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	<title><![CDATA[stacey bradford Resources | BNET]]></title>
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	<description><![CDATA[White papers, case studies, business articles, and blog posts relating to stacey bradford]]></description>
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		<title><![CDATA[Medicare D and Medicare Advantage: How to Pick Plans]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/retirement-planning/article/medicare-d-and-medicare-advantage-how-to-pick-plans/370065/]]></link>
		<description><![CDATA[Time is running out for you or your parents to sign up for Medicare D and Medicare Advantage plans. By following these tips, you?ll be able to find the best and most affordable coverage.        As painful as it may be to sift through...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Fri, 04 Dec 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Money Management: The Best Online Personal Finance Sites]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/money-management-the-best-online-personal-finance-sites/369257/]]></link>
		<description><![CDATA[Using a free Web site to see where your money?s going can help you get your finances on track. But our test of five money-management sites found that some are much better than others.                ...]]></description>
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		<pubDate>Wed, 02 Dec 2009 00:00:00 -0800</pubDate>
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		<title><![CDATA[Nesting: Proper Estate Planning Takes Time]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/nesting-proper-estate-planning-takes-time/1365/]]></link>
		<description><![CDATA[Here I am two days past my due date and my baby has yet to arrive. As I look over my official "to-do" list, I'm annoyed that I still haven't managed to complete every task. Despite my best efforts, my husband's life insurance and life insurance trust are still not...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 29 Sep 2009 12:31:58 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/life+insurance.html"><![CDATA[Life Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[Health Care Reform: Premiums Are Still Too High]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/health-care-reform-premiums-are-still-too-high/1334/]]></link>
		<description><![CDATA[Don't thank Senator Max Baucus for tweaking his proposed health care plan and lowering premiums for moderate income households. According to my math, the price tag is still far more than most of those family budgets can handle. by Stacey Bradford]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 23 Sep 2009 14:16:17 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/income.html"><![CDATA[Income]]></category>
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		<title><![CDATA[Health Care Reform: Do You Know What's Going On?]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/health-care-reform-do-you-know-whats-going-on/1308/]]></link>
		<description><![CDATA[Over the weekend, I participated in a lively debate about health care reform. What I found so striking was that the conversation didn't focus on liberal versus conservative agendas. Instead, the group found itself arguing over where legislation stood today and which proposals were still on the table. Although we...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 21 Sep 2009 11:58:59 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare+reform.html"><![CDATA[Healthcare Reform]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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	<item>
		<title><![CDATA[Health Insurance: What Families Can Expect Next Year]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/health-insurance-what-families-can-expect-next-year/1285/]]></link>
		<description><![CDATA[In yesterday's post, I outlined the health insurance changes that await you for 2010, including higher out-of-pocket costs and fewer plan options to choose from. Today, I'd like to focus more attention on some of the strategies employers are using to save money on family coverage. To get a better...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 18 Sep 2009 09:59:13 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[Prepare to Pay More for Health Insurance in 2010]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/prepare-to-pay-more-for-health-insurance-in-2010/1258/]]></link>
		<description><![CDATA[Forget health care reform. If you really want to know what will affect your health related dollars in 2010 -- and you're lucky enough to have employer-sponsored insurance -- you're better off paying attention to the materials your human resources department hands out during open enrollment season. (Most firms do...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 17 Sep 2009 05:30:38 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+insurance.html"><![CDATA[Health Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources+inc..html"><![CDATA[Human Resources Inc.]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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	<item>
		<title><![CDATA[Nesting: Freelancing With Small Children]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/nesting-freelancing-with-small-children/1240/]]></link>
		<description><![CDATA[I've been working for myself as a freelancer for the past nine months. The experience has certainly had its ups and downs. Now as I count down the days until my second baby arrives, I'm trying to decide if I want to continue on this way so I can spend...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 15 Sep 2009 11:59:41 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/baby.html"><![CDATA[Baby]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
	</item>
	<item>
		<title><![CDATA[Nesting: Don't Buy Life Insurance for Your Baby]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/nesting-dont-buy-life-insurance-for-your-baby/1223/]]></link>
		<description><![CDATA[There's nothing I respect less than companies that market useless products to expectant moms and dads. Especially ones that do so by preying upon a parent-to-be's fears. My personal pet peeve is the pitch for baby life insurance. by Stacey Bradford]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 11 Sep 2009 13:04:55 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/life+insurance.html"><![CDATA[Life Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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	<item>
		<title><![CDATA[College Kids and Credit Cards: What Every Parent Needs to Know]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/article/college-kids-and-credit-cards-what-every-parent-needs-to-know/340021/]]></link>
		<description><![CDATA[The plastic providers have one more chance to lure in college students before next year's law prevents them. Here's how to make your kid "card smart."  The era of &#8220;No Student Left Behind: Credit Card Edition&#8221; will come to an end early next year, thanks to the new credit...]]></description>
		<s:doctype><![CDATA[Articles]]></s:doctype>
		<pubDate>Thu, 10 Sep 2009 00:00:00 -0700</pubDate>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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	<item>
		<title><![CDATA[President Obama Wants You to Save More Money for Retirement]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/president-obama-wants-you-to-save-more-money-for-retirement/1208/]]></link>
		<description><![CDATA[Health care reform isn't the only thing on President Obama's mind these days. Over the weekend, he announced some administrative actions that he hopes will help workers save more money for retirement. While I'm only in favor of two of the three ideas, I love that these changes could get...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 09 Sep 2009 20:00:01 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/retirement.html"><![CDATA[Retirement]]></category>
		<category domain="http://resources.bnet.com/topic/barack+obama.html"><![CDATA[Barack Obama]]></category>
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		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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	<item>
		<title><![CDATA[Caregiving: Three Hidden Costs to Avoid]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/caregiving-three-hidden-costs-to-avoid/1192/]]></link>
		<description><![CDATA[Caring for an elderly parent takes an enormous amount of time and energy. Turns out it can be a significant financial burden, as well. by Stacey Bradford]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 04 Sep 2009 07:30:15 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/parent.html"><![CDATA[Parent]]></category>
		<category domain="http://resources.bnet.com/topic/energy.html"><![CDATA[Energy]]></category>
		<category domain="http://resources.bnet.com/topic/financial+accounting.html"><![CDATA[Financial Accounting]]></category>
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		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
	</item>
	<item>
		<title><![CDATA[The Costs When Caring for an Elderly Parent]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/the-costs-when-caring-or-an-elderly-parent/1176/]]></link>
		<description><![CDATA[Earlier this week I wrote about the financial strain of caring for an ailing spouse. That got me thinking about the costs adult children may take on when they become caregivers for their parents. Is this yet another expense -- along with retirement and our own kids' college education --...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Thu, 03 Sep 2009 16:33:20 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/parent.html"><![CDATA[Parent]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[Health Care: Medical Bills Force Some Couples to Divorce]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/health-care-medical-bills-force-some-couples-to-divorce/1164/]]></link>
		<description><![CDATA[Over the weekend, The New York Times' Nicholas D. Kristof wrote a touching column about his friend who felt torn between divorcing her sick husband and eventually living as an impoverished widow. The problem was that her spouse had early-onset dementia and as his care needs increased, so too would...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 31 Aug 2009 12:47:46 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/bill.html"><![CDATA[Bill]]></category>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[Nesting: Watch Out for Sales Gimmicks]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/nesting-watch-out-for-sales-gimmicks/1147/]]></link>
		<description><![CDATA[Toys "R" Us wants you to think that it cares deeply about your baby's safety. Starting on August 28th, the retailer is running a "Great Trade-In" event encouraging parents to exchange used cribs, car seats, high chairs, strollers and other baby gear for a 20% coupon on new replacement products....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 28 Aug 2009 07:40:30 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/car.html"><![CDATA[Car]]></category>
		<category domain="http://resources.bnet.com/topic/baby.html"><![CDATA[Baby]]></category>
		<category domain="http://resources.bnet.com/topic/retail.html"><![CDATA[Retail]]></category>
		<category domain="http://resources.bnet.com/topic/sales+strategy.html"><![CDATA[Sales Strategy]]></category>
		<category domain="http://resources.bnet.com/topic/sales.html"><![CDATA[Sales]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[What College Freshman Don't Know]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/what-college-freshman-dont-know/1137/]]></link>
		<description><![CDATA[One of my daughter's babysitters is heading off to college in a few days. I worry that she's like so many 18-year-olds -- a bit naÃ¯ve with money -- and will graduate with piles of debt. When I asked if her parents had the big "money talk" with her, she...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Wed, 26 Aug 2009 09:35:18 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/college.html"><![CDATA[College]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[Admit it, Our Health Care System Isn't Perfect]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/admit-it-our-health-care-system-isnt-perfect/1127/]]></link>
		<description><![CDATA[Last night I got sucked into a Fox News special on health care. It basically glorified our current system and included personal anecdotes from patients who believe they may not be alive today if they had received care in Canada or the UK. I can respect that every one has...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 24 Aug 2009 13:35:22 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/health+care.html"><![CDATA[Health Care]]></category>
		<category domain="http://resources.bnet.com/topic/vertical+industries.html"><![CDATA[Vertical Industries]]></category>
		<category domain="http://resources.bnet.com/topic/benefits.html"><![CDATA[Benefits]]></category>
		<category domain="http://resources.bnet.com/topic/healthcare.html"><![CDATA[Healthcare]]></category>
		<category domain="http://resources.bnet.com/topic/human+resources.html"><![CDATA[Human Resources]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[Nesting: Life Insurance Trusts]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/nesting-life-insurance-trusts/1117/]]></link>
		<description><![CDATA[I've finally completed a task I started nearly four years ago: I set up a life insurance trust. Don't ask me why it took quite so long. I have no valid excuse. But now that it's behind me, I urge other parents to consider one too. by Stacey Bradford]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Fri, 21 Aug 2009 05:00:18 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/life+insurance.html"><![CDATA[Life Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/trust.html"><![CDATA[Trust]]></category>
		<category domain="http://resources.bnet.com/topic/insurance.html"><![CDATA[Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/financial+planning.html"><![CDATA[Financial Planning]]></category>
		<category domain="http://resources.bnet.com/topic/personal+finance.html"><![CDATA[Personal Finance]]></category>
		<category domain="http://resources.bnet.com/topic/business+operations.html"><![CDATA[Business Operations]]></category>
		<category domain="http://resources.bnet.com/topic/corporate+insurance.html"><![CDATA[Corporate Insurance]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[More Bad Financial Advice]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/more-bad-financial-advice/1107/]]></link>
		<description><![CDATA[Unfortunately, there's a lot of bad advice out there. Last week I posted a blog entry about a questionable recommendation I came across involving credit cards and home equity lines of credit.  Then today, I read some awful counsel regarding debt repayment that I hope you'll steer clear of....]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Tue, 18 Aug 2009 12:45:34 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/advice.html"><![CDATA[Advice]]></category>
		<category domain="http://resources.bnet.com/topic/financial.html"><![CDATA[Financial]]></category>
		<category domain="http://resources.bnet.com/topic/equity.html"><![CDATA[Equity]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/investment.html"><![CDATA[Investment]]></category>
		<category domain="http://resources.bnet.com/topic/finance.html"><![CDATA[Finance]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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		<title><![CDATA[Credit Card Reform and Your College Bound Child]]></title>
		<link><![CDATA[http://moneywatch.bnet.com/saving-money/blog/family-finance/credit-card-reform-and-your-college-bound-child/1094/]]></link>
		<description><![CDATA[On Thursday the long anticipated Credit CARD Act goes into effect, but this may offer parents with kids heading off to college little comfort. That's because the rule restricting those under 21 from signing up for their own credit cards won't be in place until February. In the meantime, you...]]></description>
		<s:doctype><![CDATA[Blog posts]]></s:doctype>
		<pubDate>Mon, 17 Aug 2009 17:53:25 -0700</pubDate>
		<category domain="http://resources.bnet.com/topic/credit+card.html"><![CDATA[Credit Card]]></category>
		<category domain="http://resources.bnet.com/topic/sales+channel.html"><![CDATA[Sales Channel]]></category>
		<category domain="http://resources.bnet.com/topic/financial+services.html"><![CDATA[Financial Services]]></category>
		<category domain="http://resources.bnet.com/topic/sales.html"><![CDATA[Sales]]></category>
		<category domain="http://resources.bnet.com/topic/stacey+bradford.html"><![CDATA[Stacey Bradford]]></category>
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