whipped mocha or other discretionary item, you will have saved $600 a year. However, if you are saving $50 a month in an interest-bearing account paying 6% interest,...
- Tools & templates 2008-01-01
- How Much Will My Savings Be Worth?
- This tool calculates the future value of your savings plan based on the savings information that you provide. This information includes the amount of your initial lump-sum investment, number of years to save, frequency of contributions, periodic savings amount, savings interest rate and inflation rate.
- Tools & templates 2008-01-01
- Compare Savings Rates
- Even a small difference in the interest you are paid on your savings can add up over time. Use this tool to see how different savings rates can impact your savings strategy! This tool can also show you how deposits at the start of each month, compared to the end...
- Tools & templates 2008-01-01
- How Long Will My Retirement Savings Last?
- Use this tool to find out how long you can make recurring withdrawals of a specified amount from your savings account.
- Tools & templates 2008-01-01
- Assignment Of Savings Account
- A savings account is a balance of funds maintained with a depository institution in order to accumulate money. Transfer and assign a savings account in a bank with this Assignment of Savings Account form. In this template, the party who has set up the savings account the assignor assigns and...
- Tools & templates 2007-12-01
- Current Account Balances, Financial Development and Institutions: Assaying the World "Savings Glut"
- This paper investigates the medium-term determinants of the current account using a model that controls for factors related to institutional development, with a goal of informing the recent debate over the existence and relevance of the "Savings glut." It finds that for industrial countries, the government budget balance is an...
- White papers 2005-11-01
- Planning for the Optimal Mix of Paygo Tax and Funded Savings
- The paper uses an overlapping generation's model to analyze the problem of a benevolent planner determining the pay-as-you-go tax rate and the level of funded savings, in an economy where both are policy variables. It characterizes the conditions under which it is desirable to have both a positive tax rate...
- White papers 2004-05-12
- Spend Management - Why ''On Demand'' Is Becoming The Dominant Model
- The webcast is based on the facts that spend management that can deliver savings of 1% to 5% of annual revenues. Hard dollar savings come through getting better deals with suppliers through spend analysis and sourcing and avoiding "maverick" or off-contract spending (through contract management and e-procurement). While savings are...
- Webcasts 2003-10-22
- Case Studies: Cummins Witnesses Savings
- When a change in fuel emission standards reduced demand for its N-14 truck engine, Cummins Inc. (Columbus, IN) used Witness simulation software from Lanner Group Houston to improve the post-assembly of the engine, and in the process realized $268,000 in annual savings. As important as it was to find these...
- Case studies 2003-09-05
- Activity-Based Costing And Savings
- One of the major reasons why savings lags credit in the micro finance field is the fear that savings is too costly. This article will examine the potential for Activity-Based Costing ABC to answer several key questions regarding the costs of savings. Ac
- White papers 2003-07-01
- Savings and Credit Associations and Remittances: The Case of Far West Nepalese Labour Migrants in Delhi, India
- Migration to Delhi is an important fact of life for people in Far West Nepal. Migrants invest their savings in financial self-help associations. Part of these savings are remitted back home. Yet the infrastructure for remittances is sub-optimal, so migrants carry their savings back home. In light of the worsening...
- White papers 2003-07-01
- The Savings and Loan Debacle: A Perspective From the Early Twenty-First Century
- The savings and loan debacle of the 1980s was a costly but important learning event for depository regulation in the United States. The origins of the debacle lay in restrictive government regulation that eventually led to financial difficulties for savings and loan institutions in the late 1970s and early 1980s....
- White papers 2003-01-14
- Stalking Those Elusive Savings in Procurement
- "Many companies are reporting frustration with their attempts to cut procurement costs. The expected benefits from these cost reduction programs—which should be between 5 and 10 percent per year in most industries—are simply not materializing. Why is this happening, and what can companies do to achieve real, sustainable savings? Problems...
- White papers 2003-01-01
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